Alle afleveringen
675 afleveringen, van nieuw naar oud
-
Frugal Self-Care
16 juli 2021 · 54 min
Taking care of ourselves is about far more than massages and bubble baths and thankfully it is also not about spending loads of money. We're taking a deeper look at what it means to be kind to ourselves in a holistic way and the various ways we can care for our whole person well! Lees meer
Get the full show notes here!
See omnystudio.com/listener for privacy information.
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
-
What is Frugality Really? And Is It Right For You?
9 juli 2021 · 58 min
It's frugality 102 - we're taking this think to the next level and exploring the differences between being 'frugal' and being 'cheap' while also talking about the foundational tenets of frugality. It's a good one. The kind that gets Jen all amped up. Lees meer
Get the full show notes here!
See omnystudio.com/listener for privacy information.
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
-
The Future of Frugal
2 juli 2021 · 58 min
Too often frugality is confused with being cheap or cutting corners just to save a penny. We want to interrupt those ideas. We believe the future of frugality is values based spending, intentionality with finances, and stewarding all resources well. On this episode we invite Christine Platt, Leslie Oldanie, and Chris Browning to help us cast vision for the future and find the freedom to create a lifestyle that works for us! Lees meer
Click here for full show notes!
See omnystudio.com/listener for privacy information.
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
-
How to Add Luxury to a Frugal Lifestyle
25 juni 2021 · 52 min
Frugal doesn't have to mean luxury free! We can enjoy some simple pleasures while still saving cash. Listen in for some ideas! Lees meer
Get the full show notes here!
See omnystudio.com/listener for privacy information.
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
-
Where to Save Your Money
18 juni 2021 · 47 min
Stashing money under the mattress may work for some, but for us frugal folks, we want to make sure our hard earned cash is being stored in the right place! Here we're talking about what to consider when it comes to savings and the best types of accounts for various goals. Listen in! Lees meer
Get full show notes here!
See omnystudio.com/listener for privacy information.
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
-
Money Motivation For Moms w/ Cat Alford
11 juni 2021 · 55 min
Cat shares about her own journey with working, raising twins, and managing finances. Listen in as she encourages other moms towards financial and personal goals! Lees meer
Get full show notes here!
See omnystudio.com/listener for privacy information.
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
-
Tips For Cash-Strapped New Grads
4 juni 2021 · 57 min
Are a recent college grad? Do you know a college grad? This episode is for you! The time of life just following college graduation can represent lots of daunting decisions, financial debt, and low cash flow. We're covering some basic financial and frugal tips for this exact life season! Lees meer
Get the full show notes here!
See omnystudio.com/listener for privacy information.
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
-
Creating a Minimalist Schedule
26 mei 2021 · 43 min
Minimalism isn't just for our wardrobes and living rooms! When we are able to intentionally approach our schedules we find that the tenants of minimalism in this domain can bring so much freedom, and even money savings when we are spending time doing things that actually matter. Lees meer
Get full show notes here!
See omnystudio.com/listener for privacy information.
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
-
Tips For First-Time Home Buyers w/ Scott Trench + Mindy Jensen
21 mei 2021 · 1 uur 6 min
Thinking about buying your first home? Already in the process? Home buying is a big decision and a massive expense, but there are ways we can enter this process equipped with knowledge to get the best possible deal and make the most of our money. Listen in as Scott and Mindy share from their own research and experience the things we should know as first time home buyers! Lees meer
Get the full show notes here!
See omnystudio.com/listener for privacy information.
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
-
Demystifying the Credit Score
14 mei 2021 · 45 min
Lions and tigers and credit scores; oh my! With so many components and antiquated information it's no wonder there is so much mystery surrounding the credit score! While there are a handful of factors that go into a credit score, it's not as unattainable to understand as one may think. Join us as we take a look at this important financial reality and become equipped to take ownership of our own credit scores! Lees meer
Get the full show notes here!
