Alle afleveringen
59 afleveringen, van nieuw naar oud
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Where My Money Actually Goes
25 oktober 2026 · 11 min
Ever wondered how I invest my own money? In this episode, I’m sharing the ETFs I hold, what I pay in fees and how I decide where my money goes first. I’ll also walk you through my cash flow waterfall and how I prioritise everything from paying off expensive debt to investing for the long term. Sign up for live masterclass Lees meer
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How a 2.75% Fee Could Halve Your Retirement
18 oktober 2026 · 11 min
Market crashes might grab the headlines, but investment fees could be quietly costing you millions. In this episode, discover how a 2.75% annual fee can significantly reduce your retirement savings, why two investors with the same income and contributions can end up millions apart, and how to check what you're paying. Lees meer
Learn how to compare fees, understand the impact of compounding, and make smarter investment choices to protect your wealth and give your money the best chance to grow. Sign up for live masterclass · Big Name Funds Underperform. What are you paying for?
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Buying or Renting in 2027? (The 7% Rule)
13 oktober 2026 · 12 min
Join my masterclass: learn.moneywithcarla.com/invest Lees meer
Is it actually better to buy property or rent and invest the difference? I ran the numbers so you don't have to. Again.
In this video I break down the buy vs rent debate properly, including the 7% rule, real property growth rates, and how stock market returns compare over the long run. The answer might surprise you.
What I cover:
- The true cost of buying (it's more than just your bond repayment
- How the 7% rule works and whether it actually holds up against
- Property growth vs stock market returns, side by side
- When buying makes financial sense, and when renting wins
- What the numbers say about which option leaves you better off
This is one of the biggest financial decisions you'll ever make.
👇 Watch to the end, the comparison at the end changed how I think about this.
🔔 Subscribe for honest, no-fluff money content every week. Masterclass Sign Up
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RAs Are NOT For Everyone
4 oktober 2026 · 17 min
Does a retirement annuity’s tax saving automatically make it the best investment? Carla compares RAs with investing directly in global equity ETFs, exploring tax, investment restrictions, fees and how your time to retirement changes the picture. Lees meer
Using Laura and Nora’s investment scenarios, she explains the trade-offs, flags expensive life insurance RAs, and shares questions to ask before committing. Here's my free RA guide: · Sign up for my Masterclass at the end of October:
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Estate & Trusts (Tax Expert Is Back)
27 september 2026 · 44 min
This week I sit down with Marisca, a tax expert, to unpack trusts and estate planning in South Africa. We chat about when a trust makes sense, common mistakes, and how to plan ahead to protect the wealth you leave to your family. Find Marisca on Socials Lees meer
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Big Name Funds Underperform. What are you paying for?
20 september 2026 · 7 min
Get my book here: https://www.moneywithcarla.com/book Lees meer
Free Investment Masterclass: https://learn.moneywithcarla.com/masterclass2026
Most South Africans are losing hundreds of thousands of rands in household-name investment funds, without even realising it. In this video I compare real fund performance from two of my students against equivalent ETFs, and show you exactly how to benchmark any active fund yourself (it takes about five minutes).
What you'll learn:
1. Why big brand = good investment is one of the most expensive assumptions you can make
2. How to find a fund's minimum disclosure document and read the numbers that matter
3. A simple method to compare any active fund against its benchmark index
What 95% of SA equity funds and 100% of global equity funds have in common (spoiler: it's not good)
4. The real rand difference between 1% and 6% annual underperformance over 20 years Get the book here · Free Investment Masterclass
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Anzel Rabie | Stellenbosch & Afrikaans Money-Culture
11 september 2026 · 38 min
Find Anzel on socials: Lees meer
https://www.instagram.com/anzelrabie/?hl=en
What does a CA who almost became Miss SA have to teach us about generational wealth? More than you'd expect.
In this episode, I sit down with Anzel – chartered accountant turned TV personality and mom of two – to talk about the money lessons we weren't taught growing up, and the ones we're now trying to pass on to our own kids.
We cover a lot of ground: how an Afrikaner upbringing shaped her relationship with money, why tax-free savings accounts are the first thing she maxes out on 1 March every year (and the costly mistake she made with hers), and why parking money in the stock market is not the same thing as building wealth.
There's also a really honest conversation about mom guilt, career pivots, and what it actually means to give your children more than you started with.
Disclaimers:
All content I share is educational in nature and does not constitute financial advice. Any calculations or returns referenced are based on historical figures, future returns are not guaranteed. All information shared is market sensitive and subject to change as markets and economic conditions evolve. Personalised one-on-one advice is available exclusively to my Invest with Confidence Executive students through direct consultation calls. I am authorised to render financial services, including advice, under Wealth Office (Pty) Ltd, FSP 54904. https://www.moneywithcarla.com/terms
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To DIY or not? EasyEquities Expert Answers Your Questions.
