Optimal Finance Daily - Financial Independence and Money Advice

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3.763 afleveringen, van nieuw naar oud

  1. 1611: My Crash Course in Personal Finance by Jordann with Making Sense Of Cents on Money Basics & Education

    7 augustus 2021 · 9 min

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    Jordann of Making Sense of Cents shares a crash course on personal finance
    Episode 1611: My Crash Course in Personal Finance by Jordann with Making Sense Of Cents on Money Basics & Education
    Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com.
    The original post is located here: https://www.makingsenseofcents.com/2012/09/my-crash-course-in-personal-finance.html
    Exit Planning Institute provides professional advisors with the training, knowledge, tools, and network needed to help business owners build more valuable and transferable companies. Will you be prepared to help when a business owner turns to you as their advisor? Register today at EarnCEPA.com.
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  2. 1610: The 10 Reasons Why You’re Living Paycheck To Paycheck by Christina Browning of Our Rich Journey

    6 augustus 2021 · 12 min

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    Christina Browning of Our Rich Journey informs you of 10 reasons why you're living paycheck to paycheck
    Episode 1610: The 10 Reasons Why You’re Living Paycheck To Paycheck by Christina Browning of Our Rich Journey
    Amon and Christina are former federal government employees that focused on saving, making, and investing money so that they could grow enough wealth in their investments to never have to work again.
    And, guess what? They did it! At the age of 39, they reached financial independence, quit their jobs, and retired!
    If you’re interested in learning how to save, make and invest money on the road to financial independence and retiring early (i.e., FIRE) - their site is for you!
    Subscribe to their YouTube channel for more how-to videos on how to make, save, and invest more money in the pursuit of financial independence.
    The original post is located here: https://www.ourrichjourney.com/blog/the-10-reasons-why-youre-living-paycheck-to-paycheck
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  3. 1609: Want to Live a Happier Financial Life by Erik Carter of Financial Finesse on Making The Best Investments

    5 augustus 2021 · 10 min

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    Erik Carter with Financial Finesse talks about making the best investments for a happy financial life
    Episode 1609: Want to Live a Happier Financial Life by Erik Carter of Financial Finesse on Making The Best Investments
    After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s. This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce. They’ve helped hundreds of thousands of employees change their lives.
    The original post is located here: https://www.financialfinesse.com/2015/02/19/want-to-live-a-happier-financial-life/
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  4. 1608: 10 Things You Shouldn't Buy When You're Broke by Jen Hayes on Making Smart Financial Decisions

    4 augustus 2021 · 9 min

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    Jen Hayes shares 10 things you shouldn't buy when you're broke
    Episode 1608: 10 Things You Shouldn't Buy When You're Broke by Jen Hayes on Making Smart Financial Decisions
    A few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exclusive tips on how to save money, earn more, and live like no one else.
    The original post is located here: https://www.jenhayes.me//10-things-shouldnt-buy-youre-broke/
    Exit Planning Institute provides professional advisors with the training, knowledge, tools, and network needed to help business owners build more valuable and transferable companies. Will you be prepared to help when a business owner turns to you as their advisor? Register today at EarnCEPA.com.
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  5. 1607: How to Calculate Your Net Worth And Why It Can Help by Jackie Beck on Your Assets and Liabilities

    3 augustus 2021 · 11 min

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    Jackie Beck tells us how to calculate net worth, and why doing so can be helpful
    Episode 1607: How to Calculate Your Net Worth And Why It Can Help by Jackie Beck on Your Assets and Liabilities
    Jackie and her husband paid off over $147,000 in debt, including their house! She’s walked the walk to become completely debt free, and she wants to help you do the same with her award-winning Pay Off Debt by Jackie Beck app. Jackie and her app have been featured in Oprah Magazine, MarketWatch, Forbes, CNBC, and more.
    The original post is located here: https://www.jackiebeck.com/net-worth/
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  6. 1606: The 8 Personal Finance Risks of Life AND Using A Snowball to Pay Off Your Debts by Harry Stout of Financial Verse

    2 augustus 2021 · 12 min

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    Harry Stout of Financial Verse shares two short posts covering the 8 personal finance risks of life and using a snowball to pay off your debts
    Episode 1606: The 8 Personal Finance Risks of Life AND Using A Snowball to Pay Off Your Debts by Harry Stout of Financial Verse
    Harry N. Stout is an acknowledged senior leader in the global financial services business with experience in all key business areas with particular expertise in personal finance, life insurance, annuities, product innovation, and business management. He has over 30 years of financial services industry experience in the U.S. and abroad, working in Europe, Northern Asia, Africa, New Zealand, and Australia.
    Harry is the author of the FinancialVerse books and content. The books include - The FinancialVerse - A Common Sense Approach for Your Money and Today’s Life Insurance - A Protection Took for Your Future. In November 2020 his newest book Today’s Annuity Products - A Tool to Create Protected Lifetime Income will be published. The books are available through the FinancialVerse.com website and at Amazon, Barnes & Noble and through other major national book distributors.
    The original posts are located here: https://www.financialverse.com/post/the-eight-personal-finance-risks-of-life & https://www.financialverse.com/post/using-a-snowball-to-pay-off-your-debts
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  7. 1605: [Part 2] 10 Ways To Invest Without The Stock Market by Kalen Bruce of Freedom Sprout on Financial Diversification