See omnystudio.com/listener for privacy information.
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
-
Home Renovations on a Budget
7 mei 2021 · 52 min
Home renovations have a reputation for being very expensive and feeling unattainable at times! While it is true that skilled labor costs decent money - we want to talk about the upgrades and updates we can make that bring beauty and value to our homes without costing a fortune! Lees meer
Get the full show notes here!
See omnystudio.com/listener for privacy information.
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
-
Roth IRA's Explained with Barbara Ginty
30 april 2021 · 58 min
Understanding investing terms and options is not for the faint of heart, but we don't have to be experts in order to make wise, frugal financial decisions for our future. On this episode Barbara Ginty shares in some very understandable and approachable ways some of the basics of investing and how to take advantage of Roth IRA's. Lees meer
Get the full show notes here!
See omnystudio.com/listener for privacy information.
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
-
Eco Friendly Frugality | Frugal Environmentalism
23 april 2021 · 51 min
Frugality plays nicely with many other valuable tenets and environmentalism is no exception! Engaging with eco-friendly products and living a sustainable lifestyle matches well with frugality and does not need to be considered a luxury! Lees meer
Get the full show notes here!
See omnystudio.com/listener for privacy information.
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
-
How To Avoid Impulse Spending
16 april 2021 · 42 min
We're celebrating 3 years of the frugal friends podcast by taking a look at the factors that contribute to impulse buys and ways to avoid it! Lees meer
Get the full show notes here!
See omnystudio.com/listener for privacy information.
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
-
How Budget Girl Sarah Wilson Paid Off $38K On A Low Income
9 april 2021 · 41 min
Paying down debt when living on a low income IS possible! We are thrilled to have Sarah Wilson on the podcast to share her story and inspire us towards debt freedom at any level of income. Lees meer
Check out the full show notes here!
See omnystudio.com/listener for privacy information.
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
-
Recognizing & Reversing Lifestyle Creep
2 april 2021 · 53 min
Have you ever received a raise only to find yourself purchasing more 'non-essential' items? Or earned a bonus only to blow it on a vacation? Yep, that's lifestyle creep. We're talking all about the sneaky ways our choices can shift as our earning increase and how this can derail all our frugal hard work! Listen in to learn how to prevent and respond to this happening in our own lives! Lees meer
Click here for full show notes!
See omnystudio.com/listener for privacy information.
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
-
How to Get Back on Track With Your Budget Quickly
26 maart 2021 · 43 min
Many things can derail our budgets and best intentions, but it's not about falling off the horse, it's about getting back on! Let's talk about how we can get back on track quickly with our finances. Lees meer
Click here for full show notes!
See omnystudio.com/listener for privacy information.
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
-
Financial Independence 101 w/ Jamila Souffrant
19 maart 2021 · 44 min
For many, financial independence is the 'why' behind a frugal lifestyle. How to achieve freedom within our finances is no easy task, which is why we're thrilled to have Jamila's insight into this topic as she shares some of the steps we can take to make wise decisions with our finances. Lees meer
Click here for full show notes!
See omnystudio.com/listener for privacy information.
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
-
How to Reduce Moving Costs
12 maart 2021 · 44 min
Moving can be amazingly expensive, not to mention overwhelmingly stressful! If you are planning a move, know someone moving, or think you will move at some point in your life; listen in for helpful tips on reducing moving costs and making the transition as smooth as possible! Lees meer
Click here for full show notes!
See omnystudio.com/listener for privacy information.
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
-
Travel Hacking for Beginners
5 maart 2021 · 47 min
Do you enjoy traveling AND cutting expenses? Then travel hacking is for you! In this episode we take a beginners look at how we can utilize loyalties and credit cards to score free hotels, flights, and more. Lees meer
Click here for full show notes!
See omnystudio.com/listener for privacy information.
