Money For Couples with Ramit Sethi
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287 afleveringen, van nieuw naar oud
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186. “Was it a huge mistake to sell our house?”
10 december 2024 · 1 uur 23 min
Meet Ava, 36, and Chris, 38. When it comes to their finances, they do not see eye to eye; and they’re stuck in a cycle of overspending. Ava is a worrier who uses a labor-intensive ledger to track expenses, taking tons of time and energy every month (although they’re still in debt). Chris doesn't like Ava's approach, but he's sick of fighting about it.
They just sold their house, and now they need my help to get on the same page before they make their next move. Can Ava and Chris set aside their finances and create a new way to talk about money together?
This episode is brought to you by:
Our Place | Use code RAMIT to receive 10% sitewide at https://fromourplace.com.
ZocDoc | Download the ZocDoc app for FREE at https://zocdoc.com/ramit then find and book a top-rated doctor today.
Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit.
Pique Tea | Get up to 20% off plus a free starter kit at https://piquelife.com/ramit.
Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit.
Links mentioned in this episode
• Get tickets to Money for Couples LIVE coming to a city near you in January
Connect with Ramit
• Pre-order my upcoming book: Money for Couples
• Get the Podcast Newsletter and watch me analyze an anonymous couple's spending each Saturday
• Get Money Coaching with Ramit
• Download the Conscious Spending Plan
• Listen to my book—now on Audible
• Get my New York Times best-selling book
• Get my no-numbers journal
• Other episodes
• Instagram
• Twitter
• YouTube
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
Produced by Crate Media. Lees meer -
185. “My fiancé has no savings at 43. Should we get married?”
3 december 2024 · 1 uur 32 min
Dawn is 48, Richard is 43, and they’re living paycheck to paycheck. Although they're engaged, they’re struggling to combine their finances because of their varied pasts. Dawn is overspending on kids and grandkids, and Richard has deep scars from a financially devastating breakup. Can they move beyond their past money stories and get aggressive about investing for retirement?
This episode is brought to you by:
Aura Frames | Save on the perfect gift by visiting https://auraframes.com to get $35-off Aura’s best-selling Carver Mat frames by using promo code RAMIT at checkout.
Netsuite | Get visibility to everything in your business in one place. Sign up and defer payments, with no interest, for six months at https://iwt.com/netsuite.
LegalZoom | Launch, run, and protect your business to make it official today at https://legalzoom.com and use promo code RICHLIFE to get 10% off any LegalZoom business formation product excluding subscriptions and renewals.
Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit.
DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off.
Links mentioned in this episode
• Sign up to attend a live event on my book tour
Connect with Ramit
• Pre-order my upcoming book: Money for Couples
• Get the Podcast Newsletter and exclusive Q&A about the show
• Get Money Coaching with Ramit
• Download the Conscious Spending Plan
• Listen to my book—now on Audible
• Get my New York Times best-selling book
• Get my no-numbers journal
• Other episodes
• Instagram
• Twitter
• YouTube
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
Produced by Crate Media. Lees meer -
184. “I survived a plane crash. Is stressing about money really worth it?”
26 november 2024 · 1 uur 25 min
Ryan is a 38-year-old Air Force pilot. Chloe is a 33-year-old economist. And though they are on track to have millions in retirement, they struggle to spend. Ryan has been criticizing every little purchase and agonizing over his looming retirement from the military. Chloe’s hoping they can put things in perspective and start enjoying their Rich Life, now.
This episode is brought to you by:
LegalZoom | Launch, run, and protect your business to make it official today at https://legalzoom.com and use promo code RICHLIFE to get 10% off any LegalZoom business formation product excluding subscriptions and renewals.
Wildgrain | Get $30 off the first box - PLUS free Croissants in every box at https://wildgrain.com/ramit.
Shopify | Sign up for a $1 per month trial period at https://shopify.com/ramit.
Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.
Trustworthy | Save 10% on an upgrade to keep your family’s information safely stored at https://trustworthy.com/ramit.
Links mentioned in this episode
• Get tickets to Money for Couples LIVE coming to a city near you in January
Connect with Ramit
• Pre-order my upcoming book: Money for Couples
• Get the Podcast Newsletter and watch me analyze an anonymous couple's spending each Saturday
• Get Money Coaching with Ramit
• Download the Conscious Spending Plan
• Listen to my book—now on Audible
• Get my New York Times best-selling book
• Get my no-numbers journal
• Other episodes
• Instagram
• Twitter
• YouTube
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
Produced by Crate Media. Lees meer -
183. “I saved $5k for an engagement ring, but she secretly took the money”
19 november 2024 · 1 uur 24 min
Michelle (33) and Matt (31) have been dating for seven years, but they’re stuck in relationship limbo, waiting to get married until Michelle deals with her financial problems. Michelle makes great income as a nurse, but she has a mountain of debt from student loans. Matt works in finance, and tries to help, but Michelle has loan payments and debts that he doesn’t even know about. Today we’ll see if we can unearth the root of these money problems so Michelle and Matt can take the next step in their relationship.
This episode is brought to you by:
Grammarly | Easier said? Done. Save time with one click. Sign up and download for free at https://grammarly.com/ramit.
Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit.
Our Place | Use code RAMIT to receive 10% sitewide at https://fromourplace.com.
DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off.
Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit.
Links mentioned in this episode
• Get tickets to Money for Couples LIVE coming to a city near you in January
Connect with Ramit
• Pre-order my upcoming book: Money for Couples
• Get the Podcast Newsletter and watch me analyze an anonymous couple's spending each Saturday
• Get Money Coaching with Ramit
• Download the Conscious Spending Plan
• Listen to my book—now on Audible
• Get my New York Times best-selling book
• Get my no-numbers journal
• Other episodes
• Instagram
• Twitter
• YouTube
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
Produced by Crate Media. Lees meer -
182. “We’re $350k in debt & have no savings. Will I have to work until we die?”
12 november 2024 · 1 uur 24 min
Don is 50, Tana is 48, and they’ve struggled to make ends meet their entire adult lives. They have a lot of debt, they’ve never really saved or thought they’d be able to retire… but their income has recently DOUBLED and they’re wondering how to manage the extra money. Throughout this conversation, as Don and Tana work to set aside their scarcity mindset, you’ll hear how hard it can be to change.
This episode is brought to you by:
NordVPN | Secure your online privacy this Black Friday with NordVPN’s special offer. Get a huge discount on a 2-year plan, plus 4 bonus months free, when you sign up at https://nordvpn.com/ramit.
Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit.
ZocDoc | Download the ZocDoc app for FREE at https://zocdoc.com/ramit then find and book a top-rated doctor today.
Mint Mobile | To get your new wireless plan for just $15 a month, go to https://mintmobile.com/ramit.
Trust & Will | Secure your assets and protect your loved ones. Get 10% off plus free shipping on your estate plan documents by visiting https://trustandwill.com/ramit.
Links mentioned in this episode
• Get tickets to Money for Couples LIVE coming to a city near you in January
Connect with Ramit
• Pre-order my upcoming book: Money for Couples
• Get the Podcast Newsletter and watch me analyze an anonymous couple's spending each Saturday
• Get Money Coaching with Ramit
• Download the Conscious Spending Plan
• Listen to my book—now on Audible
• Get my New York Times best-selling book
• Get my no-numbers journal
• Other episodes
• Instagram
• Twitter
• YouTube
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
Produced by Crate Media. Lees meer -
181. “We argue about money daily b/c he can’t stop talking about Ramit”
5 november 2024 · 1 uur 27 min
Nathan (35) and Linda (37) are arguing about money constantly due to Nathan’s anxiety and stress. He continually optimizes and re-optimizes their finances, worrying about retirement and the amount of money they’ll be leaving behind for their children. Nathan even applied to be on the show nine times in a row, and Linda just wants him to chill out. What will we learn from a couple that makes good money, but can’t stop stressing about it?