    1 augustus 2021 · 11 min

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    Kalen Bruce of Freedom Sprout explains 10 ways to invest without the stock market. This is part 2 of 2
    Episode 1605: [Part 2] 10 Ways To Invest Without The Stock Market by Kalen Bruce of Freedom Sprout on Financial Diversification
    Kalen Bruce created Freedom Sprout to fill a void. He heard too many conversations about how "they don't teach finance in schools." It took years for him to stop complaining about it and do something about it. He has five kids, so him and his wife have to get five adults into the world with a solid knowledge of finances. The ultimate goal and vision of Freedom Sprout: To sprout a future of financial freedom for 1,000,000 children.
    The original post is located here: https://freedomsprout.com/invest-without-the-stock-market/
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  8. 1604: [Part 1] 10 Ways To Invest Without The Stock Market by Kalen Bruce of Freedom Sprout on Financial Diversification

    31 juli 2021 · 12 min

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    Kalen Bruce of Freedom Sprout explains 10 ways to invest without the stock market. This is part 1 of 2
    Episode 1604: [Part 1] 10 Ways To Invest Without The Stock Market by Kalen Bruce of Freedom Sprout on Financial Diversification
    Kalen Bruce created Freedom Sprout to fill a void. He heard too many conversations about how "they don't teach finance in schools." It took years for him to stop complaining about it and do something about it. He has five kids, so him and his wife have to get five adults into the world with a solid knowledge of finances. The ultimate goal and vision of Freedom Sprout: To sprout a future of financial freedom for 1,000,000 children.
    The original post is located here: https://freedomsprout.com/invest-without-the-stock-market/
    Ladder makes it impressively fast and easy to get covered with affordable life insurance. No hidden fees. Cancel any time. Go to LadderLife.com/OFD to see if you’re instantly approved.
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  9. 1603: How I Hired The Best People In The World To Make Me Rich AND The Cr***y Couch Cacophony by Mr. 1500 of 1500 Days

    30 juli 2021 · 13 min

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    Mr. 1500 of 1500 Days shares two short posts, including one about how he hired the best people in the world to make him rich
    Episode 1603: How I Hired The Best People In The World To Make Me Rich AND The Cr***y Couch Cacophony by Mr. 1500 of 1500 Days
    Mr. 1500 is a family guy living in Colorado with his wife and two young children. He studied biology and chemistry in college, but somehow turned into a software developer. In 2013 at the age of 39, he set a goal to build a portfolio of $1,000,000 by February 2017 - 1500 days later. He surpassed his goal and has tracked his financial journey online ever since.
    The original posts are located here: https://www.1500days.com/how-i-hired-the-best-people-in-the-world-to-make-me-rich/ & https://www.1500days.com/ask-the-readers-the-crappy-couch-cacophony/
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  10. 1602: Six Secrets of a Credit Score by J Money of Budgets Are Sexy on The Importance of Good Credit Scores

    29 juli 2021 · 10 min

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    J. Money of Budgets Are Sexy shares 6 secrets for a good credit score
    Episode 1602: Six Secrets of a Credit Score by J Money of Budgets Are Sexy on The Importance of Good Credit Scores
    J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later!
    The original post is located here: https://www.budgetsaresexy.com/six-secrets-of-a-credit-score/
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  11. 1601: Making The Case For Higher Pay - Why 3 Percent Raises Suck by Chris Reining on Income Increases

    28 juli 2021 · 10 min

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    Chris Reining makes the case for higher pay and discourages 3% pay raises
    Episode 1601: Making The Case For Higher Pay - Why 3 Percent Raises Suck by Chris Reining on Income Increases
    Chris Reining is an investor, writer, and avid student of life. He shares how to build wealth and reach financial freedom on his website ChrisReining.com.
    The original post is located here: https://chrisreining.com/making-the-case-for-higher-pay-why-3-raises-suck/
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  12. 1600: Money Resolutions Everyone Should Consider by ESI Money on Making Financial Progress

    27 juli 2021 · 11 min

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    ESI of ESI Money shares money resolutions that he feels everyone should consider.
    Episode 1600: Money Resolutions Everyone Should Consider by ESI Money on Making Financial Progress
    ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it than that, of course, but if you can concentrate on these three areas, they will get you at least 90% of the way there.
    The original post is located here: https://esimoney.com/money-resolutions-everyone-consider/
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  13. 1599: 13 Tips To Curb Your Spending by Tiffany Aliche of The Budgetnista on Adjusting Your Spending Mindset

