Alle afleveringen
433 afleveringen, van nieuw naar oud
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Missing Payments And Borrowing Every Cent From Her Friend To Survive
24 september 2023 · 57 min
Check out these fun things: Patreon: https://www.patreon.com/calebhammer My socials: https://linktr.ee/calebhammer Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Job and income 04:16 What is your mentality? 07:50 You're not making NEARLY enough 11:23 You don't have this 15:09 SOFI 19:02 Your parents are killing you 22:06 Endless spending! 28:25 Bring the hammer down on them 33:04 Your needs are over 80% 36:08 Here's the plan 40:46 AURA 44:59 It's THAT bad 50:17 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
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Couple Choosing IVF Over Any Chance Of Retirement
22 september 2023 · 1 uur 5 min
Check out these fun things: Patreon: https://www.patreon.com/calebhammer My socials: https://linktr.ee/calebhammer Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Job and income 06:00 That is an expensive kid 10:10 SOFI 13:13 Your debts are INSANE 19:15 Why did you need this loan?! 23:00 Stop using credit cards! It's done 26:30 Owning a fashion store in Milan?! 31:40 Your savings is honestly silly 36:34 So you made a budget huh? 39:35 You gotta figure out this retirement 40:18 AURA 43:40 Another kid?! 48:34 Let's sort this out 57:11 Hammer Financial Scor --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
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He’s Choosing Eating Out Over A Place To Live
21 september 2023 · 49 min
Check out these fun things: Patreon: https://www.patreon.com/calebhammer My socials: https://linktr.ee/calebhammer Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Job and income 04:36 Living out of his car! 07:07 The vicious mental cycle 10:37 SOFI 14:30 How did we get here?! 17:55 You need to work NOW! 22:15 We have to overcome this 27:05 Merch 30:13 This is why we need therapy 34:35 AURA 36:08 Time to get active! 37:40 You need friends, bro 41:14 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
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Immature Child Refuses To Grow Up
18 september 2023 · 59 min
Check out these fun things: Patreon: https://www.patreon.com/calebhammer My socials: https://linktr.ee/calebhammer Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Job and income 06:20 Take responsibility for your work 12:59 Dude, what's going on here? 15:25 What even is your resume? 19:48 He's living a fantasy! 24:26 I'm going to lose it 32:26 Do you even care? 37:27 Let's get some reality here 41:36 He's dying on the Walmart floor 45:56 AURA 48:13 I'm just scared for you, man 52:48 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
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Quits His Job Every 6 Months And Wonders Why He Can’t Afford To Live
16 september 2023 · 1 uur 1 min
Check out these fun things: Patreon: https://www.patreon.com/calebhammer My socials: https://linktr.ee/calebhammer Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Job and income 06:05 And that’s why we go hard on people 12:47 SOFI 17:25 Wow that changes things 20:15 Says he doesn’t spend money on BS… Okay 17:27 I’m scared for your future 29:18 You need to budget 35:18 How are you surviving? 39:04 You might need to sell the house…. 41:49 Aura 47:19 This is what I’d do 50:27 Time to bust A** 53:33 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
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She Keeps Choosing Debt Over Work
7 september 2023 · 59 min
Check out these fun things: Patreon: https://www.patreon.com/calebhammer My socials: https://linktr.ee/calebhammer Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Job and income 04:06 You make no money! 09:27 This is a mess 13:45 Stop using credit cards! 18:12 This is the worst bank to borrow from! 24:30 Spend Spend Spend 28:58 You need to budget! 35:40 Clean up this mess 44:05 Car problem from hell 52:10 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
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33-Year-Old Won’t Stop Fighting With Me
4 september 2023 · 1 uur 14 min
Check out these fun things: Patreon: https://www.patreon.com/calebhammer My socials: https://linktr.ee/calebhammer Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Job and income 06:08 Rocket Money 09:02 Please no... 15:00 Dude you have TERRIBLE debt 20:45 Spend spend spend 27:00 Why are you using credit cards? 35:00 At least you have this... 38:35 You need to budget! 42:39 Your expenses are INSANE! 44:06 Let's clean up this mess 49:15 Please just do this 54:11 What are we doing here? 1:06:05 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
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Taking Out 3 Stupid Car Loans With 25% Interest Rates While Having No Money
1 september 2023 · 1 uur 9 min
Check out these fun things: Patreon: https://www.patreon.com/calebhammer My socials: https://linktr.ee/calebhammer Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Job and income 05:52 Oh give me a break 09:50 I'm scared for you already 14:40 What a mess... 23:42 This is getting interesting 25:25 Spend Spend Spend 32:58 Do you even care? 34:28 You need to budget 40:40 Clean up this mess 48:55 Please just do this! 1:01:19 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
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Military Wife Is Choosing Eating Out Over Her Future
16 augustus 2023 · 49 min
Check out these fun things: Patreon: https://www.patreon.com/calebhammer My socials: https://linktr.ee/calebhammer Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Job and income 04:08 SOFI 07:24 Did you really need this? 11:15 Spend spend Spend 16:21 That must be rough 19:17 You need to budget 27:06 Please just do this 31:57 Clean up this mess 37:00 Absolutely not! 40:54 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
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Why Would You Do THIS While In Debt?!