This episode is brought to you by:
Superhuman | Get a free month of lightning fast email at https://try.sprh.mn/ramitsethi.
LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT.
99designs by Vista | Get $50 off your first design contest at https://99designs.com/ramit.
Netsuite | Get visibility to everything in your business in one place. Sign up and defer payments, with no interest, for six months at https://iwt.com/netsuite.
Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.
Links mentioned in this episode
• Get tickets to Money for Couples LIVE coming to a city near you in January
Connect with Ramit
• Pre-order my upcoming book: Money for Couples
• Get the Podcast Newsletter and watch me analyze an anonymous couple's spending each Saturday
• Get Money Coaching with Ramit
• Download the Conscious Spending Plan
• Listen to my book—now on Audible
• Get my New York Times best-selling book
• Get my no-numbers journal
• Other episodes
• Instagram
• Twitter
• YouTube
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
Produced by Crate Media. Lees meer -
180. "We have $30k in cc debt but insist on sending our son to private school"
29 oktober 2024 · 1 uur 28 min
Alexis, 55, and Olivia, 54, are working towards their retirement so they can spend more time with their son. On paper, they’re in a good financial position, with a net worth of over $3 million… but they’re spending more than they make every single month. And, there’s a big secret to their wealth that they didn’t realize until this conversation.
This episode is sponsored by my partners at Facet, where you can get affordable, accessible financial planning with a flat fee membership. For Money for Couples listeners who enroll with Facet, they will waive the $250 enrollment fee for new annual members and they’ll add $500 into your brokerage account when you invest and maintain $5000 in the first 90 days of membership for Core, Plus and Complete members. Check out their membership options at https://facet.com/ramit.
This episode is also brought to you by:
Trustworthy | Save 10% on an upgrade to keep your family’s information safely stored at https://trustworthy.com/ramit.
Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit.
Trust & Will | Secure your assets and protect your loved ones. Get 10% off plus free shipping on your estate plan documents by visiting https://trustandwill.com/ramit.
Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit.
DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off.
Links mentioned in this episode
• Get tickets to Money for Couples LIVE coming to a city near you in January
Connect with Ramit
• Pre-order my upcoming book: Money for Couples
• Get the Podcast Newsletter and watch me analyze an anonymous couple's spending each Saturday
• Get Money Coaching with Ramit
• Download the Conscious Spending Plan
• Listen to my book—now on Audible
• Get my New York Times best-selling book
• Get my no-numbers journal
• Other epi… Lees meer -
179. “He just turned 50 and we have no savings. I’m panicking.”
22 oktober 2024 · 1 uur 21 min
Kate is a 43-year-old mom and homeschool teacher. Drew is a 50-year-old professor. They’re $480k in debt with no savings and no retirement plan. Kate is panicking—but Drew refuses to talk about it, and neither of them are willing to make big spending cuts or say “no” to their kids’ expenses.
This episode is brought to you by:
Our Place | Use code RAMIT to receive 10% sitewide at https://fromourplace.com.
Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit.
Shopify | Sign up for a $1 per month trial period at https://shopify.com/ramit.
DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off.
Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.
Links mentioned in this episode
• Get Money Coaching with Ramit
• Get my New York Times best-selling book
Connect with Ramit
• Pre-order my upcoming book: Money for Couples
• Get the Podcast Newsletter and exclusive Q&A about the show
• Sign up to attend a live event on my book tour
• Get Money Coaching with Ramit
• Download the Conscious Spending Plan
• Listen to my book—now on Audible
• Get my New York Times best-selling book
• Get my no-numbers journal
• Other episodes
• Instagram
• Twitter
• YouTube
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
Produced by Crate Media. Lees meer -
178. How to Get on the Same Page with Your Partner about Money
15 oktober 2024 · 1 uur 12 min
Live from Seattle, I work with 2 couples on stage. Sophia is a 41 y/o ultrasound tech. Charley is a 40/yo filmmaker. They don’t combine finances because she can’t trust him with money. Megan, a 37/yo dentist, and Ryan, a 36 y/o software engineer, are worth $4.2M—but they still haggle over small purchases.
This episode is brought to you by:
99designs by Vista | Get $50 off your first design contest at https://99designs.com/ramit.
LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT.
Mint Mobile | To get your new wireless plan for just $15 a month, go to https://mintmobile.com/ramit.
Babbel | For our listeners only, get 60% off your Babbel subscription at https://Babbel.com/ramit.
Trust & Will | Secure your assets and protect your loved ones. Get 10% off plus free shipping on your estate plan documents by visiting https://trustandwill.com/ramit.
Links mentioned in this episode
• Pre-order my upcoming book: Money for Couples
• Get your ticket for my January book tour
Connect with Ramit
• Get the Podcast Newsletter and exclusive Q&A about the show
• Sign up to attend a live event on my book tour
• Get Money Coaching with Ramit
• Download the Conscious Spending Plan
• Listen to my book—now on Audible
• Get my New York Times best-selling book
• Get my no-numbers journal
• Other episodes
• Instagram
• Twitter
• YouTube
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
Produced by Crate Media. Lees meer -
177. “We’re stressed about cash flow—but I refuse to sell any of my 8 cars” (Part 2)
8 oktober 2024 · 1 uur 1 min
Jason, 40, and Megan, 34, return to make a plan before Megan gives birth. Jason wants to pay off debt—but refuses to sell his 8 cars. Megan wants equal spending money—even though she’s making 0 income. They need to get on the same page before their family grows, but they’re running out of time.
This episode is brought to you by:
Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit.
DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off.
ZocDoc | Download the ZocDoc app for FREE at https://zocdoc.com/ramit then find and book a top-rated doctor today.
Netsuite | Get visibility to everything in your business in one place. Sign up and defer payments, with no interest, for six months at https://iwt.com/netsuite.
Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit.
Links mentioned in this episode
• Pre-order my upcoming book: Money for Couples
Connect with Ramit
• Get the Podcast Newsletter and exclusive Q&A about the show
• Sign up to attend a live event on my book tour
• Get Money Coaching with Ramit
• Download the Conscious Spending Plan
• Listen to my book—now on Audible
• Get my New York Times best-selling book
• Get my no-numbers journal
• Other episodes
• Instagram
• Twitter
• YouTube
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
Produced by Crate Media. Lees meer -
176. “I’m 8 mos pregnant. He only wants to talk about how much the baby will cost”
1 oktober 2024 · 1 uur 23 min
Jason is a 40 y/o COO. Megan is a 34 y/o flight attendant and they’re about to have a baby. Megan wants to take 1 year maternity leave—Jason is stressing about how it will affect their finances. While they have a $3M net worth, they’re both in credit card debt and their lack of joint finances makes it hard to make a plan.
This episode is brought to you by:
Wildgrain | Get $30 off the first box - PLUS free Croissants in every box at https://wildgrain.com/ramit.
Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.
Trustworthy | Save 10% on an upgrade to keep your family’s information safely stored at https://trustworthy.com/ramit.
Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit.