    26 juli 2021 · 10 min

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    Tiffany Aliche of The Budgetnista shares 13 tips to curb your spending.
    Episode 1599: 13 Tips To Curb Your Spending by Tiffany Aliche of The Budgetnista on Adjusting Your Spending Mindset
    Tiffany Aliche, is an award-winning teacher of financial education and is quickly becoming America’s favorite, personal finance expert. She has made it her mission to empower women and provide them with access to the tools and resources needed to create a better life for themselves and their families.
    Through her company, The Budgetnista, Tiffany has created a financial movement that has helped over 800,000 women worldwide collectively save more than $100 million, pay off over $75 million in debt, purchase homes, and transform the way they think about their finances.
    The original post is located here: https://thebudgetnistablog.com/13-tips-to-curb-your-spending/
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  14. 1598: How Do You Start Saving Money Living Payday to Payday by Misty with Women Who Money on Financial Smarts

    25 juli 2021 · 10 min

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    Misty of Women Who Money talks about saving money when living paycheck to paycheck
    Episode 1598: How Do You Start Saving Money Living Payday to Payday by Misty with Women Who Money on Financial Smarts
    The co-founders of Women Who Money are Amy Blacklock from Life Zemplified and Vicki Cook, from Make Smarter Decisions. Vicki and Amy connected initially online and eventually met in person at a financial conference in the fall of 2017.
    They’ve both reached financial independence and left full-time work to devote more time to family, pursue passion projects, and embrace fun and challenging opportunities.
    They enjoy collaborating on original content and sharing great articles written by and for women.
    The original post is located here: https://womenwhomoney.com/saving-money-living-paycheck-to-paycheck/
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  15. 1597: How To Pay Off 10000 Of Debt In One Year by Robert Farrington of The College Investor on Money Strategies

    24 juli 2021 · 12 min

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    Robert Farrington of The College Investor talks about how to pay off $10,000 of debt in one year
    Episode 1597: How To Pay Off $10,000 Of Debt In One Year by Robert Farrington of The College Investor on Money Strategies
    Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults.
    The original post is located here: https://thecollegeinvestor.com/18764/pay-off-10000-debt-one-year/
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  16. 1596: The Internal Financial Struggle by Andrea Joy of Saving Joyfully on Recognizing Financial Pitfalls

    23 juli 2021 · 11 min

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    Andrea Joy of Saving Joyfully talks about how to recognize our financial pitfalls.
    Episode 1596: The Internal Financial Struggle by Andrea Joy of Saving Joyfully on Recognizing Financial Pitfalls
    Andrea Joy is the creator of Saving Joyfully, a personal finance and frugality blog emphasizing joyful living. On her website, savingjoyfully.com, she offers inspiration and resources for your journey to financial freedom.
    The original post is located here: https://www.savingjoyfully.com/blog/the-internal-financial-struggle
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  17. 1595: Want to Make More Money - Just Add Value and Stir Well by Dawn Starks of Simple Money Pro

    22 juli 2021 · 12 min

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    Dawn Starks of Simple Money Pro talks about how adding value brings in more money.
    Episode 1595: Want to Make More Money - Just Add Value and Stir Well by Dawn Starks of Simple Money Pro
    Dawn Starks has been a financial planner for over twenty years. Her aim with financial planning work has always been to simplify things for clients. Making concepts easier to grasp and less scary is the goal. Dawn's SimpleMoney project - the blog, podcast, and soon-to-be courses and book is a co-project with her husband Greg.
    The original post is located here: https://simplemoneypro.com/blog/want-to-make-more-money-just-add-value-and-stir-well/
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  18. 1594: Should You Close Your Credit Card After Paying It Off by Kumiko of The Budget Mom on Pros And Cons of Credit Cards

    21 juli 2021 · 10 min

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    Kumiko of The Budget Mom tells you whether or not you should close your credit card after paying it off
    Episode 1594: Should You Close Your Credit Card After Paying It Off by Kumiko of The Budget Mom on Pros And Cons of Credit Cards
    Kumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford.
    The original post is located here: https://www.thebudgetmom.com/should-you-cancel-your-credit-card-after-paying-it-off/
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  19. 1593: What It Means To Be A Passive Investor by Kiersten Saunders of Rich And Regular on Finding Your Sweet Spot

    20 juli 2021 · 10 min

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    Kiersten Saunders of Rich and Regular tells us what it means to be a passive investor
    Episode 1593: What It Means To Be A Passive Investor by Kiersten Saunders of Rich And Regular on Finding Your Sweet Spot
    Julien and Kiersten started rich & REGULAR in 2017 after their stint in real estate investing led them to discover the F.I.R.E movement. At that point, they'd listened to their friends complain about doing everything right, and still not really "feeling" happy with the financial progress they'd made. Their blog became a place where they not only shared in their frustrations, but offered solutions to a richer and happier life. They could not have imagined that just a few years later, they would sign a book deal with the world's largest publisher, Penguin Random House. But that's not all. Their blog has afforded them opportunities to work with incredible brands, world-class media and into the fast-paced world of digital entrepreneurship.
    The original post is located here: https://richandregular.com/what-it-means-to-be-a-passive-investor/
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  20. 1592: How to Avoid Going Broke in Retirement by Ashley Chorpenning with PT Money on Personal Finance