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
-
Frugal Meal Planning w/ Ashtin Cope
26 februari 2021 · 41 min
Food is often our biggest area of budget busts! The solution begins with our meal planning and how we go about grocery shopping. On this episode Ashtin gives us some simple and attainable tips for how we can meal plan effectively and save money on our groceries each week. Lees meer
Click here for full show notes!
See omnystudio.com/listener for privacy information.
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
-
Why We Still Love The KonMari Method + You Should Too!
19 februari 2021 · 51 min
Simplifying and minimizing never go out of style! Listen in as we chat about the KonMari method, what we like, and the freedom we can find in identifying our own version of frugality and minimalism. Lees meer
Click here for full show notes!
See omnystudio.com/listener for privacy information.
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
-
How to Eat Healthy on a Budget
12 februari 2021 · 44 min
Eating healthy and saving money don't have to be competing goals! We're talking about how we can get the nutrition we need without overspending at the grocery store. Lees meer
Click here for full show notes!
See omnystudio.com/listener for privacy information.
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
-
Understand The Stock Market + Investing w/ Bola Sokunbi
5 februari 2021 · 1 uur 5 min
It's another great interview! Listen in as Bola Sokunbi from Clever Girl Finance makes the daunting topic of investing approachable! For anyone who has been intimated by conversations about the stock market, this episode is for you! Lees meer
Click here for full show notes!
See omnystudio.com/listener for privacy information.
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
-
Tips For Living on an Extremely Low Income
29 januari 2021 · 59 min
There is a lot of information out there for middle-income earners regarding how to be wise with money, but what about for those of us who are living on a very low income? While there is ultimately no magic wand to make the pressures of financial difficulties disappear, we want to explore how those earning less might also achieve financial goals through frugality. Lees meer
Click here for full show notes!
See omnystudio.com/listener for privacy information.
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
-
Creative Ways to Declutter
22 januari 2021 · 40 min
Do you like the idea of decluttering but find it difficult to get started? Sometimes we need to weave a little fun and creativity into this process to help us find motivation. On this episode we're exploring some unique ways to tidy up our living spaces. Lees meer
Click here for full show notes!
See omnystudio.com/listener for privacy information.
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
-
How Lydia Senn Paid Off $36K of Debt On One Income
15 januari 2021 · 52 min
We have lots of debt payoff stories highlighted on this podcast, and are particularly looking forward to sharing Lydia's story with you all! For those working off of low incomes, or single incomes we hope this interview is particularly inspiring and helps to break down barriers to achieving debt freedom! Lees meer
Click here for more show notes!
See omnystudio.com/listener for privacy information.
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
-
How to Pay Off Debt Faster in 2021
8 januari 2021 · 46 min
We know becoming debt free is a worthwhile goal, and once we've bought in to the idea it's a quick jump to the question: 'how do I pay off this debt as quickly as possible?!' On this episode we're talking about some strategies and approaches that can help make big dents in our payoff journey. Lees meer
Click here for full show notes!
See omnystudio.com/listener for privacy information.
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
-
Minimalist Budgeting
1 januari 2021 · 55 min
There's many ways to approach budgeting, and finding a way that works for us that is also simple is our aim! We're revisiting a previous favorite episode to explore some minimal budgeting approaches - listen in! Lees meer
Click here for full show notes!
See omnystudio.com/listener for privacy information.
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
-
Christmas Listener Special: Frugal Friends Share Secret Frugal Tips
25 december 2020 · 42 min
It's the Frugal Friends Holiday Special! We are thrilled to release this episode Christmas day 2020 and there's no better way to celebrate than by sharing YOUR best frugal tips. Listen in as callers share their favorite ways to practice frugality. Lees meer
Click here for full show notes!
See omnystudio.com/listener for privacy information.
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
-
Money Mindset Shifts We All Need to Work on
18 december 2020 · 51 min
Perspective and our own internal narrative represents one of our biggest barriers to achieving financial goals. On this episode we are exploring some of the most common limiting beliefs and how to shift our mindset and thought patterns to see real progress along our frugal journey. Lees meer
Click here for full show notes!