Superhuman | Get a free month of lightning fast email at https://try.sprh.mn/ramitsethi.
Links mentioned in this episode
• Download the Conscious Spending Plan
• Pre-order my upcoming book: Money for Couples
Connect with Ramit
• Pre-order my upcoming book: Money for Couples
• Get the Podcast Newsletter and exclusive Q&A about the show
• Sign up to attend a live event on my book tour
• Get Money Coaching with Ramit
• Download the Conscious Spending Plan
• Listen to my book—now on Audible
• Get my New York Times best-selling book
• Get my no-numbers journal
• Other episodes
• Instagram
• Twitter
• YouTube
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
Produced by Crate Media. Lees meer -
175. “I make 5x my bf’s salary—but I’m about to lose my job”
24 september 2024 · 1 uur 13 min
Mindy is a 39-year-old software consultant. Victor is a 25-year-old boxing gym owner. They have fundamentally different views on money, and it’s causing tension in their relationship. Mindy wants an equal partner, but Victor struggles to talk about money—and they won’t get married until they’re on the same page.
This episode is brought to you by:
Trust & Will | Secure your assets and protect your loved ones. Get 10% off plus free shipping on your estate plan documents by visiting https://trustandwill.com/ramit.
LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT.
99designs by Vista | Get $50 off your first design contest at https://99designs.com/ramit.
DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off.
Our Place | Use code RAMIT to receive 10% sitewide at https://fromourplace.com.
Links mentioned in this episode
• Download the Conscious Spending Plan
• Pre-order my upcoming book: Money for Couples
• Get my no-numbers journal
Connect with Ramit
• Pre-order my upcoming book: Money for Couples
• Get the Podcast Newsletter and exclusive Q&A about the show
• Sign up to attend a live event on my book tour
• Get Money Coaching with Ramit
• Download the Conscious Spending Plan
• Listen to my book—now on Audible
• Get my New York Times best-selling book
• Get my no-numbers journal
• Other episodes
• Instagram
• Twitter
• YouTube
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
Produced by Crate Media. Lees meer -
174. “We make $300k but spend like we make $1M”
17 september 2024 · 1 uur 16 min
Meet Forest, 40, and Kathleen, 43, a couple living in California with two kids. Despite Forest’s $300k salary, they’ve racked up $150k in credit card debt. They want to maintain their adventurous lifestyle, but the reality of their finances is catching up. Can they change their mindset on money before it’s too late?
This episode is brought to you by:
Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit.
Mint Mobile | To get your new wireless plan for just $15 a month, go to https://mintmobile.com/ramit.
Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit.
Shopify | Sign up for a $1 per month trial period at https://shopify.com/ramit.
Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.
Links mentioned in this episode
• Pre-order my upcoming book: Money for Couples
Connect with Ramit
• Pre-order my upcoming book: Money for Couples
• Get the Podcast Newsletter and exclusive Q&A about the show
• Sign up to attend a live event on my book tour
• Get Money Coaching with Ramit
• Download the Conscious Spending Plan
• Listen to my book—now on Audible
• Get my New York Times best-selling book
• Get my no-numbers journal
• Other episodes
• Instagram
• Twitter
• YouTube
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
Produced by Crate Media. Lees meer -
173. “We spend 113% of what we make—but can’t do anything to fix it” (Part 2)
10 september 2024 · 57 min
Michelle, 42, Ryan, 43, return for a deep dive into their Conscious Spending Plan. They spend $763 a month on Target, $1,185 a month on Amazon, and $1,230 on groceries—carrying a fixed-costs percentage of 113%. Drastic changes are needed, but Michelle isn’t convinced anything can be done to save their outlook.
This episode is brought to you by:
Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit.
LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT.
ZocDoc | Download the ZocDoc app for FREE at https://zocdoc.com/ramit then find and book a top-rated doctor today.
Babbel | For our listeners only, get 60% off your Babbel subscription at https://Babbel.com/ramit.
Trust & Will | Secure your assets and protect your loved ones. Get 10% off plus free shipping on your estate plan documents by visiting https://trustandwill.com/ramit.
Links mentioned in this episode
• “We saved for retirement but have no money to spend NOW” (Part 1)
Connect with Ramit
• Pre-order my upcoming book: Money for Couples
• Get the Podcast Newsletter and exclusive Q&A about the show
• Sign up to attend a live event on my book tour
• Get Money Coaching with Ramit
• Download the Conscious Spending Plan
• Listen to my book—now on Audible
• Get my New York Times best-selling book
• Get my no-numbers journal
• Other episodes
• Instagram
• Twitter
• YouTube
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
Produced by Crate Media. Lees meer -
172. “We saved for retirement but have no money to spend NOW” (Part 1)
3 september 2024 · 49 min
Michelle is 42, Ryan is 43. They’ve been married for 9 years and share three young children. Michelle worries about money; she always has. Ryan knows they’re in trouble, but can’t say no to their kids. On one income, spending outpaces earning—slowly draining their savings and weighing them down with dread over the future.
This episode is brought to you by:
Netsuite | Get visibility to everything in your business in one place. Sign up and defer payments, with no interest, for six months at https://iwt.com/netsuite.
Superhuman | Get a free month of lightning fast email at https://try.sprh.mn/ramitsethi.
DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off.
Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.
99 Designs | Get $50 off your first design contest at 99designs.com/ramit.
Links mentioned in this episode
• “We spend 113% of what we make—but can’t do anything to fix it” (Part 2)
Connect with Ramit
• Pre-order my upcoming book: Money for Couples
• Get the Podcast Newsletter and exclusive Q&A about the show
• Sign up to attend a live event on my book tour
• Get Money Coaching with Ramit
• Download the Conscious Spending Plan
• Listen to my book—now on Audible
• Get my New York Times best-selling book
• Get my no-numbers journal
• Other episodes
• Instagram
• Twitter
• YouTube
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
Produced by Crate Media. Lees meer -
171. “I got into a PhD program! But he’s only worrying about the cost”
27 augustus 2024 · 1 uur 3 min
Katy and David are both 32. She just got into a PhD program—one she’s very excited about! But David replied by peppering her on possible outcomes, timing, and most of all, cost. It’s just one stark demonstration of how they’re misaligned on money, but many more examples come to light.
This episode is brought to you by:
Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit.
LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT.
Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit.
ZocDoc | Download the ZocDoc app for FREE at https://zocdoc.com/ramit then find and book a top-rated doctor today.
Trade | Right now, Trade is offering our audience a free bag of coffee with any subscription at https://drinktrade.com/ramit.
Links mentioned in this episode
• Pre-order my upcoming book: Money for Couples
Connect with Ramit
• Get the Podcast Newsletter and exclusive Q&A about the show
• Get Money Coaching with Ramit
• Download the Conscious Spending Plan
• Listen to my book—now on Audible
• Get my New York Times best-selling book
• Get my no-numbers journal
• Other episodes
• Instagram
• Twitter
• YouTube
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
Produced by Crate Media. Lees meer -
170. “We’re worth $1M in our 30s, but we’re missing out on life”
20 augustus 2024 · 1 uur
Noor, 32, and Jibran, 34, join me in our first ever recording in front of a live audience at my Philadelphia event. They make $250,000 in a low cost of living area. Noor wants to finally take a vacation and spend on things that make their life easier. Jibran would rather save, opting to cook and do chores himself.