    19 juli 2021 · 10 min

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    Ashley Chorpenning of PT Money helps you avoid going broke in retirement.
    Episode 1592: How to Avoid Going Broke in Retirement by Ashley Chorpenning with PT Money on Personal Finance
    PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds.
    The original post is located here: https://ptmoney.com/avoid-going-broke-retirement/
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  21. 1591: [Part 2] 7 Personal Finance Lessons I Wish Everyone Learned in High School by Jeff Rose of Good Financial Cents

    18 juli 2021 · 10 min

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    Jeff Rose provides teaches 7 personal finance lessons that he wishes we all learned in high school. This is part 2 of 2.
    Episode 1591: [Part 2] 7 Personal Finance Lessons I Wish Everyone Learned in High School by Jeff Rose of Good Financial Cents
    Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur.
    The original post is located here: https://www.goodfinancialcents.com/7-personal-finance-lessons-wish-everyone-learned-high-school/
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  22. 1590: [Part 1] 7 Personal Finance Lessons I Wish Everyone Learned in High School by Jeff Rose of Good Financial Cents

    17 juli 2021 · 11 min

    Afspelen
    Jeff Rose provides teaches 7 personal finance lessons that he wishes we all learned in high school. This is part 1 of 2.
    Episode 1590: [Part 1] 7 Personal Finance Lessons I Wish Everyone Learned in High School by Jeff Rose of Good Financial Cents
    Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur.
    The original post is located here: https://www.goodfinancialcents.com/7-personal-finance-lessons-wish-everyone-learned-high-school/
    Stream live TV from over 100 channels that you love, contract free. Go to fubotv.com/optimal for 15% off your first month and a free trial.
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  23. 1589: 10 Ways to Take Control of Your Finances by Kalen Bruce of Money Mini Blog on Money Management

    16 juli 2021 · 11 min

    Afspelen
    Kalen Bruce of Money Mini Blog shares 10 ways that you can take control of your finances
    Episode 1589: 10 Ways to Take Control of Your Finances by Kalen Bruce of Money Mini Blog on Money Management
    Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple.
    The original post is located here: https://moneyminiblog.com/budgeting/10-ways-to-take-control-of-your-finances/
    You’re probably overpaying on car and home insurance. See how much Gabi can save you. It’s totally free to check and there’s no obligation. Go to Gabi.com/OFD
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  24. 1588: How To Be Financially Savvy When Buying A Home by Lisa Harrison of Mad Money Monster on Personal Finance

    15 juli 2021 · 9 min

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    Lisa Harrison of Mad Money Monster tells us how to be financially savvy when buying a home
    Episode 1588: How To Be Financially Savvy When Buying A Home by Lisa Harrison of Mad Money Monster on Personal Finance
    Lisa is a mother, scientist, and financial enthusiast. She founded Mad Money Monster, a personal finance blog chronicling her and her family’s journey from doing money all wrong to doing it all right.
    She and her husband are known as Mr. & Mrs. Mad Money Monster on the site. They pride themselves as being Gen-Xers who have turned it all around and are now charting a course toward financial independence.
    The original post is located here: https://madmoneymonster.com/2017/12/21/how-to-be-financially-savvy-when-buying-a-home/
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  25. 1587: 10 Ways to Make an Extra 500 Each Month by Jen Hayes on Personal Finance

    14 juli 2021 · 10 min

    Afspelen
    Jen Hayes shares 10 ways that you can make an extra $500 each month
    Episode 1587: 10 Ways to Make an Extra 500 Each Month by Jen Hayes on Personal Finance
    A few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exclusive tips on how to save money, earn more, and live like no one else.
    The original post is located here: https://www.jenhayes.me//10-ways-make-extra-500-each-month/
    Exit Planning Institute provides professional advisors with the training, knowledge, tools, and network needed to help business owners build more valuable and transferable companies. Will you be prepared to help when a business owner turns to you as their advisor? Register today at EarnCEPA.com.
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  26. 1586: Money Management Tips by Sandra Kenrick with I Will Teach You To Be Rich on Personal Finance

    13 juli 2021 · 12 min

    Afspelen
    Sandra Kenrick of I Will Teach You to be Rich shares some money management tips
    Episode 1586: Money Management Tips by Sandra Kenrick with I Will Teach You To Be Rich on Personal Finance
    Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness, and more. Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich. He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article, and been pictured next to Warren Buffett in Forbes Magazine, as well as been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC, and more. He also has tons of documented success stories—more than 20,000.
    The original post is located here: https://www.iwillteachyoutoberich.com/blog/money-management-tips/
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  27. 1585: Our Adjusted Budget Can Make Us 30,000 Richer by Art of Flex Cents on Making Simple Financial Adjustments