See omnystudio.com/listener for privacy information.
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
-
Why Paying off Debt is Important & Attainable
11 december 2020 · 1 uur
In case we all need a bit more motivation and encouragement to keep working towards our debt-free goals we're reminding ourselves of the top reasons to get out of debt and looking at some compelling statistics to help us realize this is possible! Lees meer
Click here for full show notes!
See omnystudio.com/listener for privacy information.
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
-
Myths + Truths of Everyday Millionaires w/Chris Hogan
4 december 2020 · 41 min
We imagine right now more than ever people are discouraged about their finances and trying to just get stable; not even thinking about becoming a millionaire! BUT we believe that when we shift our mindset to believe our financial situation can improve, things change! For this reason, we've invited Chris Hogan from Ramsey Solutions on the show to help us shift our mindset by debunking some common myths that may be holding you back from believing wealth is possible for you. Lees meer
Click here for full show notes!
See omnystudio.com/listener for privacy information.
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
-
Intentional Giving
27 november 2020 · 43 min
We believe frugality is a means to an end, not the end itself. We all have our 'whys' for being frugal and for us a big reason is the room it provides for generosity. Join us as we explore ways to maximize our financial giving. Lees meer
Click here for full show notes!
See omnystudio.com/listener for privacy information.
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
-
Frugal Tech | What to Buy, When to Buy New & Tips for Saving on Electronics
20 november 2020 · 45 min
Tis the season for purchasing new TV's, phones, tablets, and more but buying new and impulsively can cost a lot of money! On this episode we're talking about what to buy, when to buy new, and tips for saving on electronics. Lees meer
Click here for full show notes!
See omnystudio.com/listener for privacy information.
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
-
Creating a Minimalist Kitchen w/ Kristin Marr of Live Simply Mom
13 november 2020 · 54 min
We've got one of our archived favs making another appearance! This conversation with Kristin about pairing down in our kitchens not only helps to free up brain space and reduce stress, but, you guessed it...it's frugal! Listen in for tips on how you can make your kitchen functional AND minimal! Lees meer
Sponsors:
Every year you have the best intentions about controlling your holiday spending and every year you forget something. That’s why Jen made this FREE Christmas planner to help you record every cost and stay on budget this holiday season. This planner will help you keep track of your spending on family traditions, recipes, dinners and parties, gifts and more to make sure you don’t miss anything. Then use the 2021 planning chart to make sure you’re on track to saving the right amount next year! If this sounds like something you need head to frugalfriendspodcast.com/holiday to get your free planner.Debt Free Christmas Planner-
all the essential people and things have gathered together to sponsor this show; the nurses, the grocery store clerks, the toilet paper, the bottled waters and so many more have united to say; ’you’re welcome, AND we’re tired’. The essentials: let’s keep valuing and being grateful for them!The essentials -
Also check out these episodes related to kitchens and groceries!