This episode is brought to you by:
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Trust & Will | Secure your assets and protect your loved ones. Get 10% off plus free shipping on your estate plan documents by visiting https://trustandwill.com/ramit
Links mentioned in this episode
• Pre-order my upcoming book: Money for Couples
• Sign up to attend a live event on my book tour
Connect with Ramit
• Get the Podcast Newsletter and exclusive Q&A about the show
• Get Money Coaching with Ramit
• Download the Conscious Spending Plan
• Listen to my book—now on Audible
• Get my New York Times best-selling book
• Get my no-numbers journal
• Other episodes
• Instagram
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If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
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169. “We flew to Lisbon for Taylor Swift, but my $5 beer is the problem?”
13 augustus 2024 · 1 uur 12 min
Annie’s 39 and Emery is 43. Although they have a high combined income, Annie makes 5x more than Emery. This leads to frustration over small purchases, like an extra drink at dinner—while they’re on vacation in Europe. Emery also manages their two rental properties even though they earn $0. He’s desperate to sell, but Annie is convinced of their long term value.
This episode is brought to you by:
Mint Mobile | To get your new wireless plan for just $15 a month, go to https://mintmobile.com/ramit.
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Babbel | For our listeners only, get 60% off your Babbel subscription at https://Babbel.com/ramit.
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Connect with Ramit
• Get the Podcast Newsletter and exclusive Q&A about the show
• Get Money Coaching with Ramit
• Download the Conscious Spending Plan
• Listen to my book—now on Audible
• Get my New York Times best-selling book
• Get my no-numbers journal
• Other episodes
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If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
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168. “I’m going to die with student loans. Why should I count them?”
6 augustus 2024 · 1 uur 7 min
Emi, 32, and Antonio, 29, have been married for six years and have struggled with debt for even longer. Credit cards, personal loans, student loans, refinancing—Emi has kept her head in the sand through it all. Antonio doesn’t trust himself to fix it. Can they break the cycle for their daughter?
This episode is brought to you by:
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DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off.
Links mentioned in this episode
• Join Earnable Live
Connect with Ramit
• Get the Podcast Newsletter and exclusive Q&A about the show
• Get Money Coaching with Ramit
• Download the Conscious Spending Plan
• Listen to my book—now on Audible
• Get my New York Times best-selling book
• Get my no-numbers journal
• Other episodes
• Instagram
• Twitter
• YouTube
• Submit a question for the newsletter iwt.com/askramit
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
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167. “We took a loan to pay off our credit cards—and maxed them out again”
30 juli 2024 · 1 uur 4 min
Ashley is 29, Brandon is 30. They have been married for six years and have accumulated $261,000 in debt. Despite taking out a surrogate loan, they are still unable to have a baby. Ashley is desperate for a partner, but Brandon struggles to engage—at home, and in this conversation.
This episode is brought to you by:
Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit.
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Next Level Wardrobe | Dress like an elevated version of you. Take a free styling quiz at https://nextlevelwardrobe.com/ramit.
Connect with Ramit
• Get the Podcast Newsletter and exclusive Q&A about the show
• Get Money Coaching with Ramit
• Download the Conscious Spending Plan
• Listen to my book—now on Audible
• Get my New York Times best-selling book
• Get my no-numbers journal
• Other episodes
• Instagram
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• Submit a question for the newsletter iwt.com/askramit
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
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166. “I’m embarrassed—we hid $10,000 cash in our closet for 3 years”
23 juli 2024 · 1 uur 18 min
Christina is 37 and Noah 35. They’re married with one young son and another on the way. They earn a very high income, but their decisions are clouded by stress over money and over the future. Noah plays dream crusher while Christina spins them down a rabbit hole of negative outcomes.
This episode is brought to you by:
Shopify | Sign up for a $1 per month trial period at https://shopify.com/ramit.
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Trust & Will | Secure your assets and protect your loved ones. Get 10% off plus free shipping on your estate plan documents by visiting https://trustandwill.com/ramit
LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT.
Next Level Wardrobe | Dress like an elevated version of you. Take a free styling quiz at https://nextlevelwardrobe.com/ramit.
Connect with Ramit
• Get the Podcast Newsletter and exclusive Q&A about the show
• Get Money Coaching with Ramit
• Download the Conscious Spending Plan
• Listen to my book—now on Audible
• Get my New York Times best-selling book
• Get my no-numbers journal
• Other episodes
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If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
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165. “I make 10x my husband’s income. Will we ever feel like equals?”
16 juli 2024 · 1 uur 13 min
Geena is 44 and James 39. They live in Brooklyn where she works as a corporate attorney and he’s a freelance musician—resulting in a 10x income disparity. They travel a lot, but do they invest enough to retire with the lifestyle they want? And does James bring enough to their relationship?
This episode is brought to you by:
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Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit.
Babbel | For our listeners only, get 60% off your Babbel subscription at https://Babbel.com/ramit.
Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.
Links mentioned in this episode
• Join Earnable Live
• “My boyfriend is perfect… except he’s broke” (Part 1) #64
• “I make $200k/month. He makes $2k. Who pays for dates” (Part 2) #65
Connect with Ramit
• Get the Podcast Newsletter and exclusive Q&A about the show
• Get Money Coaching with Ramit
• Download the Conscious Spending Plan
• Listen to my book—now on Audible
• Get my New York Times best-selling book
• Get my no-numbers journal
• Other episodes
• Instagram
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If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
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164. “I stress over money—but we’re seeing Taylor Swift in France tomorrow”
9 juli 2024 · 1 uur 11 min
Taylor is 39 and Steve is 42. They're married and live in New York City. Steve lost his job years ago, but has coasted without getting serious about his career. Taylor’s done the opposite—and now she’s ready to buy a home. Does Steve have what it takes to make a change for their future?
This episode is brought to you by:
Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit.
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Links mentioned in this episode
• Sign up for my free "How to build a second income stream" webinar on July 15th
• “We panic over money—but spend $84K/year on travel and shopping” #162
• “Our gas is about to get shut off, but I refuse to sell any of my 7 cars” #151
Connect with Ramit
• Get the Podcast Newsletter and exclusive Q&A about the show
• Get Money Coaching with Ramit
• Download the Conscious Spending Plan
• Listen to my book—now on Audible
• Get my New York Times best-selling book
• Get my no-numbers journal
• Other episodes
• Instagram
• Twitter
• YouTube
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
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163. “I work & watch my infant FT b/c we can’t afford childcare”
2 juli 2024 · 1 uur 16 min
James and Nicole, 42 and 44, just had a second baby—but they weren’t prepared for the additional costs associated with a growing family. They spend 90% of what they make and struggle to afford childcare. Nicole’s maternity leave is ending – how will she balance work and raising an infant?
This episode is brought to you by:
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Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.
DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off.
Trade | Right now, Trade is offering our audience a free bag of coffee with any subscription at https://drinktrade.com/ramit.
Connect with Ramit
• Get the Podcast Newsletter and exclusive Q&A about the show
• Get Money Coaching with Ramit
• Download the Conscious Spending Plan
• Listen to my book—now on Audible
• Get my New York Times best-selling book
• Get my no-numbers journal
• Other episodes
• Instagram
• Twitter
• YouTube
• Submit a question for the newsletter iwt.com/askramit
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
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162. “We panic over money—but spend $84K/year on travel and shopping”
25 juni 2024 · 1 uur 8 min
Paul, 33, and Maddie, 29, joined us in New York City for a live-recorded episode. She is a high earner, but worries about lifestyle creep. He recently left his job, and they’re treading water on one income.
This episode is brought to you by:
Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit.
Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.
Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit.
Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit.
LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT.
Connect with Ramit
• Get the Podcast Newsletter and exclusive Q&A about the show
• Get Money Coaching with Ramit
• Download the Conscious Spending Plan
• Listen to my book—now on Audible
• Get my New York Times best-selling book
• Get my no-numbers journal
• Other episodes
• Instagram
• Twitter
• YouTube
• Submit a question for the newsletter iwt.com/askramit
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
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161. “He hid $77k in CC debt from me—but can’t tell me what he bought”
18 juni 2024 · 1 uur 16 min
Jim and Dana are 58, five years into their second marriages, and coping with changes in their new lifestyle in different ways. Jim is set on providing as he follows patterns from his past, hiding tens of thousands in debt. Dana daydreams of her past in California—and the lifetime of alimony she passed up.
This episode is brought to you by:
Superhuman | Get a free month of lightning fast email at https://try.sprh.mn/ramitsethi.
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Claritin | Visit https://claritin.com right now for a discount so you can get allergy relief and live Claritin Clear.
Babbel | For our listeners only, get 60% off your Babbel subscription at https://Babbel.com/ramit.
DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off.
Links mentioned in this episode
• Socioeconomic mobility in the United States (Wikipedia)
Connect with Ramit
• Get the Podcast Newsletter and exclusive Q&A about the show
• Get Money Coaching with Ramit
• Download the Conscious Spending Plan
• Listen to my book—now on Audible
• Get my New York Times best-selling book
• Get my no-numbers journal
• Other episodes
• Instagram
• Twitter
• YouTube
• Submit a question for the newsletter iwt.com/askramit
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
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160. “My entire paycheck goes to daycare. Should I stay home?”
11 juni 2024 · 1 uur 12 min
Live in NYC, Carlos and Amanda, 36 and 28, join the show to talk through a recurring issue in their relationship—her earning ability vs. the possibility of staying home with their kids. They recently moved out on their own and Carlos is in school to put himself in position for a higher income.
This episode is brought to you by:
ZocDoc | Download the ZocDoc app for FREE at https://zocdoc.com/ramit then find and book a top-rated doctor today.
Trade | Right now, Trade is offering our audience a free bag of coffee with any subscription at https://drinktrade.com/ramit.
Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit.
Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit.
Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.
Links mentioned in this episode
• Can combining finances lead to long-lasting love? (Cornell Research)
Connect with Ramit
• Get the Podcast Newsletter and exclusive Q&A about the show
• Get Money Coaching with Ramit
• Download the Conscious Spending Plan
• Listen to my book—now on Audible
• Get my New York Times best-selling book
• Get my no-numbers journal
• Other episodes
• Instagram
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• Submit a question for the newsletter iwt.com/askramit
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
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159. “How can we raise 3 kids if she only makes $15k?”
4 juni 2024 · 1 uur 20 min
Caleb and Alex are both 27. They have one young child and foster two sisters, both of whom they intend to adopt soon. As children themselves, Caleb and Alex were immersed in missionary work in South America—an influence that colors how they see, feel, and act with money.
This episode is brought to you by:
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Netsuite | Get visibility to everything in your business one one place. Sign up and defer payments, with no interest, for six months at https://iwt.com/netsuite.
LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT.
Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit.
Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit.
Connect with Ramit
• Get the Podcast Newsletter and exclusive Q&A about the show
• Get Money Coaching with Ramit
• Download the Conscious Spending Plan
• Listen to my book—now on Audible
• Get my New York Times best-selling book
• Get my no-numbers journal
• Other episodes
• Instagram
• Twitter
• YouTube
• Submit a question for the newsletter iwt.com/askramit
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
Produced by Crate Media. Lees meer -
158. “We have $2M, why can’t we retire?” (Part 2)
28 mei 2024 · 1 uur 8 min
Rob and Adrienne are nearing retirement but worried about having enough. In Part 2, we dig into their Conscious Spending Plan to reveal a massively successful investment strategy that remains shrouded by deep lingering fears, $3 questions, and hard-to-break bad habits with money.
This episode is brought to you by:
Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit.
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Hatch | A million things don’t want you to sleep, Hatch does. Get $20 off a Hatch Restore at https://hatch.co/ramit.
Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.
Superhuman | Get a free month of lightning fast email at https://try.sprh.mn/ramitsethi.
Links mentioned in this episode
• “We spent $80,000 more than we made last year” (Part 1)
Connect with Ramit
• Get the Podcast Newsletter and exclusive Q&A about the show
• Get Money Coaching with Ramit
• Download the Conscious Spending Plan
• Listen to my book—now on Audible
• Get my New York Times best-selling book
• Get my no-numbers journal
• Other episodes
• Instagram
• Twitter
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Submit a question for the newsletter iwt.com/askramit
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
Produced by Crate Media. Lees meer -
157. “We spent $80,000 more than we made last year” (Part 1)
21 mei 2024 · 1 uur 22 min
Adrienne and Rob are 59 and 62, and they are overcome with worry over whether or not they’ve amassed enough wealth to live comfortably, and apply Rich Life principles, in their retirement years. Adrienne’s head is in the clouds—dreamy and full of color. Rob lives in his (physical!) spreadsheets.
This episode is brought to you by:
Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit.
LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT.
Claritin | Visit https://claritin.com right now for a discount so you can get allergy relief and live Claritin Clear.
Babbel | For our listeners only, get 60% off your Babbel subscription at https://Babbel.com/ramit.
Mint Mobile | To get your new wireless plan for just $15 a month, go to https://mintmobile.com/ramit.
Links mentioned in this episode
• “We have $2M, why can’t we retire?” (Part 2)
Connect with Ramit
• Get the Podcast Newsletter and exclusive Q&A about the show
• Get Money Coaching with Ramit
• Download the Conscious Spending Plan
• Listen to my book—now on Audible
• Get my New York Times best-selling book
• Get my no-numbers journal
• Other episodes
• Instagram
• Twitter
• YouTube
• Submit a question for the newsletter iwt.com/askramit
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
Produced by Crate Media. Lees meer -
156. "We have 2 kids, 3 cars...but only 1 month of savings" (Part 2)
14 mei 2024 · 59 min
In the second half of this live-recorded conversation with Paul and Morgan, 37 and 33, we dig deeper into their Conscious Spending Plan to uncover three cars (for two adults), sporadic debt management, high pet care costs, hidden student loans, and what seems like no way out from under it all.
This episode is brought to you by:
Hatch | A million things don’t want you to sleep, Hatch does. Get $20 off a Hatch Restore at https://hatch.co/ramit.
Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit.
ZocDoc | Download the ZocDoc app for FREE at https://zocdoc.com/ramit then find and book a top-rated doctor today.
Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit.
Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit.
Links mentioned in this episode
• “We have $22k in cc debt—but I want to renovate the house” (Part 1)
Connect with Ramit
• Get the Podcast Newsletter and exclusive Q&A about the show
• Get Money Coaching with Ramit
• Download the Conscious Spending Plan
• Listen to my book—now on Audible
• Get my New York Times best-selling book
• Get my no-numbers journal
• Other episodes
• Instagram
• Twitter
• YouTube
• Submit a question for the newsletter iwt.com/askramit
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
Produced by Crate Media. Lees meer -
155. “We have $22k in cc debt—but I want to renovate the house” (Part 1)
7 mei 2024 · 53 min
Paul and Morgan, 37 and 33, find themselves in a painful loop of arguments and unchecked spending, putting the future of their young family at risk. We hear about destination concerts, ongoing renovations, and charged vacations—but it’s their fixed cost percentage that is most worrisome.