    12 juli 2021 · 11 min

    Afspelen
    Art of Flex Cents talks about how much wealth can be gained from simple financial adjustments.
    Episode 1585: Our Adjusted Budget Can Make Us 30,000 Richer by Art of Flex Cents on Making Simple Financial Adjustments
    Art is a physical therapist who is not only passionate about health and physical fitness, but also developed a passion for all things personal finance. It all started when his wife and him were thinking about moving out of their parents’ homes and began looking at houses to buy. Knowing that there are others who have reached financial independence changed the outlook of their lives for the better. He couldn’t contain his excitement and created Flexcents as a way to share it with as many people as possible. Both his wife and him are now striving towards financial independence and are creating a life they cannot wait to live each day.
    The original post is located here: https://www.flexcents.com/our-adjusted-budget-can-make-us-30000-richer/
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  28. 1584: How Do Your Financial Concerns Compare to Other People AND The Need for Financial Education by Harry Stout

    11 juli 2021 · 12 min

    Afspelen
    Harry Stout of Financial Verse shares two short posts covering the comparison of financial concerns and the need for financial education
    Episode 1584: How Do Your Financial Concerns Compare to Other People AND The Need for Financial Education by Harry Stout
    Harry N. Stout is an acknowledged senior leader in the global financial services business with experience in all key business areas with particular expertise in personal finance, life insurance, annuities, product innovation, and business management. He has over 30 years of financial services industry experience in the U.S. and abroad, working in Europe, Northern Asia, Africa, New Zealand, and Australia.
    Harry is the author of the FinancialVerse books and content. The books include - The FinancialVerse - A Common Sense Approach for Your Money and Today’s Life Insurance - A Protection Took for Your Future. In November 2020 his newest book Today’s Annuity Products - A Tool to Create Protected Lifetime Income will be published. The books are available through the FinancialVerse.com website and at Amazon, Barnes & Noble and through other major national book distributors.
    The original post is located here: https://www.financialverse.com/post/how-do-your-financial-concerns-compare-to-other-people & https://www.financialverse.com/post/the-need-for-financial-education
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  29. 1583: Q&A with Diania Merriam - How to Prioritize Financial Goals & How to Find a CPA or Accountant for a Small Business

    10 juli 2021 · 11 min

    Afspelen
    Diania Merriam answers listener questions about how to prioritize financial goals and how to find a CPA or accountant for a small business.
    Episode 1583: Q&A with Diania Merriam - How to Prioritize Financial Goals & How to Find a CPA or Accountant for a Small Business
    Ladder makes it impressively fast and easy to get covered with affordable life insurance. No hidden fees. Cancel any time. Go to LadderLife.com/OFD to see if you’re instantly approved.
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  30. 1582: Should I Have Closed My Credit Cards by Sam of Financial Samurai on The Impacts On Your Credit Score

    9 juli 2021 · 9 min

    Afspelen
    Sam of Financial Samurai reflects on whether or not he should have closed his credit cards for the better of his credit score.
    Episode 1582: Should I Have Closed My Credit Cards by Sam of Financial Samurai on The Impacts On Your Credit Score
    Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com.
    The original post is located here: https://www.financialsamurai.com/should-i-close-out-my-credit-cards/
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  31. 1581: 7 Steps To Your Financial Independence Day by Tania Brown with Financial Finesse on Reaching Economic Freedom

    8 juli 2021 · 10 min

    Afspelen
    Tania Brown with Financial Finesse provides 7 steps that will help you towards your financial independence day.
    Episode 1581: 7 Steps To Your Financial Independence Day by Tania Brown with Financial Finesse on Reaching Economic Freedom
    After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s. This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce. They’ve helped hundreds of thousands of employees change their lives.
    The original post is located here: https://www.financialfinesse.com/2017/07/04/7-steps-to-your-financial-independence-day-2/
    Gusto offers modern, easy payroll and benefits to small businesses across the country. Get in touch now and get three months free when you run your first payroll. Just go to gusto.com/ofd.
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  32. 1580: How to Retire on 1 Million or Less by ESI Money on Reaching Financial Independence by 35 Years Old

    7 juli 2021 · 10 min

    Afspelen
    ESI of ESI Money tells us how to retire on one million dollars or less.
    Episode 1580: How to Retire on 1 Million or Less by ESI Money on Reaching Financial Independence by 35 Years Old
    ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it than that, of course, but if you can concentrate on these three areas, they will get you at least 90% of the way there.
    The original post is located here: https://esimoney.com/retire-1-million-less/
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  33. 1579: Setting Financial Goals The SMART Way AND What's Yours Is Mine - Budgeting Tips for Couples by Philip Dancy

    6 juli 2021 · 11 min

    Afspelen
    Philip Dancy of Dancy With Money shares two short posts covering setting financial goals and budgeting tips for couples
    Episode 1579: Setting Financial Goals The SMART Way AND What's Yours Is Mine - Budgeting Tips for Couples by Philip Dancy
    Philip Dancy joined one of the top investment banking firms upon his graduation from the Five Year MBA program at Hampton University. After starting his career in New York City and getting his first check, he understood that this “adulting” life wasn’t going to be simple. However, the one thing he knew he had to do was create a budget for himself. Through a period of trial and error, Philip was able to establish a solid foundation. As a result, Philip reached a point where he was comfortable and on a trajectory towards financial freedom. Philip’s main goal is to help millennials and Gen Z’ers (but ultimately everyone) establish a strong financial foundation through coaching while helping them turn steps into strides.
    The original posts are located here: https://dancywithmoney.com/blog/setting-financial-goals-the-smart-way & https://dancywithmoney.com/blog/couples-budgeting-tips
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  34. 1578: The Art of Investing by Chris Reining on Using Your Left and Right Side of Your Brain When Investing