14 augustus 2023 · 51 min
Check out these fun things: Patreon: https://www.patreon.com/calebhammer My socials: https://linktr.ee/calebhammer Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Job and income 04:58 Factor 09:41 What a mess 12:58 Why are you BS spending?! 17:47 What's your problem?! 22:53 You need to budget 27:11 Please just do this 30:10 Your imported car is a problem! 33:26 Clean up this mess 37:50 Im scared for you 44:22 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
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$100,000+ Private Student Loans, Yet Borrows For A Stupid Tesla
13 augustus 2023 · 52 min
Check out these fun things: Patreon: https://www.patreon.com/calebhammer My socials: https://linktr.ee/calebhammer Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Job and income 05:39 Student Loan Consolidation 06:51 Your degree is useless 10:02 What a mess... 15:41 Spend Spend Spend 17:39 There's MORE?! 21:30 More BS spending 26:36 You need to budget! 29:38 CLEAN UP THIS MESS 35:15 This is WILD 40:28 Please just do this... 44:13 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
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She's Going To Die In Poverty
12 augustus 2023 · 54 min
Check out these fun things: Patreon: https://www.patreon.com/calebhammer My socials: https://linktr.ee/calebhammer Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Job and Income 04:00 SOFI 06:04 Your car was repo'd?! 09:50 WHAT A MESS 15:25 How is this possible?! 19:50 Spend spend spend... 26:00 Learn how to use a savings! 27:30 You need to budget! 29:50 CLEAN UP THIS MESS 38:42 Your income needs to not suck 46:13 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
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Choosing Mountain Dew Over His Future
10 augustus 2023 · 58 min
Check out these fun things: Patreon: https://www.patreon.com/calebhammer My socials: https://linktr.ee/calebhammer Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Job and Income 04:38 So that's why you're in debt 11:18 What a mess... 15:00 You were addicted :/ 19:01 This is DEATH 23:40 SPEND SPEND SPEND 27:22 Checking for Diabetes 31:00 You need to budget 35:10 He's F'd... 40:00 Clean up this mess 51:52 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
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33-Year-Old Straight Up Isn’t Paying His Taxes
9 augustus 2023 · 56 min
Check out these fun things: Patreon: https://www.patreon.com/calebhammer My socials: https://linktr.ee/calebhammer Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Job and Income 04:39 Opal 06:06 What a mess 11:07 Pay your taxes! 17:10 SPEND SPEND SPEND 20:32 I'm scared for you 23:10 You need to budget! 26:10 Are you serious? 31:10 Clean up this mess 36:22 Please just do this... 43:19 Don't even think about it 49:18 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
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41-Year-Old Spends EVERYTHING On Fast Food
6 augustus 2023 · 51 min
Check out these fun things: Patreon: https://www.patreon.com/calebhammer My socials: https://linktr.ee/calebhammer Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Job and Income 04:30 I mean... hardly what you think... 07:54 Spend Spend Spend 12:50 Please STOP STOP STOP 17:00 I'm scared for you... 20:50 This is a mess!!!! 24:42 You need to BUDGET 28:30 What a Financial Position! 34:00 Clean up this MESS! 39:04 Please just do this... 43:42 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
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Woman Has Everything In Collections
4 augustus 2023 · 53 min
Check out these fun things: Patreon: https://www.patreon.com/calebhammer My socials: https://linktr.ee/calebhammer Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Job and Income 06:00 Already a mess! 12:00 I'm scared for you... 14:45 What a MESS 17:30 Spend Spend Spend... 20:30 She's F'd 23:50 MAKE IT STOP 28:38 Please just do this 30:00 You need a budget! 35:00 Your rent is KILLING YOU 36:44 Clean up this mess!!! 45:20 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
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Making $20,000 A Year And Spending It All On Fast Food
3 augustus 2023 · 50 min
Check out these fun things: Patreon: https://www.patreon.com/calebhammer My socials: https://linktr.ee/calebhammer Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Job and Income 05:21 Aura 07:19 Diving into BS Spending 12:35 Spend Spend Spend 18:20 Im Scared for you 21:36 Taking out Debt for Apple Games?! 25:39 Welp there's that... 29:36 Please No 33:39 You Need a Budget 36:15 Let's Clean up this MESS! 42:19 He can Do it 42:44 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
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23-Year-Old Is Going To Drown In Debt FOREVER