This episode is brought to you by:
LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT.
Viator | Download the Viator app and use code VIATOR10 for 10% off your first travel experience with Viator.
Trade | Right now, Trade is offering our audience a free bag of coffee with any subscription at https://drinktrade.com/ramit.
Netsuite | Get visibility to everything in your business one one place. Sign up and defer payments, with no interest, for six months at https://iwt.com/netsuite.
Claritin | Visit https://claritin.com right now for a discount so you can get allergy relief and live Claritin Clear.
Links mentioned in this episode
• “We have 2 kids, 3 cars...but only 1 month of savings" (Part 2)
Connect with Ramit
• Get the Podcast Newsletter and exclusive Q&A about the show
• Get Money Coaching with Ramit
• Download the Conscious Spending Plan
• Listen to my book—now on Audible
• Get my New York Times best-selling book
• Get my no-numbers journal
• Other episodes
• Instagram
• Twitter
• YouTube
Submit a question for the newsletter iwt.com/askramit
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
Produced by Crate Media. Lees meer -
154. “We’re drowning in debt, but I drive a BMW”
30 april 2024 · 1 uur 16 min
Kevin and Michelle, 32 and 30, joined me live in New York City earlier this year for our very first in-person interview. They have one young child and another on the way, but they can’t stop spending. With low savings, their debt mounts while they both lease luxury vehicles.
This episode is brought to you by:
Sidebar | Join thousands of leaders from companies like Microsoft, Amazon, and Meta who have taken the first step towards accelerating their career https://sidebar.com/ramit
LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT.
Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit.
Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.
Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit.
Links mentioned in this episode
• "My husband doesn’t trust me to run our business" #1
Connect with Ramit
• Get the Podcast Newsletter and exclusive Q&A about the show
• Get Money Coaching with Ramit
• Download the Conscious Spending Plan
• Listen to my book—now on Audible
• Get my New York Times best-selling book
• Get my no-numbers journal
• Other episodes
• Instagram
• Twitter
• YouTube
• Submit a question for the newsletter iwt.com/askramit
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
Produced by Crate Media. Lees meer -
153. “We’re married. Why do I have to ask him for money?”
23 april 2024 · 1 uur 10 min
Allison is 36 and Dan, 37. They’re married with two kids living in a HCOL mountain town—a market variable that’s influenced them to sell her condo and supercharge their retirement investments with the profits. The condo is listed for sale, but Dan doesn’t trust her enough to combine their finances.
This episode is brought to you by:
Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit.
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Tim Ferriss | Check out The Tim Ferriss Show on all podcast platforms and sign up for his FREE 5-Bullet Friday Newsletter at https://tim.blog.
Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit.
Babbel | For our listeners only, get 60% off your Babbel subscription at https://Babbel.com/ramit.
Links mentioned in this episode
• Ramit Sethi on The Tim Ferriss Show
Connect with Ramit
• Get the Podcast Newsletter and exclusive Q&A about the show
• Get Money Coaching with Ramit
• Download the Conscious Spending Plan
• Listen to my book—now on Audible
• Get my New York Times best-selling book
• Get my no-numbers journal
• Other episodes
• Instagram
• Twitter
• YouTube
• Submit a question for the newsletter iwt.com/askramit
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
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152. “The world is going to end. So why bother investing?”
16 april 2024 · 1 uur 32 min
Fernando and Anushka, 30 and 31, live in San Diego and earn high incomes—matching $135,000 salaries, in fact. They have healthy investment and savings rates, send money to his family back home, and rent a nice apartment. They’re living their Rich Lives, or are they?
This episode is brought to you by:
Hatch | A million things don’t want you to sleep, Hatch does. Get $20 off a Hatch Restore and free shipping at https://hatch.co/ramit.
Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit.
ZocDoc | Download the ZocDoc app for FREE at https://zocdoc.com/ramit then find and book a top-rated doctor today.
Superhuman | Get a free month of lightning fast email at https://try.sprh.mn/ramitsethi.
LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT.
Links mentioned in this episode
• “My parents keep expecting us to pay for them” #7
Connect with Ramit
• Get the Podcast Newsletter and exclusive Q&A about the show
• Get Money Coaching with Ramit
• Download the Conscious Spending Plan
• Listen to my book—now on Audible
• Get my New York Times best-selling book
• Get my no-numbers journal
• Other episodes
• Instagram
• Twitter
• YouTube
• Submit a question for the newsletter iwt.com/askramit
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
Produced by Crate Media. Lees meer -
151. “Our gas is about to get shut off, but I refuse to sell any of my 7 cars”
9 april 2024 · 1 uur 8 min
Peter and Megan, 36 and 37, are married with no kids but severe financial stress threatens their future together. Peter has grown to resent Megan’s unwillingness to seek a higher income. He’s changed jobs, but won’t consider selling any of their seven vehicles to alleviate their stress.
This episode is brought to you by:
Pique Tea | Get up to 15% off and 12 tea samples at https://piquelife.com/ramit.
Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.
Viator | Download the Viator app and use code VIATOR10 for 10% off your first travel experience with Viator.
Thinkific | The same platform I use to build online courses online https://thinkific.com.
DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off.
Links mentioned in this episode
• “I pretend things are fine, but we’re 2 months from going bankrupt” #78
• “We 4x’d our salary as COVID nurses. The experience haunts us. So does the money” #75
Connect with Ramit
• Get the Podcast Newsletter and exclusive Q&A about the show
• Get Money Coaching with Ramit
• Download the Conscious Spending Plan
• Listen to my book—now on Audible
• Get my New York Times best-selling book
• Get my no-numbers journal
• Other episodes
• Instagram
• Twitter
• YouTube
• Submit a question for the newsletter iwt.com/askramit
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
Produced by Crate Media. Lees meer -
150. “We’re broke, but I spend $350/mo on clothes” (Part 2)
2 april 2024 · 56 min
In part two with Elizabeth and Jonathan, 36 and 38, we continue unpacking their complicated personal backgrounds with money as they relate to current spending, investing, and saving habits. They’re stuck in a loop of debt and financial stress, but are they ready to make positive changes?
This episode is brought to you by:
Sidebar | Join thousands of leaders from companies like Microsoft, Amazon, and Meta who have taken the first step towards accelerating their career https://sidebar.com
Trade | Right now, Trade is offering our audience a free bag of coffee with any subscription at https://drinktrade.com/ramit.
Netsuite | Get visibility to everything in your business one one place. Sign up and defer payments, with no interest, for six months at https://iwt.com/netsuite.
Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit.
Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit.
Links mentioned in this episode
• “We have no savings but bought our kid a $500 toy for Christmas” (Part 1)
Connect with Ramit
• Get the Podcast Newsletter and exclusive Q&A about the show
• Get Money Coaching with Ramit
• Download the Conscious Spending Plan
• Listen to my book—now on Audible
• Get my New York Times best-selling book
• Get my no-numbers journal
• Other episodes
• Instagram
• Twitter
• YouTube
• Submit a question for the newsletter iwt.com/askramit
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
Produced by Crate Media. Lees meer -
149. “We have no savings but bought our kid a $500 toy for Christmas” (Part 1)
26 maart 2024 · 52 min
Elizabeth and Jonathan are in their mid-thirties, have been married for 13 years, and share a young daughter. They bought a starter home after getting married, but expensive renovations are still underway. They struggle with debt and spend a lot on their child. They’re wondering—is this it?