    5 juli 2021 · 10 min

    Afspelen
    Chris Reining discusses the art of investing, and using both sides of your brain while doing so.
    Episode 1578: The Art of Investing by Chris Reining on Using Your Left and Right Side of Your Brain When Investing
    Chris Reining is an investor, writer, and avid student of life. He shares how to build wealth and reach financial freedom on his website ChrisReining.com.
    The original post is located here: https://chrisreining.com/art-of-investing/
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  35. 1577: [Part 2] 8 Tips for Saving Big and Retiring Earlier by Darrow Kirkpatrick of Can I Retire Yet

    4 juli 2021 · 11 min

    Afspelen
    Darrow Kirkpatrick shares 8 tips for saving big and retiring earlier. This is part 2 of 2.
    Episode 1577: [Part 2] 8 Tips for Saving Big and Retiring Earlier by Darrow Kirkpatrick of Can I Retire Yet
    Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience. When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did.
    More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional life, he educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, DIY investing, financial planning, early retirement, and lifestyle design.
    The original post is located here: https://www.caniretireyet.com/8-tips-for-saving-big-and-retiring-earlier/
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  36. 1576: [Part 1] 8 Tips for Saving Big and Retiring Earlier by Darrow Kirkpatrick of Can I Retire Yet

    3 juli 2021 · 11 min

    Afspelen
    Darrow Kirkpatrick shares 8 tips for saving big and retiring earlier. This is part 1 of 2.
    Episode 1576: [Part 1] 8 Tips for Saving Big and Retiring Earlier by Darrow Kirkpatrick of Can I Retire Yet
    Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience. When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did.
    More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional life, he educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, DIY investing, financial planning, early retirement, and lifestyle design.
    The original post is located here: https://www.caniretireyet.com/8-tips-for-saving-big-and-retiring-earlier/
    Let Ryan Reynolds help you cut your wireless bill to 15 bucks a month at mintmobile.com/OFD
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  37. 1575: 10 Financial Statistics of the Average American by Joel of Budgets Are Sexy on Finance Comparisons

    2 juli 2021 · 12 min

    Afspelen
    Joel of 5AM Joel reveals 10 financial statistics of the average American.
    Episode 1575: 10 Financial Statistics of the Average American by Joel of Budgets Are Sexy on Finance Comparisons
    Joel is a 35-year old living in Los Angeles with his wife and their dog. He was born and raised in Australia and moved to the US when he was 22. About 4 years ago he started getting up every morning at 5am. It started as one of those 30 day challenges, but after the challenge was over, Joel never stopped. He started noticing major improvements in his work, health, relationships and happiness in life. Joel sends out a short daily message at 5am each morning. He writes about happiness, positivity and learning to be a better human.
    The original post is located here: https://www.budgetsaresexy.com/financial-statistics-average-american/
    Keep your money safe with Vaulted - an easy to use web app that allows you to purchase and save gold at the tap of a finger. Sign up for an account today at vaulted.com/optimal
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  38. 1574: Social Security - Planning For It or Not In Your Future by Amanda of Women Who Money

    1 juli 2021 · 13 min

    Afspelen
    Amanda of Women Who Money discusses whether or not it's a good idea to plan for social security.
    Episode 1574: Social Security - Planning For It or Not In Your Future by Amanda of Women Who Money
    The co-founders of Women Who Money are Amy Blacklock from Life Zemplified and Vicki Cook, from Make Smarter Decisions. Vicki and Amy connected initially online and eventually met in person at a financial conference in the fall of 2017.
    They’ve both reached financial independence and left full-time work to devote more time to family, pursue passion projects, and embrace fun and challenging opportunities.
    They enjoy collaborating on original content and sharing great articles written by and for women.
    The original post is located here: https://womenwhomoney.com/social-security-planning-your-future/
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  39. 1573: Here's When To Buy Your First House by Camilo Maldonado of The Finance Twins on Making Sense When Buying A Home

    30 juni 2021 · 10 min

    Afspelen
    Camilo Maldonado of The Finance Twins tells you when it makes sense to buy your first house.
    Episode 1573: Here's When To Buy Your First House by Camilo Maldonado of The Finance Twins on Making Sense When Buying A Home
    Camilo and Francisco Maldonado are the Finance Twins. Most people think money is confusing unless you are an accountant. We used to think that too. After working incredibly hard and catching several lucky breaks, we realized so many people are looking for ways to learn about personal finance, how to manage money, and how to get out of crippling debt. They have tons of tools and resources as well as countless articles that have everything you need to start your path to financial freedom.
    The original post is located here: https://thefinancetwins.com/when-to-buy-your-first-house/
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  40. 1572: 10 Ways to Pay Off Your Mortgage Faster by Alexa Mason with The College Investor on What To Do Before Buying

