The Excellent Monetary System (EMS)
Alle afleveringen
13 afleveringen, van nieuw naar oud
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The Excellent Monetary System (EMS): True Additional Money Creation in Service of Society
10 maart 2025 · 5 min
This episode introduces the Excellent Monetary System (EMS) as a structural solution for enabling real, debt-free public financing. Discover how the EMS is implemented, how it operates alongside the current monetary system, and how it offers governments a non-inflationary way to meet societal needs without relying on taxes or borrowing. Lees meer
In this short yet powerful episode, I present a clear and complete explanation of the Excellent Monetary System (EMS): an additional monetary system designed to enable real, debt-free money creation in service of the public interest.
I walk you through its step-by-step implementation, the role of the central bank, and how public spending can be financed without taxes or borrowing—while maintaining transparency, legal control, and democratic oversight.
The EMS structurally complements and transforms the existing monetary order, offering governments a way to meet social needs and invest in the future without creating inflation or financial dependency.
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BBONUS episode: The Root Cause of Financial Problems in Our Society
27 februari 2025 · 14 min
This bonus episode of the Excellent Monetary System (EMS) podcast explores what lies at the heart of recurring financial stress, inequality, and economic crises across the globe: the fact that our current monetary system never truly creates additional money — all new money comes with an equal amount of debt. Lees meer
Discover how the EMS proposes a revolutionary but complementary solution: truly additional, debt-free money creation. This episode explains how EMS offers structural relief, economic resilience, and the potential to break the cycle of scarcity, taxation pressure, and debt. It challenges conventional thinking about inflation, explains how governments and citizens could thrive without additional tax burdens, and invites you to imagine a healthier, more balanced financial system.
🔗 For more in-depth insights, articles, and my book in 17 languages, visit: linktr.ee/wtmberendsen
🎯 Topics covered:
monetary reform, The Excellent Monetary System, EMS solution, debt-free money, systemic inequality, inflation myth, economic sustainability, root cause of economic problems, complementary monetary system, next global monetary system, monetary reform.
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Breaking Free from the Debt Trap
26 februari 2025 · 14 min
In this powerful episode of the Excellent Monetary System podcast, we take a deep dive into one of the most critical questions of our time: how much debt is enough to sustain modern economies? The answer: there is never enough. Our current financial systems — monetary, banking, and economic — are built on endless growth driven by debt, creating a dangerous cycle that threatens long-term stability. This episode explores the mechanics behind debt-based money creation, the structural flaws that make economic collapse inevitable, and how we can transition to a future where money is created based on real societal needs. Discover how the Excellent Monetary System offers a new path forward — one that breaks the chains of accounting-driven insanity and puts human well-being at the center of economic design. Lees meer
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The Debt Trap: Why Our Economic System Is Built to Fail
24 februari 2025 · 11 min
In this episode of the EMS podcast, we explore one of the most critical and misunderstood flaws in our global economic system: the debt trap. Most people don’t realize that in today’s monetary framework, money is only created through debt — and never as real, net-positive value. This creates a vicious cycle where governments, businesses, and individuals are forced to borrow endlessly, just to stay afloat. Lees meer
We unpack the systemic causes behind this, including why the money supply can never cover total debt obligations due to interest, and how Keynesian economics often worsens the problem instead of solving it. The illusion of prosperity built on debt is unsustainable — and dangerously misleading.
Finally, we introduce the Excellent Monetary System (EMS), a radically different approach that enables real additional money creation without debt. If we are to break free from the debt trap, we must rethink our monetary foundations. Tune in to understand the trap — and begin exploring the path out.
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The Narrow Definition of Monetary and My Broader Interpretation
22 februari 2025 · 13 min
In this episode of the EMS podcast, I challenge the traditional, narrow definition of "monetary" as used in mainstream (macro)economics. While conventional thinking focuses on money supply and central bank policy, I explain why the entire network of financial dependencies between citizens, companies, and governments also belongs to the monetary domain. Lees meer
From inflation to cost pricing, from government policy to income inequality—everything has a monetary dimension that's often ignored. I show why this broader interpretation is essential for real systemic change, and how the Excellent Monetary System provides a structural solution.
In the coming episodes, I’ll also explore various reform ideas like full reserve banking, universal basic income, Modern Monetary Theory (MMT), SUMSY, and of course, a deeper dive into my own proposal: the Excellent Monetary System (EMS).