EP 70 - Grocery Store Sales Cycles
EP 92 - Reducing Food Waste w/ Debt Kickin Mom
This episode was also sponsored by Namecheap; the world’s 2nd largest domain registrar. Namecheap offers hundreds of domain extensions, from the traditional .com to country-specific, like .us, or profession-specific, like .design. We think it’s super important to own the domain name of your side business so Namecheap is offering Frugal Friends listeners 30% off any non-premium domain name for its first year of registration. Use code FRUGAL at checkout
Wrap-up:
Thanks so much for listening! Keep leaving us reviews on iTunes or Stitcher, and sending the screenshot to frugalfriendspodcast@gmail.c…
-
Tips For Avoiding Holiday Impulse Buying
6 november 2020 · 50 min
The holiday season is upon us and one of the biggest pitfalls to blowing our budgets is impulse spending! On this episode we explore how stores, whether in person or online, prey upon our tendency make impulsive purchases and what we can do avoid these traps and not overspend! Lees meer
Sponsors:
Every year you have the best intentions about controlling your holiday spending and every year you forget something. That’s why Jen made this FREE Christmas planner to help you record every cost and stay on budget this holiday season. This planner will help you keep track of your spending on family traditions, recipes, dinners and parties, gifts and more to make sure you don’t miss anything. Then use the 2021 planning chart to make sure you’re on track to saving the right amount next year! If this sounds like something you need head to frugalfriendspodcast.com/holiday to get your free planner.Debt Free Christmas Planner-
- Looking for a year that won’t that won’t bring you widespread panic and global chaos? Try 2021. The holidays signal the end of the year. They actually feel like a year unto themselves so that means 2021 is just around the corner. We hope that brings you joy. 2021, We can’t make any promises but it’s probably going to be better than 2020. Maybe.2021
Notable Notes:
What the Internet has to say:
This article from Square Up gives us a behind the scenes look at how companies capitalize on impulse shoppers.
What Jen + Jill have to say:
“impulse buying - not a pre-meditated purchase”
Gamify shopping- don’t play the game, eliminate the temptation
Give them a deal- stop buying things because they’re on sale!
Emphasize self-care- find free ways to care for yourself
Go beyond seasons greeting- businesses want to get more money out of you because it’s cheaper than finding a new customer.
More from the Internet:
This article from Moneyning provides us with 10 tips to avoid impulse spending over the holidays.
Thank you Becky for sharing your bill about Bill Shake…
-
The Pink Tax: What it is & How to Avoid it
30 oktober 2020 · 42 min
Whether or not you have heard of the pink tax, we can nearly guarantee you've encountered it in some way! On this episode we take a broad look at what the pink tax is, the various products and services most susceptible, and how to avoid paying extra unnecessarily. Lees meer
Sponsors:
Whether you’re new to budgeting or trying to reach a big financial goal and need something to motivate you, you’ll enjoy The Frugal Friends Workbook. It’s a digital workbook with 6 week-long challenges that will help you save money, simplify your life, improve money conversations, and more. It’s over 60 pages and can be completed on your own but it’s created to be gone through in pairs or small groups that’s why every purchase comes with two downloads so you can share or split the cost. Head to Frugalfriendspodcast.com/workbook to learn more and use the code TACOBELL all one word to get $10 off the regular price.Frugal Friends Workbook.
Notable Notes:
What the Internet has to say:
This article from Bankrate explains the pink tax and some common products and services that cost more for women
What Jen + Jill have to say:
The pink tax is "a system of discriminatory pricing on products and services that is based on gender" and costs the average woman $1,300 a year while impacting all aspects of daily life from shopping to dry cleaning
What can be done?
:More from the Internet
This article from The Simple Dollar gives us a few key ways to avoid the pink tax.
More from Jen + Jill:
1. Research the brands you purchase
2. Consider unisex products
3. Support companies ‘taking a stand’
4. Be a part of eliminating the pink tax
5. Support legislation to stop the pink tax
6. Take advantage of credit card rewards - find ones that reward you for the things you purchase often
Thank you Rachel from Kansas for sharing your hospital bill from your birth and how you called to correct an error and saved $2000!!BILL OF THE WEEK -
frugalfriendspodcast.com/billIf you want to submit your bill of the we…
-
Why You Need A Budget w/ Jesse Mecham of YNAB
23 oktober 2020 · 1 uur 8 min
Budgeting. We're never gonna stop talking about it. AND on this episode we have THE Jesse Mecham, creator and founder of the famous budgeting app 'You Need a Budget'. For those still wondering whether or not they actually need a budget, and for all the rest who benefit from more reminders and tips; listen in! Lees meer
Sponsors:
Whether you’re new to budgeting or trying to reach a big financial goal and need something to motivate you, you’ll enjoy The Frugal Friends Workbook. It’s a digital workbook with 6 week-long challenges that will help you save money, simplify your life, improve money conversations, and more. It’s over 60 pages and can be completed on your own but it’s created to be gone through in pairs or small groups that’s why every purchase comes with two downloads so you can share or split the cost. Head to Frugalfriendspodcast.com/workbook to learn more and use the code TACOBELL all one word to get $10 off the regular price.Frugal Friends Workbook.