6 september 2026 · 43 min
What’s really happening inside your investment account and how do you know the platform holding it is trustworthy? Lees meer
In this episode, I sit down with the Higgo van Biljon from EasyEquities to unpack how the platform works, what investors actually own, and the questions that matter before you invest.
We cover tax-free savings accounts for children, the power of compounding, platform security, fees, transfers, AI in investing, and their upcoming adviser offering. We also get a candid look at the Higgo's own investment approach.
This is an honest, practical conversation for DIY investors and anyone trying to make smarter long-term financial decisions.
This episode is not sponsored. It is for educational purposes only and is not personal financial, investment, or tax advice. Always consider your own circumstances and seek regulated advice where appropriate.
Disclaimers:
All content I share is educational in nature and does not constitute financial advice. Any calculations or returns referenced are based on historical figures, future returns are not guaranteed. All information shared is market sensitive and subject to change as markets and economic conditions evolve. Personalised one-on-one advice is available exclusively to my Invest with Confidence Executive students through direct consultation calls. I am authorised to render financial services, including advice, under Wealth Office (Pty) Ltd, FSP 54904. https://www.moneywithcarla.com/terms
(Easy Equities) : Disclaimer: Any opinions, news, research, reports, analyses, prices, or other information contained within this research is provided by an employee of EasyEquities an authorised FSP (FSP no 22588) as general market commentary, and does not constitute investment advice for the purposes of the Financial Advisory and Intermediary Services Act, 2002. First World Trader (Pty) Ltd t/a EasyEquities ("EasyEquities") does not warrant the correctness, accuracy, timeliness, reliability or completeness of any informatio…
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From Consumer to Creator (Building Digital Capital)
28 augustus 2026 · 35 min
Find Daniel on socials: https://www.instagram.com/_danielvivier_/ Lees meer
What happens when you stop consuming and start creating?
In this conversation, Daniel shares how he overcame the fear of being judged online and began building a public presence while developing an AI-focused business. We talk about the uncomfortable early stage of creating content, why you do not need to have your whole business figured out before you begin, and how a small audience can become powerful digital capital.
We also unpack building in public, learning what actually holds people’s attention, using your audience to understand what they need and why the fastest way to get better is to be willing to start badly.
If you have been sitting on an idea, feeling stuck in your career, or waiting until you feel “ready” to post this episode is for you.
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Tax Season is Open. Your Questions Answered by a Tax Expert
14 augustus 2026 · 18 min
Find Marisca on socials: https://www.instagram.com/taxmatterswithmarisca?igsh=MXRod25wZThhbHB0bw== Lees meer
Tax season can feel overwhelming, but it doesn’t have to.
In this episode, I sit down with tax expert Marisca de Bruyn to break down the things you actually need to know. From provisional vs non-provisional tax and auto-assessments, to deductions, keeping your receipts and what SARS knows about your crypto.
We also chat about common mistakes that can cost you money, how to stay on top of your tax admin, and a few simple things you can do throughout the year to make next tax season a little easier.
If tax makes your head spin, this one’s for you.
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Uleen Fourie: Fitness, Family & Finances (all at once)
31 juli 2026 · 44 min
Find Uleen on socials: Lees meer
https://www.instagram.com/uleenfourie/?hl=en
Website:
https://uleenfourie.co.za/
Often times women who've garnered success (especially online) are put through the ringer. Today Uleen Fourie, an entrepreneur and fitness guru and I discuss building an online business, revenue and balancing all this with family life and assumptions by the public. She opens up about how it all started, the importance of having options and what she chooses to share online.
Disclaimer:
All content I share is educational in nature and does not constitute financial advice. Any calculations or returns referenced are based on historical figures, future returns are not guaranteed. All information shared is market sensitive and subject to change as markets and economic conditions evolve. Personalised one-on-one advice is available exclusively to my Invest with Confidence Executive students through direct consultation calls. I am authorised to render financial services, including advice, under Wealth Office (Pty) Ltd, FSP 54904. https://www.moneywithcarla.com/terms
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New SARS Travel Form: What You Need to Know with Tax Expert
24 juli 2026 · 23 min
Find Marisca on socials: https://www.instagram.com/taxmatterswithmarisca?igsh=MXRod25wZThhbHB0bw== Lees meer
The South African Revenue Service (SARS) recently started informing a new travel form that has to be filled out by anyone entering or leaving South Africa. Marisca and I talk about what this actually entails, and how it affects South Africans travelling and working abroad, foreigners entering South Africa, and digital nomads in South Africa.