30 juli 2023 · 53 min
Check out these fun things: Patreon: https://www.patreon.com/calebhammer My socials: https://linktr.ee/calebhammer Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Job and Income 04:49 Rocket Money 06:49 Ooppe… 10:00 Stupid debt! 12:05 INSANE spending 17:59 SPEND SPEND SPEND 22:57 Cut them up! 28:32 What a mess… 29:32 ITS TIME TO BUDGET! 33:40 He's F'd… 38:24 Please just try this… 45:55 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
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8 MAXED OUT Credit Cards
21 juli 2023 · 51 min
Check out these fun things: Patreon: https://www.patreon.com/calebhammer My socials: https://linktr.ee/calebhammer Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Job and income 03:50 INSANE spending... 06:38 WHY?! WHY?! WHYYYY 09:51 Maxing out EVERY credit card possible 15:00 SPEND SPEND SPEND 19:36 Oh sure, let's just add some CAR DEBT too! 21:30 This just sucks... 23:22 BURN THEM ALL 26:27 You need to budget! 30:28 time to clean up your mess... 40:06 I'm scared for you... 44:00 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
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$1,000 In Minimum Monthly Payments Are Ruining Her Life
14 juli 2023 · 1 uur 12 min
Check out these fun things: Patreon: https://www.patreon.com/calebhammer My socials: https://linktr.ee/calebhammer Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Job and income 02:40 Her finances are really bad! 04:15 OVERDRAFTING 04:30 Public 06:05 OVERDRAFTING p2 08:50 HOW CAN YOU POSSIBLY JUSTIFY THIS 11:40 She wants to do YouTube 12:55 No retirement... 18:35 DISGUSTING personal loan! 23:35 Terrible credit car debt... 25:32 I made her cry 32:25 More credit card DEBT 38:40 I'm scared for your future... 46:00 COLLECTIONS 48:40 Budget, budget, budget! 54:45 CLEAN THIS UP 01:04:40 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
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$1,000 Truck Payment With No Job
8 juli 2023 · 53 min
Check out these fun things: Patreon: https://www.patreon.com/calebhammer My socials: https://linktr.ee/calebhammer Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 How he get's his monies 02:32 His parents moved in with him... 04:50 Debts, debts, and more debts! 06:07 Terrible trauma... 09:06 Checking account 10:15 STUPID credit card debt! 22:06 INSANE TRUCK DEBT AND MOTORCYCLE DEBT 27:20 These debts are CRAZY! 30:45 SELL THIS TRUCK NOWWW 34:32 Time to clean this mess up... 40:30 This is going to take a LONG time! 46:21 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
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Taking Out Student Loans To Buy Fast Food 3 Times A Day
7 juli 2023 · 46 min
Check out these fun things: Patreon: https://www.patreon.com/calebhammer My socials: https://linktr.ee/calebhammer Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Do you even know how much money you make?! 03:11 Graduate school 05:19 You look like... 05:54 Very bad spending! 06:55 GOING OUT TO EAT THREE TIMES A DAY 16:53 F YOUUUUU 17:35 Why holding CC interest?! 20:10 WHAT ARE YOU TALKING ABOUT 22:54 Very weird mortgage?? 27:30 Clean up this mess! 34:00 Get your crap together... 39:27 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
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31-Year-Old Immature Woman Refuses To Take Responsibility
6 juli 2023 · 52 min
Check out these fun things: Patreon: https://www.patreon.com/calebhammer My socials: https://linktr.ee/calebhammer Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Job, income, and school 03:30 Why do you even have a mess?? 07:40 You're CHOOSING to be immature 09:13 WHAT ARE YOU DOING 14:25 You're being STUPID! 17:30 What are you talking about?! 20:00 THIS DEBT IS STUPID. STUPID!!! 31:35 YOU'RE DROWNING 36:20 Clean this up... and GROW UP 42:00 I don't think you're going to fix a single thing... 47:46 Hammer Financial (pain) Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
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31-Year-Old With More Debt Than Anyone Should Ever Have
5 juli 2023 · 48 min
Check out these fun things: Patreon: https://www.patreon.com/calebhammer My socials: https://linktr.ee/calebhammer Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps:00:00 Job and income 01:49 MESS MESS MESS 03:30 Wasting all his money on FOOD! 07:15 CREDIT CARD INSANITY!!! 11:48 WHY DID YOU DO THIS DON'T DO THIS WHAT THE FFFFFF 16:34 Teeth debt... 17:19 Car debt! 20:18 PLEASE DON'T RUIN YOUR LIFE LIKE THIS!!! 27:58 German 28:24 ENDLESS EXPENSES 31:50 Get out of this mess... 36:55 Just SACRIFICE! 41:09: Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
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He Has $2 In His Checking Account!