This episode is brought to you by:
Viator | Download the Viator app and use code VIATOR10 for 10% off your first travel experience with Viator.
LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT.
Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.
Superhuman | Get a free month of lightning fast email at https://try.sprh.mn/ramitsethi.
Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit.
Links mentioned in this episode
• “We’re broke, but I spend $350/mo on clothes” (Part 2)
Connect with Ramit
• Get the Podcast Newsletter and exclusive Q&A about the show
• Get Money Coaching with Ramit
• Download the Conscious Spending Plan
• Listen to my book—now on Audible
• Get my New York Times best-selling book
• Get my no-numbers journal
• Other episodes
• Instagram
• Twitter
• YouTube
• Submit a question for the newsletter iwt.com/askramit
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
Produced by Crate Media. Lees meer -
148. “We have 2 kids and $0 invested, but refuse to get 9-5 jobs”
19 maart 2024 · 1 uur 18 min
Callie and Travis, 36 and 39, have two kids and live in southern Texas near the ocean. They’ve made a conscious decision to run their own small businesses without the pressure of climbing a corporate ladder. But how relaxed is too relaxed? Callie is ready to get serious; is Travis?
This episode is brought to you by:
Pique Tea | Get up to 15% off and 12 tea samples at https://piquelife.com/ramit.
Eight Sleep | For a better, smarter sleep, go to https://eightsleep.com/ramit for $200 and free shipping.
Thinkific | The same platform I use to build online courses online https://thinkific.com.
DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off.
Babbel | Right now, when you purchase a 3-month Babbel subscription, you’ll get an additional 3 months for FREE. Just go to https://Babbel.com and use promo code RAMIT.
Connect with Ramit
• Get the Podcast Newsletter and exclusive Q&A about the show
• Get Money Coaching with Ramit
• Download the Conscious Spending Plan
• Listen to my book—now on Audible
• Get my New York Times best-selling book
• Get my no-numbers journal
• Other episodes
• Instagram
• Twitter
• YouTube
• Submit a question for the newsletter iwt.com/askramit
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
Produced by Crate Media. Lees meer -
147. “I don’t trust him with money, so I check his cc accounts”
12 maart 2024 · 1 uur 12 min
Ashley and Christopher, 30 and 28, recently got engaged and look forward to planning a wedding, having kids, etc. But Christoper has lived with credit card debt his whole life. As an accountant, he feels like he’s got it under control. Ashley worries about what his spending means for their future.
This episode is brought to you by:
Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit.
Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.
Mint Mobile | To get your new wireless plan for just $15 a month, go to https://mintmobile.com/ramit.
LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT.
Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit.
Connect with Ramit
• Get the Podcast Newsletter and exclusive Q&A about the show
• Get Money Coaching with Ramit
• Download the Conscious Spending Plan
• Listen to my book—now on Audible
• Get my New York Times best-selling book
• Get my no-numbers journal
• Other episodes
• Instagram
• Twitter
• YouTube
• Submit a question for the newsletter iwt.com/askramit
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
Produced by Crate Media. Lees meer -
146. “I'm jealous when I see friends' vacations on Instagram”
5 maart 2024 · 1 uur 17 min
Erik is 44 and Andrea is 43. They’re trying to determine what to do with a bump in income. Andrea wants to save for college tuition, because that’s what her parents did. Erik’s did not, so he’d rather use it elsewhere. Can they overcome their inherited patterns and come together on a shared vision?
This episode is brought to you by:
Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit.
Trade | Right now, Trade is offering our audience a free bag of coffee with any subscription at https://drinktrade.com/ramit.
Eight Sleep | For a better, smarter sleep, go to https://eightsleep.com/ramit for $200 and free shipping.
Netsuite | Get visibility to everything in your business in one place. Sign up and defer payments, with no interest, for six months at https://iwt.com/netsuite.
ZocDoc | Download the ZocDoc app for FREE at https://zocdoc.com/ramit then find and book a top-rated doctor today.
Connect with Ramit
• Get the Podcast Newsletter and exclusive Q&A about the show
• Get Money Coaching with Ramit
• Download the Conscious Spending Plan
• Listen to my book—now on Audible
• Get my New York Times best-selling book
• Get my no-numbers journal
• Other episodes
• Instagram
• Twitter
• YouTube
• Submit a question for the newsletter iwt.com/askramit
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
Produced by Crate Media. Lees meer -
145. “Am I a bad mom if we can’t do a $7k Disney trip?”
27 februari 2024 · 1 uur 12 min
Kristin is 32 and David is 38. They share five kids in a blended family and David is getting close to military retirement. The problem is their spending—fueled by emotions alone, they make purchase after purchase, soaring over set budgets and putting the future of their family at risk.
This episode is brought to you by:
Thinkific | The same platform I use to build online courses online https://thinkific.com.
Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.
Pique Tea | Get up to 15% off and 12 tea samples at https://piquelife.com/ramit.
DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off.
Viator | Download the Viator app and use code VIATOR10 for 10% off your first travel experience with Viator.
Connect with Ramit
• Get the Podcast Newsletter and exclusive Q&A about the show
• Get Money Coaching with Ramit
• Download the Conscious Spending Plan
• Listen to my book—now on Audible
• Get my New York Times best-selling book
• Get my no-numbers journal
• Other episodes
• Instagram
• Twitter
• YouTube
• Submit a question for the newsletter iwt.com/askramit
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
Produced by Crate Media. Lees meer -
144. “We make $245K. Why do I have to ask my wife for dinner money?”
20 februari 2024 · 1 uur 7 min
Brad and Angie, 55 and 56, are each 10 years into a second marriage. With six adult children out of the house, they’re planning to buy an RV and tour the country in as little as two years. Carrying credit card debt, student loans, a HELOC, mortgage, and only $3,000 saved—can they?
This episode is brought to you by:
ZocDoc | Download the ZocDoc app for FREE at https://zocdoc.com/ramit then find and book a top-rated doctor today.
LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT.
Eight Sleep | For a better, smarter sleep, go to https://eightsleep.com/ramit for $200 and free shipping.
Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit.
Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit.
Connect with Ramit
• Get the Podcast Newsletter and exclusive Q&A about the show
• Get Money Coaching with Ramit
• Download the Conscious Spending Plan
• Listen to my book—now on Audible
• Get my New York Times best-selling book
• Get my no-numbers journal
• Other episodes
• Instagram
• Twitter
• YouTube
• Submit a question for the newsletter iwt.com/askramit
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
Produced by Crate Media. Lees meer -
143. “I maxed out my credit cards on our $45k wedding. Are we broke?”
13 februari 2024 · 1 uur 22 min
Amy and Tori are in their late 20s. They recently got married and honeymooned in Greece, racking up tens of thousands of dollars in credit card debt. A brand new house, changing jobs, and influential backgrounds all come into play as they work on a plan to pay it down.
This episode is brought to you by:
AG1 | Take ownership of your health with AG1. Get one year’s supply of Vitamin D3 K2 and five free AG1 travel packs with your first purchase at https://drinkAG1.com/ramit.
Babbel | Right now, when you purchase a 3-month Babbel subscription, you’ll get an additional 3 months for FREE. Just go to https://Babbel.com and use promo code RAMIT.
Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit.
Mint mobile | To get your new wireless plan for just $15 a month, go to https://mintmobile.com/ramit.
Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.