Disclaimer:
All content I share is educational in nature and does not constitute financial advice. Any calculations or returns referenced are based on historical figures, future returns are not guaranteed. All information shared is market sensitive and subject to change as markets and economic conditions evolve. Personalised one-on-one advice is available exclusively to my Invest with Confidence Executive students through direct consultation calls. I am authorised to render financial services, including advice, under Wealth Office (Pty) Ltd, FSP 54904. https://www.moneywithcarla.com/terms
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AI Chat with Daniel (My Husband / AI Expert)
19 juli 2026 · 33 min
Follow Daniel's social media: https://www.instagram.com/_danielvivier_?igsh=MWE4NjMxdHlqNDgwdQ== Lees meer
My husband Daniel has become an AI expert. My brain usually feels like exploding when he talks about this stuff, but it's so interesting and useful that I knew we had to have him on the podcast to share with you as well. So today I'm chatting with him about everything AI.
Disclaimer:
All content I share is educational in nature and does not constitute financial advice. Any calculations or returns referenced are based on historical figures, future returns are not guaranteed. All information shared is market sensitive and subject to change as markets and economic conditions evolve. Personalised one-on-one advice is available exclusively to my Invest with Confidence Executive students through direct consultation calls. I am authorised to render financial services, including advice, under Wealth Office (Pty) Ltd, FSP 54904. https://www.moneywithcarla.com/terms
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How I Invest For My Kids (TFSA and Education Funds)
19 juni 2026 · 8 min
Sign up for my FREE Investing Masterclass: https://learn.moneywithcarla.com/invest Lees meer
In this video, I walk through exactly how I invest for my two kids, from maxing out their TFSAs to keeping education funds in a completely separate account. I also cover why talking about money openly with your kids is one of the most valuable (and free) things you can do, and why sorting out your own retirement is one of the greatest financial gifts you can give them.
Disclaimer:
All content I share is educational in nature and does not constitute financial advice. Any calculations or returns referenced are based on historical figures, future returns are not guaranteed. All information shared is market sensitive and subject to change as markets and economic conditions evolve. Personalised one-on-one advice is available exclusively to my Invest with Confidence Executive students through direct consultation calls. I am authorised to render financial services, including advice, under Wealth Office (Pty) Ltd, FSP 54904. https://www.moneywithcarla.com/terms
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Index Funds Explained (The Simplest Way To Build Wealth)
14 juni 2026 · 17 min
Sign up for my free Investing Masterclass: https://learn.moneywithcarla.com/invest Lees meer
In this episode, I'm breaking down exactly what index funds are, why they outperform most actively managed funds over the long term, and how ordinary people use them to build portfolios worth millions, in less than 30 minutes a year. The secret to successful investing is that there is no secret, just consistent action through passive investing, made possible by index funds.
Disclaimer:
All content I share is educational in nature and does not constitute financial advice. Any calculations or returns referenced are based on historical figures, future returns are not guaranteed. All information shared is market sensitive and subject to change as markets and economic conditions evolve. Personalised one-on-one advice is available exclusively to my Invest with Confidence Executive students through direct consultation calls. I am authorised to render financial services, including advice, under Wealth Office (Pty) Ltd, FSP 54904. https://www.moneywithcarla.com/terms
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The Investment Product I Avoid And Why
5 juni 2026 · 17 min
Sign up to my free masterclass: https://learn.moneywithcarla.com/invest Lees meer
Watch my video on asset allocation: https://youtu.be/zJ6TmTZ0lAM
There is one type of investment product I would never willingly put my money into. That product is an actively managed fund. Actively managed investment funds seem to be a good choice because they aim to outperform the average of the markets.
However, in reality, these funds often charge high fees AND underperform the benchmark, since it's incredibly difficult to do. So at the end of the day, these funds put you very far behind where you could have been, had you just invested in simple, low-cost index funds.
Disclaimer:
All content I share is educational in nature and does not constitute financial advice. Any calculations or returns referenced are based on historical figures, future returns are not guaranteed. All information shared is market sensitive and subject to change as markets and economic conditions evolve. Personalised one-on-one advice is available exclusively to my Invest with Confidence Executive students through direct consultation calls. I am authorised to render financial services, including advice, under Wealth Office (Pty) Ltd, FSP 54904. https://www.moneywithcarla.com/terms
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New Research, New Rules (New Study Challenges Everything We Know About the Right Portfolio Split)
29 mei 2026 · 9 min
Sign up for the free investing masterclass: https://learn.moneywithcarla.com/invest Lees meer
Most investors are doing too much and it's costing them.
A 2025 study analysed 130 years of data across 39 countries and found that a 100% stock portfolio outperforms the traditional stock-and-bond approach over a lifetime. It also found that investors with zero bonds can reach the same retirement outcomes while saving significantly less each month.
In this episode I also share why checking your portfolio less often leads to better returns, and why the best investors are not the most active ones.