    29 juni 2021 · 12 min

    Afspelen
    Alexa Mason of The College Investor offers 10 ways to pay off your mortgage faster.
    Episode 1572: 10 Ways to Pay Off Your Mortgage Faster by Alexa Mason with The College Investor on What To Do Before Buying
    Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults.
    The original post is located here: https://thecollegeinvestor.com/17068/10-ways-to-pay-off-your-mortgage-faster/
    Gusto offers modern, easy payroll and benefits to small businesses across the country. Get in touch now and get three months free when you run your first payroll. Just go to gusto.com/ofd.
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  41. 1571: Best Strategy To Successfully Start A Savings Account Or Emergency Fund by Andrea Joy of Saving Joyfully

    28 juni 2021 · 9 min

    Afspelen
    Andrea Joy of Saving Joyfully offers the best strategy to successfully start a savings account or emergency fund.
    Episode 1571: Best Strategy To Successfully Start A Savings Account Or Emergency Fund by Andrea Joy of Saving Joyfully
    Andrea Joy is the creator of Saving Joyfully, a personal finance and frugality blog emphasizing joyful living. On her website, savingjoyfully.com, she offers inspiration and resources for your journey to financial freedom.
    The original post is located here: https://savingjoyfully.com/best-strategy-to-successfully-start-a-savings-account-or-emergency-fund/
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  42. 1570: Honor Your Money History by Dawn Starks of Simple Money Pro on Being Mindful of Money Patterns

    27 juni 2021 · 10 min

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    Dawn Starks of Simple Money Pro encourages you to honor your money history and seek out patterns.
    Episode 1570: Honor Your Money History by Dawn Starks of Simple Money Pro on Being Mindful of Money Patterns
    Dawn Starks has been a financial planner for over twenty years. Her aim with financial planning work has always been to simplify things for clients. Making concepts easier to grasp and less scary is the goal. Dawn's SimpleMoney project - the blog, podcast, and soon-to-be courses and book is a co-project with her husband Greg.
    The original post is located here: https://simplemoneypro.com/blog/honor-your-money-history/
    Gusto offers modern, easy payroll and benefits to small businesses across the country. Get in touch now and get three months free when you run your first payroll. Just go to gusto.com/ofd.
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  43. 1569: Rent Increase - An Easy Boost To Cash Flow by Craig Stephens of Retire Before Dad on Raising The Rent

    26 juni 2021 · 11 min

    Afspelen
    Craig Stephens of Retire Before Dad talks about increasing the rent to boost cash flow.
    Episode 1569: Rent Increase - An Easy Boost To Cash Flow by Craig Stephens of Retire Before Dad on Raising The Rent
    Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence.
    The original post is located here: https://www.retirebeforedad.com/rent-increase-boost-cash-flow/
    Gusto offers modern, easy payroll and benefits to small businesses across the country. Get in touch now and get three months free when you run your first payroll. Just go to gusto.com/ofd.
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  44. 1568: 12 Ways to Make Yourself Recession Proof by Philip Taylor of PT Money on Regaining Your Financial Balance

    25 juni 2021 · 10 min

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    Philip Taylor of PT Money shares 12 ways to make yourself recession-proof.
    Episode 1568: 12 Ways to Make Yourself Recession Proof by Philip Taylor of PT Money on Regaining Your Financial Balance
    PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds.
    The original post is located here: https://ptmoney.com/recession-proof-12-ways/
    With the SendPro software, you can compare shipping rates between carriers, plus save 40 percent off USPS Priority Mail shipping and get 5 cents off every letter you send. Our listeners can try it FREE for 30 days and get a FREE 10 pound scale, but only when you visit: PB.com/OFD.
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  45. 1567: You May Be Broke But Not Broken by Kiersten Saunders of Rich and Regular on The Tactics of Paying Off Debt

    24 juni 2021 · 11 min

    Afspelen
    Kiersten Saunders of Rich and Regular reminds us that there's a difference between being broke and being broken.
    Episode 1567: You May Be Broke But Not Broken by Kiersten Saunders of Rich and Regular on The Tactics of Paying Off Debt
    Julien and Kiersten started rich & REGULAR in 2017 after their stint in real estate investing led them to discover the F.I.R.E movement. At that point, they'd listened to their friends complain about doing everything right, and still not really "feeling" happy with the financial progress they'd made. Their blog became a place where they not only shared in their frustrations, but offered solutions to a richer and happier life. They could not have imagined that just a few years later, they would sign a book deal with the world's largest publisher, Penguin Random House. But that's not all. Their blog has afforded them opportunities to work with incredible brands, world-class media and into the fast-paced world of digital entrepreneurship.
    The original post is located here: https://richandregular.com/you-may-be-broke-but-not-broken/
    With the SendPro software, you can compare shipping rates between carriers, plus save 40 percent off USPS Priority Mail shipping and get 5 cents off every letter you send. Our listeners can try it FREE for 30 days and get a FREE 10 pound scale, but only when you visit: PB.com/OFD.
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  46. 1566: Roth Conversion by Mike Ballew of Egg Stack on the Financial Pros and Cons of Roth Conversion