30 juni 2023 · 51 min
Check out these fun things: Patreon: https://www.patreon.com/calebhammer My socials: https://linktr.ee/calebhammer Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 No one likes you 02:22 What's up? 04:14 Paycheck to paycheck 05:36 $2 IN CHECKING ACCOUNT!!! 08:00 Giving everyone money, when you have no money... 10:45 So-called "savings" 13:00 Credit card debt... 18:55 It's time to get help! 21:33 Let's build a budget 27:40 CLEAN THIS UP 31:20 This is going to take a long time... 34:45 You need to sacrifice to get there! 43:45 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
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24-Year-Old Is Drowning In Terrible Decisions
21 juni 2023 · 48 min
Check out these fun things: Patreon: https://www.patreon.com/calebhammer My socials: https://linktr.ee/calebhammer Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Job, income, and rent 01:45 EXPENSIVE public transportation 02:46 She has a spending addiction! 04:10 Spending EVERYTHING on Uber Eats!! 06:05 This is STUPID spending!!!!!!!!! 08:30 This is so unhealthy... 11:00 YOU NEED A WAKE-UP CALL 12:10 Taking out payday loans... 13:50 You need serious help 14:30 Credit score 14:50 Missing her credit card payments!!! 20:50 Student loans 22:15 STOPPED PAYING ON HER DEBT!!! 26:45 THIS IS INSANE 29:51 Time to clean up this MESS 32:25 Owing her mom THOUSANDS of dollars!!! 34:32 This is going to be so hard... 37:59 You need serious help 41:01 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
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24-Year-Old Is Throwing Away His Entire Future
19 juni 2023 · 50 min
Check out these fun things: Patreon: https://www.patreon.com/calebhammer My socials: https://linktr.ee/calebhammer Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 His "business" 02:30 Owning just a tiny % 03:50 Are you even making money?!?! 05:10 Does this business make money? 07:30 How are you even surviving?! 08:36 Betting everything on his business 10:10 Is there a plan?? 11:10 Throwing away your retirement!!! p1 13:07 Don't compare yourself to others!!!! 14:22 Throwing away your retirement!!! p2 15:30 What are you guys even doing?! 19:37 YOU HAVE NO MONEY!!!!!!!!!!!!!! 23:05 STUPID CREDIT CARD DEBT 25:50 YOU CANNOT AFFORD FOOD!!!!! 27:14 Credit score 27:45 On a MORTAGE with your FAMILY?! 31:00 His car is ruined and needs a new one... 32:10 It's time to SACRIFICE!! 36:00 The ignorance of personal finances 39:13 Clean this up... 43:03 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
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29-Year-Old Comedian Refuses To Grow Up
14 juni 2023 · 1 uur 9 min
Check out these fun things: Patreon: https://www.patreon.com/calebhammer My socials: https://linktr.ee/calebhammer Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Unemployed 02:05 leaning on others to afford life 05:03 How long are you going to accept this life? 08:58 $100 a week before all of this 10:00 Checking account and runway... 14:15 TERRIBLE view of life 18:15 YOU ARE BEING IMMATURE 21:50 STOP COMPLAINING ABOUT WORK!!! 27:00 He refuses to do anything besides be a comedian... 28:45 Student loans from a SCAM school 31:20 How long until you GROW UP? 32:45 You're throwing away your ENTIRE financial future! 39:19 You're putting yourself over your children... 45:44 You actually have to work!!! 43:45 YOU DON'T UNDERSTAND!!! 59:44 Good luck dude... 01:02:10 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
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45-Year-Old Lost ALL Of Her Money
13 juni 2023 · 1 uur 6 min
Check out these fun things: Patreon: https://www.patreon.com/calebhammer My socials: https://linktr.ee/calebhammer Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Job and income 05:10 She will never be able to retire 07:20 Her ex-husband destroyed her credit!! 09:45 Income decreasing?? 12:20 Checking account and ODD mortgage with her parents 14:14 Credit cards and spending (more troubles with her ex) 17:52 Most stressful way to manage money ever! 20:28 Savings losing her money? 25:00 Starting over on retirement at 45 because of ex!! 32:58 PAY OFF THE CAR DEBT TODAY 33:48 Credit score recovery 36:20 It's time to start cleaning up this mess... 43:00 Trying to pay for 4 kids' college... 50:09 It's time to get back on track! 59:16 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
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25-Year-Old Borrowing Terrible Debt For Her BOYFRIEND!