Disclaimer:
All content I share is educational in nature and does not constitute financial advice. Any calculations or returns referenced are based on historical figures, future returns are not guaranteed. All information shared is market sensitive and subject to change as markets and economic conditions evolve. Personalised one-on-one advice is available exclusively to my Invest with Confidence Executive students through direct consultation calls. I am authorised to render financial services, including advice, under Wealth Office (Pty) Ltd, FSP 54904. https://www.moneywithcarla.com/terms
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Is Your Investment Property ACTUALLY Profitable? (How to Realistically Check)
22 mei 2026 · 15 min
Sign up for the FREE Masterclass: https://learn.moneywithcarla.com/invest Lees meer
I used to think property/real estate investing was the simplest way to get wealthy. You can get leverage from the bank, the asset is tangible, and property looks safe. But with property investments, people disregard the most important things that actually show whether your property investment is profitable. The majority of the time, once you do the proper calculations, you'll see that everything is not as simple and straightforward as you were told.
Disclaimer:
All content I share is educational in nature and does not constitute financial advice. Any calculations or returns referenced are based on historical figures, future returns are not guaranteed. All information shared is market sensitive and subject to change as markets and economic conditions evolve. Personalised one-on-one advice is available exclusively to my Invest with Confidence Executive students through direct consultation calls. I am authorised to render financial services, including advice, under Wealth Office (Pty) Ltd, FSP 54904. https://www.moneywithcarla.com/terms
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South African Expats: Leaving SA Does Not Mean Leaving SARS Behind
16 mei 2026 · 33 min
Follow Marisca on Instagram: @taxmatterswithmarisca Lees meer
Previous episode with Marisca on trusts: https://youtu.be/7Ojy5bLAD8Q
Are you a South African expat unsure about your tax obligations back home? In this episode, Carla sits down with a South African tax expert to unpack everything expats need to know. From the biggest tax mistakes SA expats make, to double tax agreements, exit tax calculations, and how to correctly cease tax residency in South Africa. Whether you're a yachtie or living abroad long-term, this episode could save you thousands. We also cover what happens if you want to move back to South Africa and withdrawing retirement products as a non-tax resident.
Disclaimer:
Content produced by Money with Carla is intended as educational only. It does not substitute the need for professional investment advice. Although I do everything I can to ensure calculations are accurate, they could include errors. Please consult a licensed professional before investing in investment products. Money With Carla is not a licensed advisor and does not sell investment products.
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Stop Guessing Where Your Money Should Go (Do This Instead)
8 mei 2026 · 12 min
FREE Money Planning Masterclass: https://learn.moneywithcarla.com/Money-Planning-Masterclass-Optin Lees meer
The Money Game Plan Program: https://learn.moneywithcarla.com/Your-money-gameplan
Video on emergency funds: https://youtu.be/DLzLqCAbUYA
Learn how to build wealth with a simple payday routine and cashflow priorities system that actually works. In this video, I break down the 3-level money framework I use with my students to help them pay off high-interest debt, build an emergency fund, and start investing with confidence. I also share some practical budgeting tips, and the exact order your income should flow each payday to create long-term financial freedom without sacrificing your lifestyle. Whether you’re overwhelmed by debt, struggling to save money, or looking for a smarter wealth-building strategy, this step-by-step guide will help you take control of your finances and make better money decisions aligned with your goals.
Disclaimer:
Content produced by Money with Carla is intended as educational only. It does not substitute the need for professional investment advice. Although I do everything I can to ensure calculations are accurate, they could include errors. Please consult a licensed professional before investing in investment products. Money With Carla is not a licensed advisor and does not sell investment products.
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The Complete 90-Day Money Reset (EASY Steps to Take)
26 april 2026 · 13 min
My Money Game Plan program: https://learn.moneywithcarla.com/Your-money-gameplan Lees meer
Personal finance can sometimes feel so overwhelming that you end up doing nothing. I know how that feels because I had to figure everything out for myself. So I've created a 90-day plan that breaks things down into 10 easy steps you can follow over next 3 months. This plan is exactly how you're going to change your finances for good without complexity.
Disclaimer:
All content I share is educational in nature and does not constitute financial advice. Any calculations or returns referenced are based on historical figures, future returns are not guaranteed. All information shared is market sensitive and subject to change as markets and economic conditions evolve. Personalised one-on-one advice is available exclusively to my Invest with Confidence Executive students through direct consultation calls. I am authorised to render financial services, including advice, under Wealth Office (Pty) Ltd, FSP 54904. https://www.moneywithcarla.com/terms
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Everything You Need to Know About Trusts as a South African (with Tax Expert)
19 april 2026 · 39 min
Follow Marisca on socials: Lees meer
Instagram: @taxmatterswithmarisca
I'm so excited to talk to tax expert Marisca du Bruyn about trusts! Marisca is a tax advisor specialising in structuring, complicated tax matters, and international taxes. We talk about when a trust makes sense or not, should we invest in our personal capacity, companies or trusts, structures to buy property in, and offshore trusts vs local trusts.