    23 juni 2021 · 13 min

    Afspelen
    Mike Ballew of Eggstack discusses the pros and cons of Roth conversion.
    Episode 1566: Roth Conversion by Mike Ballew of Egg Stack on the Financial Pros and Cons of Roth Conversion
    Mike Ballew is a 56-year-old engineer turned blogger who reached a point in life where he sees things more clearly than ever before. He faced financial challenges and overcame them through hard work and determination. His blog helps others navigate their personal finances and plan for retirement.
    The original post is located here: https://eggstack.com/blog/2021-05-02-Roth-Conversion/
    Ladder makes it impressively fast and easy to get covered with affordable life insurance. No hidden fees. Cancel any time. Go to LadderLife.com/OFD to see if you’re instantly approved.
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  47. 1565: You Can Take More Risks When You Invest Young Explained by Kalen Bruce of Freedom Sprout

    22 juni 2021 · 10 min

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    Kalen Bruce of Freedom Sprout explains why you can take more risks if you're a young investor.
    Episode 1565: You Can Take More Risks When You Invest Young Explained by Kalen Bruce of Freedom Sprout
    Kalen Bruce created Freedom Sprout to fill a void. He heard too many conversations about how "they don't teach finance in schools." It took years for him to stop complaining about it and do something about it. He has five kids, so him and his wife have to get five adults into the world with a solid knowledge of finances. The ultimate goal and vision of Freedom Sprout: To sprout a future of financial freedom for 1,000,000 children.
    The original post is located here: https://freedomsprout.com/more-risks-invest-young/
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  48. 1564: The Life Changing Benefits of Complete Debt Freedom by Andy Hill of Marriage Kids and Money

    21 juni 2021 · 9 min

    Afspelen
    Andy Hill talks about the life changing benefits of complete debt freedom.
    Episode 1564: The Life Changing Benefits of Complete Debt Freedom by Andy Hill of Marriage Kids and Money
    Andy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family tree for generations to come.
    In 2016, he got so geeked about this topic of young family finance that he decided to start a blog and podcast about it. It began as a hobby and then morphed into a fun side hustle when people started to enjoy the information he was sharing. Fast forward to today, he’s left his corporate event marketing career behind and is now a full-time blogger and podcaster who has been featured in major media outlets like CNBC, Kiplinger’s Personal Finance and NBC News
    The original post is located here: https://marriagekidsandmoney.com/the-life-changing-benefits-of-complete-debt-freedom/
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  49. 1563: [Part 2] 5 Ways We Avoided Lifestyle Inflation to Reach Financial Freedom by Lisa Harrison of Mad Money Monster

    20 juni 2021 · 10 min

    Afspelen
    Lisa Harrison of Mad Money Monster shares 5 ways she avoided lifestyle inflation to reach financial freedom. This is part 2 of 2.
    Episode 1563: [Part 2] 5 Ways We Avoided Lifestyle Inflation to Reach Financial Freedom by Lisa Harrison of Mad Money Monster
    Lisa is a mother, scientist, and financial enthusiast. She founded Mad Money Monster, a personal finance blog chronicling her and her family’s journey from doing money all wrong to doing it all right.
    She and her husband are known as Mr. & Mrs. Mad Money Monster on the site. They pride themselves as being Gen-Xers who have turned it all around and are now charting a course toward financial independence.
    The original post is located here: https://madmoneymonster.com/2021/03/22/5-ways-we-avoided-lifestyle-inflation-to-reach-financial-freedom/
    Let Ryan Reynolds help you cut your wireless bill to 15 bucks a month at mintmobile.com/OFD
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  50. 1562: [Part 1] 5 Ways We Avoided Lifestyle Inflation to Reach Financial Freedom by Lisa Harrison of Mad Money Monster

    19 juni 2021 · 10 min

    Afspelen
    Lisa Harrison of Mad Money Monster shares 5 ways she avoided lifestyle inflation to reach financial freedom. This is part 1 of 2.
    Episode 1562: [Part 1] 5 Ways We Avoided Lifestyle Inflation to Reach Financial Freedom by Lisa Harrison of Mad Money Monster
    Lisa is a mother, scientist, and financial enthusiast. She founded Mad Money Monster, a personal finance blog chronicling her and her family’s journey from doing money all wrong to doing it all right.
    She and her husband are known as Mr. & Mrs. Mad Money Monster on the site. They pride themselves as being Gen-Xers who have turned it all around and are now charting a course toward financial independence.
    The original post is located here: https://madmoneymonster.com/2021/03/22/5-ways-we-avoided-lifestyle-inflation-to-reach-financial-freedom/
    Let Ryan Reynolds help you cut your wireless bill to 15 bucks a month at mintmobile.com/OFD
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