12 juni 2023 · 39 min
Check out these fun things: Patreon: https://www.patreon.com/calebhammer My socials: https://linktr.ee/calebhammer Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Job and income 01:08 Drowning in debt from the past 03:38 Checking accounts and where money goes 04:53 He's trying to correct her budget 06:50 Checking accounts continued 08:09 Random savings? 09:23 TERRIBLE CREDIT CARD DEBT 12:42 Retirement... with 1.8% interest... 15:13 $18,923 CRAZY DEBT 17:00 Going to school all of a sudden??? 19:48 Control your money! 21:48 IT'S TIME TO GET REAL 22:55 DEBT ON A CAR FOR HER BOYFRIEND!!!! 26:20 IT'S TIME TO GET REAL p2 32:48 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
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52 Year Old Has $0 And Is Stuck In A Pyramid Scheme
8 juni 2023 · 59 min
Check out these fun things: Patreon: https://www.patreon.com/calebhammer My socials: https://linktr.ee/calebhammer Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Job (what job?) and income (what income???) 04:09 Starting a new business (pyramid scheme...) 05:44 From making millions to having $0 to his name 09:18 You have NO MONEY!!!! 14:12 Dying with $0 17:00 losing a ton of money on a job 19:26 WAIT, NEGATIVE MONEY?! 23:55 Collections and terrible credit score 30:27 Pyramid scheme p.2 35:00 Being evicted from their house 38:18 Hidden debts... 39:09 Pyramid scheme p.3 43:57 Are you going to survive?! 47:35 I'm terrified for your future... 51:33 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
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Immature 24 Year Old Doesn't Care If She Dies In Poverty
7 juni 2023 · 38 min
Check out these fun things: Patreon: https://www.patreon.com/calebhammer My socials: https://linktr.ee/calebhammer Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Job and income 03:00 Stopped going to college... 05:17 Do you want to be a server for the rest of your life?! 08:31 No plans to survive ... 09:45 Car debt, through her ex!! 12:30 Checking account and hidden debts 15:18 Credit cards and a lot of spending 19:22 Credit score 22:15 She refuses to act like an adult... 26:00 You're acting like an immature child! 28:00 You need to turn your life around... 30:00 You are SUCH A CHILD!!! 31:09 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
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Dropping Out Of School To Become An Actor Making $0
7 juni 2023 · 48 min
Check out these fun things: Patreon: https://www.patreon.com/calebhammer My socials: https://linktr.ee/calebhammer Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Are you even making money? 03:45 How are you even surviving? 04:55 Not paying taxes... 07:40 Can you actually become an actor?? 09:19 Dropping out of college... 12:58 Overdrafting his checking account! 19:02 You can't afford to not work!!! 21:53 Credit score and limits 24:00 Not prepared for an emergency 25:30 Not willing to sacrifice for his well-being at all 30:00 What are you going to do after the 99.9% chance you don't make it? 33:24 WORK A JOB! 34:20 Getting a degree and having a career 36:12 You choose wants over needs... 40:00 Closing your brain off to critical thinking! 41:42 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support Learn more about your ad choices. Visit podcastchoices.com/adchoices
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