Disclaimer:
All content I share is educational in nature and does not constitute financial advice. Any calculations or returns referenced are based on historical figures, future returns are not guaranteed. All information shared is market sensitive and subject to change as markets and economic conditions evolve. Personalised one-on-one advice is available exclusively to my Invest with Confidence Executive students through direct consultation calls. I am authorised to render financial services, including advice, under Wealth Office (Pty) Ltd, FSP 54904. https://www.moneywithcarla.com/terms
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Why Some High Earners NEVER Build Wealth
10 april 2026 · 13 min
Watch my free Money Planning Masterclass: https://learn.moneywithcarla.com/Money-Planning-Masterclass-Optin Lees meer
We've all been taught the same thing about money: study hard, get a high-paying job, and wealth will naturally follow. But if that was the case, I wouldn't be meeting doctors and executives who are still working at 70 because they can't retire. And on the other hand, I wouldn't be meeting ordinary people with average salaries who have portfolios worth millions. Today's episode is about how a high salary does not equal automatic wealth building, why many high earners never build wealth, and how you can get wealthy, even with an average income.
Watch videos on retirement planning:
How to prep for retirement at age 40+: https://youtu.be/qy8SICv2fCg
Find your retirement number: https://youtu.be/O_YIGs_t4YU
Why R25 million might not be enough to retire: https://youtu.be/ll_BuoyGFxs
Disclaimer:
All content I share is educational in nature and does not constitute financial advice. Any calculations or returns referenced are based on historical figures, future returns are not guaranteed. All information shared is market sensitive and subject to change as markets and economic conditions evolve. Personalised one-on-one advice is available exclusively to my Invest with Confidence Executive students through direct consultation calls. I am authorised to render financial services, including advice, under Wealth Office (Pty) Ltd, FSP 54904. https://www.moneywithcarla.com/terms
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The Best Way To Invest Is Also The Cheapest And Easiest
29 maart 2026 · 11 min
My FREE Investing Mini-Course: https://learn.moneywithcarla.com/mini-course Lees meer
Contrary to popular belief, more expensive and harder to access is not automatically better, especially when it comes to investing.
Today I'm talking about index investing, my favourite investing method. It's not only the best, but also the cheapest and easiest.
Disclaimer:
Content produced by Money with Carla is intended as educational only. It does not substitute the need for professional investment advice. Although I do everything I can to ensure calculations are accurate, they could include errors. Please consult a licensed professional before investing in investment products. Money With Carla is not a licensed advisor and does not sell investment products.
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Top 10 Worst Financial Mistakes You're Making Right Now
15 maart 2026 · 18 min
Complete the FREE Wealth Score Quiz: https://score.moneywithcarla.com/wealthscore Lees meer
Money Game Plan Course: https://learn.moneywithcarla.com/Your-money-gameplan
In personal finance, we often focus on things we can't control, like stock market performance or trying to time the market. But today I'm giving you 10 of the worst money mistakes you could be making right now, that are actually in your control.
Disclaimer:
Content produced by Money with Carla is intended as educational only. It does not substitute the need for professional investment advice. Although I do everything I can to ensure calculations are accurate, they could include errors. Please consult a licensed professional before investing in investment products. Money With Carla is not a licensed advisor and does not sell investment products.
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Financial Goals Feel Impossible? Here's What You're Doing Wrong
8 maart 2026 · 12 min
Get access to this calculator and more: https://learn.moneywithcarla.com/Your-money-gameplan Lees meer
If you keep under-saving for financial goals, or feel like you can never reach them, you're probably missing 2 key elements of calculating your goal amounts.
Inflation and taxes are sneaky, but especially crucial to consider when working towards long-term goals.
Today I'm showing you how to calculate goal amounts correctly while including buffers for taxes and inflation.
Disclaimer:
Content produced by Money with Carla is intended as educational only. It does not substitute the need for professional investment advice. Although I do everything I can to ensure calculations are accurate, they could include errors. Please consult a licensed professional before investing in investment products. Money With Carla is not a licensed advisor and does not sell investment products.
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How Much House Can You REALLY Afford?
27 februari 2026 · 11 min
Become a Money with Carla Insider: https://learn.moneywithcarla.com/newsletter-signup Lees meer
Are you buying a house? Here's how you will know whether or not you can really afford the house you want.
Today I'm answering the question, how much house can you really afford?
Disclaimer: Content produced by Money with Carla is intended as educational only. It does not substitute the need for professional investment advice. Although I do everything I can to ensure calculations are accurate, they could include errors. Please consult a licensed professional before investing in investment products. Money With Carla is not a licensed advisor and does not sell investment products. Sing up for my Insider Letter!
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Saving is NOT going to make you rich. Here's why
22 februari 2026 · 10 min
Sign up for my FREE masterclass: https://learn.moneywithcarla.com/registration-page-256ef41f-876a-45bd-9817-b684d547598d Lees meer
Saving is taught as the "most responsible" financial behaviour. But does it build wealth, or just give you a false sense of security? In today's episode, I'm talking about saving vs. investing, and why you shouldn't play it safe.