Connect with Ramit Lees meerGet the Podcast Newsletter and exclusive Q&A about the show
Get Money Coaching with Ramit
Download the Conscious Spending Plan
Listen to my book—now on Audible
Get my New York Times best-selling book
Get my no-numbers journal
Other episodes
Instagram
Twitter
YouTube
Submit a question for the newsletter iwt.com/askramit
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
Produced by Crate Media. -
142. “We have a $2.3M net worth—but we cut coupons”
6 februari 2024 · 1 uur 28 min
Brian is 56 and Rachel is 51 and they’re both lawyers. She’s lost thousands on a financial advisor and he can’t stop paying his daughter’s rent. Brian wants to retire soon, but the thought of losing his income has Rachel in a panic about whether they would be able to maintain their lifestyle.
This episode is brought to you by:
Trade | Right now, Trade is offering our audience a free bag of coffee with any subscription at https://drinktrade.com/ramit.
Thinkific | The same platform I use to build online courses online https://thinkific.com.
LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT.
Netsuite | Get visibility to everything in your business one one place. Sign up and defer payments, with no interest, for six months at https://iwt.com/netsuite.
Eight Sleep | For a better, smarter sleep, go to https://eightsleep.com/ramit for $200 and free shipping.
Connect with Ramit Lees meerGet the Podcast Newsletter and exclusive Q&A about the show
Get Money Coaching with Ramit
Download the Conscious Spending Plan
Listen to my book—now on Audible
Get my New York Times best-selling book
Get my no-numbers journal
Other episodes
Instagram
Twitter
YouTube
Submit a question for the newsletter iwt.com/askramit
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
Produced by Crate Media. -
141. “We only have $2k in savings but she can’t stop going to the mall”
30 januari 2024 · 1 uur 19 min
April and Kevin are in their mid thirties with two kids. They’ve been married for twelve years and Kevin recently came across a good book on finance—one which empowered him to learn more about their finances. What he found shocked him, and has driven deep cracks in their marriage.
This episode is brought to you by:
Calm | Go to https://calm.com/ramit for 40% off unlimited access to Calm’s entire library.
Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.
Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit.
Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit.
Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit.
Connect with Ramit Lees meerGet the Podcast Newsletter and exclusive Q&A about the show
Get Money Coaching with Ramit
Download the Conscious Spending Plan
Listen to my book—now on Audible
Get my New York Times best-selling book
Get my no-numbers journal
Other episodes
Instagram
Twitter
YouTube
Submit a question for the newsletter iwt.com/askramit
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
Produced by Crate Media. -
140. “He put our $1M into one risky investment. Will we lose it all?” (Part 2)
23 januari 2024 · 1 uur 19 min
Sandra, 46, and Brad, 48, return for Part 2 as we get our hands dirty with their incredible decision to invest $1,000,000—their entire net worth—into one oil operation. It’s paying out $20k a month right now, and Brad’s done his research to feel confident. But Sandra can’t handle the risk.
This episode is brought to you by:
LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT.
Babbel | Right now, when you purchase a 3-month Babbel subscription, you’ll get an additional 3 months for FREE. Just go to https://Babbel.com and use promo code RAMIT.
ZocDoc | Download the ZocDoc app for FREE at https://zocdoc.com/ramit then find and book a top-rated doctor today.
Eight Sleep | For a better, smarter sleep, go to https://eightsleep.com/ramit for $200 and free shipping.
Superhuman | Get a free month of lightning fast email at https://try.sprh.mn/ramitsethi.
Links mentioned in this episode
“I’m afraid he’ll leave if I don’t stop stressing about the budget” (Part 1)
Connect with Ramit Lees meerGet the Podcast Newsletter and exclusive Q&A about the show
Get Money Coaching with Ramit
Download the Conscious Spending Plan
Listen to my book—now on Audible
Get my New York Times best-selling book
Get my no-numbers journal
Other episodes
Instagram
Twitter
YouTube
Submit a question for the newsletter iwt.com/askramit
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
Produced by Crate Media. -
139. “I’m afraid he’ll leave if I don’t stop stressing about the budget” (Part 1)
16 januari 2024 · 1 uur 6 min
Sandra is 46. Brad is 48. They have four children and are living a high lifestyle as a result of two generational income explosions tied to Brad’s work in the home lending industry. That variance, though, seeded issues in their money psychology—leading to risky investments and trust issues.
This episode is brought to you by:
Superhuman | Get a free month of lightning fast email at https://try.sprh.mn/ramitsethi.
Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit.
AG1 | Take ownership of your health with AG1. Get one year’s supply of Vitamin D3 K2 and five free AG1 travel packs with your first purchase at https://drinkAG1.com/ramit.
Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.
Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit.
Links mentioned in this episode
“He put our $1M into one risky investment. Will we lose it all?” (Part 2)
Connect with Ramit
Get the Podcast Newsletter and exclusive Q&A about the show
Get Money Coaching with Ramit
Download the Conscious Spending Plan
Get my New York Times best-selling book
Get my no-numbers journal
Other episodes
Instagram
Twitter
YouTube
Submit a question for the newsletter iwt.com/askramit
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
Produced by Crate Media. Lees meer -
138. “My wife doesn’t want me to take a $720k job offer”
9 januari 2024 · 1 uur 22 min
Mel and Babu are both 33 year-old doctors. Babu’s nearly done with his training, putting a huge decision in front of them about where to live and how much he’ll earn. The income numbers are staggering, but how they both feel about money isn’t affected by the number in their bank account.
This episode is brought to you by:
Eight Sleep | For a better, smarter sleep, go to https://eightsleep.com/ramit for $200 and free shipping.
Mint mobile | To get your new wireless plan for just $15 a month, go to https://mintmobile.com/ramit.
Calm | Go to https://calm.com/ramit for 40% off unlimited access to Calm’s entire library.
LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT.
Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit.
Links mentioned in this episode
“Our financial advisor almost cost us $800k. How do we fire them?” #127
Connect with Ramit Lees meerGet the Podcast Newsletter and exclusive Q&A about the show
Get Money Coaching with Ramit
Download the Conscious Spending Plan
Get my New York Times best-selling book
Get my no-numbers journal
Other episodes
Instagram
Twitter
YouTube
Submit a question for the newsletter iwt.com/askramit
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
Produced by Crate Media. -
137. “MLMs, crypto, real estate—I can’t stop falling for get-rich-quick schemes” (Part 2)
2 januari 2024 · 50 min
David, 33, and Halima, 37, return to follow-up on last week’s episode, where we learned about their debt, painful backgrounds, unrealistic expectations, and patterns of negative behavior with money. Today, Ramit brings them back down to earth, dissects their numbers, and sets the stakes.
This episode is brought to you by:
AG1 | Take ownership of your health with AG1. Get one year’s supply of Vitamin D3 K2 and five free AG1 travel packs with your first purchase at https://drinkAG1.com/ramit.
Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit.
Netsuite | Get visibility to everything in your business one one place. Sign up and defer payments, with no interest, for six months at https://iwt.com/netsuite.
Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.
DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off.
Links mentioned in this episode
“We have $500k in debt. Can I retire early?” (Part 1)
Connect with Ramit Lees meerGet the Podcast Newsletter and exclusive Q&A about the show
Get Money Coaching with Ramit
Download the Conscious Spending Plan
Get my New York Times best-selling book
Get my no-numbers journal
Other episodes
Instagram
Twitter
YouTube
Submit a question for the newsletter iwt.com/askramit
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.
Produced by Crate Media.