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The Current Governmental Banking and Financing System
20 februari 2025 · 22 min
In this episode of EMS – Excellent Monetary System – Wilfred Berendsen breaks down how governments fund their activities through taxation and debt, and how central banks like the ECB influence national budgets via interest rate policies. He critiques Modern Monetary Theory (MMT), especially the version proposed by Stephanie Kelton, and explains how current financial structures contribute to inflation, inequality, and economic instability. Wilfred makes the case for transitioning to the Excellent Monetary System, a system that removes the need for taxation and promotes sustainable prosperity for all. Lees meer
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The Current People and Companies Banking System
18 februari 2025 · 10 min
In this episode of the Excellent Monetary System (EMS) podcast, we dive deep into one of the core mechanisms of our modern economic world: the People and Companies Banking System. Although it underpins almost every financial transaction for individuals and businesses, its functioning and consequences are widely misunderstood. Lees meer
We reveal how commercial banks create money through debt — not through real value — and explain why this system never produces real, additional money. Instead, it guarantees a vicious cycle of borrowing, repayment, and rising inequality. As long as this model remains, economic collapse is not a risk — it is inevitable.
This episode exposes how debt-based money creation leads to widespread financial strain, growing societal inequality, and structural injustices like the housing crisis. And more importantly, it presents the solution: the Excellent Monetary System — a life-centered, healing-based monetary model that breaks with debt-dependency and accounting logic.
🔹 Key insights from this episode:
Commercial banks create money solely through debt.
No real, net-positive money creation exists in the current system.
Debt-based money creation leads to infinite financial pressure and collapse.
Inequality and social exclusion are structurally built into this model.
The only real solution is a new system: the Excellent Monetary System.
Listen in to understand how this debt-based model affects your life, your income, and your future — and why now is the time to demand a system that serves people, not balances.
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The currrent economic systems
4 februari 2025 · 23 min
In this sixth episode of the EMS podcast (Excellent Monetary System), we examine how today’s economic systems are built on financial dependencies between companies, citizens, and governments. Using the cost-price structure as a lens, we explain how these dependencies are created and maintained – often at the expense of livable wages and sustainable growth. We argue that it’s time for a fundamental shift toward the Excellent Monetary System. Lees meer
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The current monetary system
29 januari 2025 · 26 min
This episode describes and tells a lot about the current monetary system. The features of current monetary system are mentioned. It is explained how the current monetary system works. The role of commercial banks in money creation is explained. The notion of fractional reserve banking is mentioned but also the notion of full reserve banking. And the other alternative of no reserve banking. I mention my definition of governmental banking system and governmental financing system. These notions will get more detailed explanations in further episodes of this podcast. Lees meer
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What is the Excellent Monetary System
13 januari 2025 · 29 min
In this Episode of the Podcast, I explain a lot more about the Excellent Monetary System. The key features of the Excellent Monetary System are explained, it is explained how the Central Banks and Governments can create my monetary system. I explain a bit about the Governmental Policies that governments can or should use together with the Excellent Monetary System. Lees meer
This episode of the podcast however, of course, by far not fully covers what EMS entails. For getting the bigger picture, to get to understand the relations enough, the former episode about inflation but also quite some parts of the episodes that follow after this one have to be listened to and get to be understood.
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How inflation really works
9 januari 2025 · 50 min
This part of the podcast is the most important because it explains many aspects of the phenomenon of inflation. This explanation is very relevant for understanding what is going on in the current worldwide economies but also it is important for understanding enough why my Excellent Monetary System is important to solve problematic inflation and why my Excellent Monetary System is much better than the current monetary system. Also hopefully those who listen to this episode about inflation completely will get to understand how important the insights in this podcast are and why the current monetary system is insane and should be replaced by my excellent monetary system and the specific economic systems belonging to it Lees meer
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Outline for the EMS podcast
9 januari 2025 · 5 min
This episode for the podcast gives a global description of the content of the podcast. This content, the several episodes that i plan to make and publish here the next months, is a very important guide line. But while making the podcast i might well add other episodes Lees meer
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Introduction Excellent Monetary System (EMS) podcast
9 januari 2025 · 5 min
The Excellent Monetary System (EMS) has been created around 2010 by Wilfred Berendsen from Lichtenvoorde, The Netherlands. Drs. W.T.M Berendsen has been educated at Erasmus University, Rotterdam, The Netherlands. There he acquired his MBA with specialization in change management. Therefore he also understands well how ecosystems like economic and monetary systems and our worldwide economies should work and how to improve these kind of ecosystems. Lees meer
The Excellent Monetary System (EMS) is not just an option for improving the current monetary system, but the EMS is the only possible and highly needed replacement for the current worldwide monetary system. If the current monetary system is not replaced in time, this will lead to ever growing economic and financial problems in worldwide societies. Till the moment that the whole worldwide economy can not function anymore with the current monetary system. Then, the current monetary system HAS to be replaced by my Excellent Monetary System and the specific economic systems belonging to it. There is no other solution.