Disclaimer: Content produced by Money with Carla is intended as educational only. It does not substitute the need for professional investment advice. Although I do everything I can to ensure calculations are accurate, they could include errors. Please consult a licensed professional before investing in investment products. Money With Carla is not a licensed advisor and does not sell investment products.
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Should You Pay Off Your Mortgage Or Invest? (Detailed Analysis)
13 februari 2026 · 23 min
Join my FREE masterclass: https://learn.moneywithcarla.com/registration-page-256ef41f-876a-45bd-9817-b684d547598d Lees meer
If you have extra money available each month, should you rather use it to pay off your mortgage early, or invest it in the stock market?
Today I'm analysing multiple options to help you decide.
Disclaimer: Content produced by Money with Carla is intended as educational only. It does not substitute the need for professional investment advice. Although I do everything I can to ensure calculations are accurate, they could include errors. Please consult a licensed professional before investing in investment products. Money With Carla is not a licensed advisor and does not sell investment products.
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Every South African Needs This Investment Account
8 februari 2026 · 10 min
Sign up for my FREE investing masterclass: https://learn.moneywithcarla.com/invest-masterclass-opt-in-feb-2026-1 Lees meer
Every South African needs this investment account. Even though there are contribution limits, it gives you unlimited tax-free growth. It's called a Tax-Free Savings Account or TFSA, and in today's episode I'm showing you how to get the most out of it.
Disclaimer: Content produced by Money with Carla is intended as educational only. It does not substitute the need for professional investment advice. Although I do everything I can to ensure calculations are accurate, they could include errors. Please consult a licensed professional before investing in investment products. Money With Carla is not a licensed advisor and does not sell investment products.
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Stuck In High-Fee Investments? 6-Year Rule
31 januari 2026 · 8 min
Sign up for my FREE Investing Masterclass: https://learn.moneywithcarla.com/invest-masterclass-opt-in-feb-2026-1 Lees meer
I always preach this: Keep your fees low to maximise portfolio growth. But what if you're already invested in high-fee products? Today I'm introducing my 6-year rule for exiting high-fee products.
Disclaimer: Content produced by Money with Carla is intended as educational only. It does not substitute the need for professional investment advice. Although I do everything I can to ensure calculations are accurate, they could include errors. Please consult a licensed professional before investing in investment products. Money With Carla is not a licensed advisor and does not sell investment products. Stuck In High-Fee Investments? 6-Year Rule Video · Sign up for my FREE Investing Masterclass!
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How To Prep For Retirement At Age 40+
25 januari 2026 · 11 min
Get your FREE Financial Freedom Calculator here: https://learn.moneywithcarla.com/financial-freedom-calculator Lees meer
If you're starting to plan for retirement and you feel behind, or like it's "too late," this week's episode is for you.
I run you through my SAFE framework for retirement planning: 4 steps to help you set yourself up for a secure retirement, proactively.
Disclaimer: Content produced by Money with Carla is intended as educational only. It does not substitute the need for professional investment advice. Although I do everything I can to ensure calculations are accurate, they could include errors. Please consult a licensed professional before investing in investment products. Money With Carla is not a licensed advisor and does not sell investment products.
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Best And Worst Alternative Investments - Bags, Art, Watches vs. Stocks
18 januari 2026 · 12 min
Have a question or dilemma? Ask me here: https://learn.moneywithcarla.com/money-scenario Lees meer
A subscriber shared an artwork with me that they bought in 1986 for R750, and recently sold for 80x the original purchase price. They asked me what I thought about the returns so I decided to make a full video including a few alternative investments shared by subscribers.
So, can artworks, bags, watches, or cars outperform the stock market?
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Your Pay Check Doesn’t Matter Without These 7 Things
11 januari 2026 · 10 min
What's your wealth score? Find out for FREE: https://score.moneywithcarla.com/wealthscore Lees meer
If you've ever wanted to get a birds eye view of your financial "health" or score, this episode is for you.
Yes, your pay check makes a difference in your finances, but so many other aspects play into your financial well-being and whether or not you are secure and free.
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The ONLY Money Goals You'll Need in 2026
4 januari 2026 · 9 min
Sign up for my FREE money masterclass: https://learn.moneywithcarla.com/registration-page-8f1bd599-6cc5-41f2-b25b-55e954afebb8 Lees meer
Get your FREE money goal setting worksheet: https://learn.moneywithcarla.com/your-money-goal-worksheet
We all set goals for the new year. But are you setting your financial goals just to have goals, or are you setting goals to actually achieve them?
In this video, I'm showing you exactly how to set financial goals you will actually achieve, no matter your income level.
Disclaimer: Content produced by Money with Carla is intended as educational only. It does not substitute the need for professional investment advice. Although I do everything I can to ensure calculations are accurate, they could include errors. Please consult a licensed professional before investing in investment products. Money With Carla is not a licensed advisor and does not sell investment products.
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Why 25 Million Might Not Be Enough To Retire
28 december 2025 · 6 min
Get your FREE financial freedom calculator: https://learn.moneywithcarla.com/financial-freedom-calculator Lees meer
How to calculate your financial freedom number: https://youtu.be/O_YIGs_t4YU
Is 25 million enough for a 30 year old South African to retire?
Disclaimer: Content produced by Money with Carla is intended as educational only. It does not substitute the need for professional investment advice. Although I do everything I can to ensure calculations are accurate, they could include errors. Please consult a licensed professional before investing in investment products. Money With Carla is not a licensed advisor and does not sell investment products.
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My Net Worth Update 2025 (Full Breakdown)
21 december 2025 · 14 min
Use my portfolio calculator: https://learn.moneywithcarla.com/offers/2JvHNqaD/checkout Lees meer
Sign up to my newsletter: https://learn.moneywithcarla.com/newsletter-signup
Try the same quiz I did: https://www.wealthscorequiz.com/
In this episode, I'm sharing my full net worth breakdown, plus revisiting some goals I set for last year and finally setting new goals for the new year.
Disclaimer: Content produced by Money with Carla is intended as educational only. It does not substitute the need for professional investment advice. Although I do everything I can to ensure calculations are accurate, they could include errors. Please consult a licensed professional before investing in investment products. Money With Carla is not a licensed advisor and does not sell investment products.
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How Much Do South Africans Really Need to Retire?
7 december 2025 · 12 min
Get your FREE Financial Freedom Calculator: https://learn.moneywithcarla.com/financial-freedom-calculator Lees meer
If you've ever wondered how you should even know what your target number for retirement or financial freedom should be, this is for you.
In today's episode I talk about everything that comes into play with the popular 4% rule and how it applies to South Africa. I also show you exactly how to calculate your financial freedom number using my calculator.
Disclaimer:
Content produced by Money with Carla is intended as educational only. It does not substitute the need for professional investment advice. Although I do everything I can to ensure calculations are accurate, they could include errors. Please consult a licensed professional before investing in investment products. Money With Carla is not a licensed advisor and does not sell investment products.
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Sell or Keep the Cape Town Property? (Moving Abroad)
30 november 2025 · 13 min
Subscribe to my newsletter: https://learn.moneywithcarla.com/newsletter-signup Lees meer
Submit your question: https://learn.moneywithcarla.com/money-scenario
This week I'm running the numbers on whether this Cape Town property is worth keeping or should rather be sold.
Disclaimer:
Content produced by Money with Carla is intended as educational only. It does not substitute the need for professional investment advice. Although I do everything I can to ensure calculations are accurate, they could include errors. Please consult a licensed professional before investing in investment products. Money With Carla is not a licensed advisor and does not sell investment products.
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5 Steps Wealthy Parents Take to Set Kids Up For Financial Success
23 november 2025 · 8 min
My FREE mini-course: https://learn.moneywithcarla.com/mini-course Lees meer
If you find yourself Googling "How to give my kids a good financial future," this episode is for you.
This is a generational wealth plan that can work at ANY income level. You can start big or small, as long as you just start.
Disclaimer:
Content produced by Money with Carla is intended as educational only. It does not substitute the need for professional investment advice. Although I do everything I can to ensure calculations are accurate, they could include errors. Please consult a licensed professional before investing in investment products. Money With Carla is not a licensed advisor and does not sell investment products.
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Johannesburg Property: Sell or Hold On?
16 november 2025 · 13 min
Submit your question: https://learn.moneywithcarla.com/money-scenario Lees meer
Is it best to hold on to or sell this property in Johannesburg, South Africa? Property investments are not always what they seem. So I compared a REAL house in Johannesburg to investing in the stock market.
Disclaimer:
Content produced by Money with Carla is intended as educational only. It does not substitute the need for professional investment advice. Please consult a licensed professional before investing in investment products. Money With Carla is not a licensed advisor and does not sell investment products.
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What's REALLY Behind Gold's Performance - And Is It Worth Investing In?
9 november 2025 · 13 min
Watch my FREE masterclass: https://learn.moneywithcarla.com/investing-masterclass-replay-opt-in-october-2025 Lees meer
Why is gold performing so well? What happens if it stops? And is gold even a worthwhile investment? All of that and more in this week's episode.
Disclaimer: Content produced by Money with Carla is intended as educational only. It does not substitute the need for professional investment advice. Please consult a licensed professional before investing in investment products. Money With Carla is not a licensed advisor and does not sell investment products.
See full disclaimer on website.
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The #1 Financial Safety Net You Need to Survive Economic Downturns
2 november 2025 · 15 min
Get My Money System here: https://learn.moneywithcarla.com/Money-System-Tool Lees meer
Today we're talking about all things emergency funds. This is one of the most important blocks in your financial foundation, so it's important to get it right.
Disclaimer: Content produced by Money with Carla is intended as educational only. It does not substitute the need for professional investment advice. Please consult a licensed professional before investing in investment products. Money With Carla is not a licensed advisor and does not sell investment products.
See full disclaimer on website.
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Stop Chasing the Wrong Financial Goals - What Financial Freedom Actually Means
26 oktober 2025 · 13 min
Join my FREE, live masterclass: https://learn.moneywithcarla.com/materclass-october Lees meer
The final episode of my 3-part series: The Formula to Building Wealth.
What is financial freedom actually? What does success mean? How will you know you've reached it? This week I talk about what financial freedom really is and why it's possible for any person to reach it.
Disclaimer: Content produced by Money with Carla is intended as educational only. It does not substitute the need for professional investment advice. Please consult a licensed professional before investing in investment products. Money With Carla is not a licensed advisor and does not sell investment products.
See full disclaimer on website.
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Stop Doing These 5 Things and Watch Your Wealth Grow
19 oktober 2025 · 10 min
My FREE masterclass: https://learn.moneywithcarla.com/materclass-october Lees meer
Part 2 of my 3-part series on the formula of wealth-building:
This week we're talking about what drawbacks you need to reduce or eliminate to build real wealth.
My content, courses, videos, and blogs do not constitute investment advice. I am not a licensed financial advisor and don't provide guidance or recommendations regarding investment products. This content is only for educational purposes and should not be considered personalised investment or tax advice. Capital is at risk when investing, and historic performance is not indicative of future performance. Accuracy of calculations is not guaranteed, and Carla cannot be held responsible for decisions based upon any of her content. Do your own research before investing.
See website for full disclaimer.
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What the Rich Do Right (And It’s Not Earning More)
12 oktober 2025 · 6 min
Join my FREE upcoming masterclass: https://learn.moneywithcarla.com/materclass-october Lees meer
This is the first episode of a three-part video series where I am talking all about the formula to building wealth. This week is about what you need to do more of, and the next episode will be about what you need to do less of.
Disclaimer:
My content, courses, videos, and blogs do not constitute investment advice. I am not a licensed financial advisor and don't provide guidance or recommendations regarding investment products. This content is only for educational purposes and should not be considered personalised investment or tax advice. Capital is at risk when investing, and historic performance is not indicative of future performance. Accuracy of calculations is not guaranteed, and Carla cannot be held responsible for decisions based upon any of her content. Do your own research before investing.
See website for full disclaimer.
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Don’t Lose Out! How to Make the Most of Employer Pensions and Benefits
5 oktober 2025 · 23 min
Submit your questions: https://learn.moneywithcarla.com/money-scenario Lees meer
This week, Carla answers questions related to retirement, RAs, employee share schemes and provident funds.
Disclaimer:
My content, courses, videos, and blogs do not constitute investment advice. I am not a licensed financial advisor and don't provide guidance or recommendations regarding investment products. This content is only for educational purposes and should not be considered personalised investment or tax advice. Capital is at risk when investing, and historic performance is not indicative of future performance. Accuracy of calculations is not guaranteed, and Carla cannot be held responsible for decisions based upon any of her content. Do your own research before investing.
See website for full disclaimer.
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It's Not Just Money: What Really Counts Towards Your Net Worth
28 september 2025 · 17 min
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https://learn.moneywithcarla.com/mini-course
In this episode, Carla goes over the 3 stages of building wealth, a hidden asset most people don't consider as part of their net worth, and the most common mistakes and challenges people face in all 3 stages.
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How Much YouTube Pays Me (EXACT numbers)
21 september 2025 · 19 min
Join 12k Insiders in subscribing to my weekly Insider Letter: Lees meer
https://learn.moneywithcarla.com/newsletter-signup
This week, I'm revealing exactly how much YouTube pays me as a finance and investing content creator with 20k subscribers.
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This Popular Strategy Will NEVER Make You Wealthy
14 september 2025 · 20 min
Get your FREE Financial Freedom calculator: Lees meer
https://learn.moneywithcarla.com/financial-freedom-calculator
Why I would choose index funds over ANY other investment:
https://youtu.be/MSq33kRqMOQ?si=qJ_jpdG3o7utau-O
Carla talks about why you need to do more than save in order to become wealthy, her education-risk curve, and what is the right amount of risk to take in your investment portfolio.
Disclaimer:
My content, courses, videos, and blogs do not constitute investment advice. I am not a licensed financial advisor and don't provide guidance or recommendations regarding investment products. This content is only for educational purposes and should not be considered personalised investment or tax advice. Capital is at risk when investing, and historic performance is not indicative of future performance. Accuracy of calculations is not guaranteed, and Carla cannot be held responsible for decisions based upon any of her content. Do your own research before investing.
See website for full disclaimer.