Trying to calculate stuff but don’t have a calculator or app? Spreadsheets are here for you. Record all the stuff, have multiple sheets in one doc, and go crazy with those sums! be a lady in the streets but a freak in the spreadsheets.Budgeting with Spreadsheets:
Notable Notes:
We asked Jesse all about the 4 rules for successful budgeting:
Give every dollar a job
Consider the idea of trade offs (i.e. If i do this - I can’t do that)
Recognize finite nature of your money and prioritize
Budget based on your current money on hand
Embrace your true expenses
Look ahead to less frequent expenses
Create sinking funds
Roll with the punches
Recognize that the future is not static
Don’t anticipate perfection
Change the plan as needed
Recognize its a process
Engage in high frequency of interaction with your budget
Age your money
Budget the money you already have
Let your money ‘hang out a little’
Live ahead instead of behind
BILL OF THE WEEK - Thank you Jesse for sharing your bill about your electricity bil…
-
How to Live in an RV or Motorhome
16 oktober 2020 · 57 min
If you've ever thought about living in an RV or trying the tiny house lifestyle, or even considered it short-term; this episode is for you! We're covering a lot of the basics regarding what should be considered before full-time RV-ing, where to park, and what to look for when purchasing an RV! Lees meer
Sponsors:
Whether you’re new to budgeting or trying to reach a big financial goal and need something to motivate you, you’ll enjoy The Frugal Friends Workbook. It’s a digital workbook with 6 week-long challenges that will help you save money, simplify your life, improve money conversations, and more. It’s over 60 pages and can be completed on your own but it’s created to be gone through in pairs or small groups that’s why every purchase comes with two downloads so you can share or split the cost. Head to Frugalfriendspodcast.com/workbook to learn more and use the code TACOBELL all one word to get $10 off the regular price.Frugal Friends Workbook.
finding the lesser known, but far better solution. Like when the line for the restroom goes out the door and down the hall, but YOU remember that there was another bathroom on the 2nd floor. Or when your birthday falls on leap year so you’re a good 8 years younger than the rest of your friends. Loopholes; just makes sure they’re not illegal...Loopholes:
Notable Notes
What the Internet has to say:
This article from Insider gives us a list of important things to consider about full-time RV-ing
What Jen + Jill have to say:
The bathrooms are tiny, it's true...but the water doesn't have to get cold 5-minutes into your shower! You can upgrade your water heater system!
The cooktops and stoves are often tiny, but this is another thing you can upgrade if living in the RV full-time
There is no privacy! You do hear everything inside, and depending on where you're parked, there may not be privacy once you walk out of your 'home'!
More from the Internet:
This article from A Small Life talks about the number one question that needs to …
-
How to Make More Money With A Side Business
9 oktober 2020 · 51 min
We've talked about side hustles and selling our gently used items to bring in more cash and now we're introducing the idea of a side business! If this feels next level, it is. BUT we hope this episode helps give some sunlight and water to those seedling ideas that may be sprouting in your mind about putting your skills and talents to work in a way that benefits your budget big time! Lees meer
Sponsors:
Whether you’re new to budgeting or trying to reach a big financial goal and need something to motivate you, you’ll enjoy The Frugal Friends Workbook. It’s a digital workbook with 6 week-long challenges that will help you save money, simplify your life, improve money conversations, and more. It’s over 60 pages and can be completed on your own but it’s created to be gone through in pairs or small groups that’s why every purchase comes with two downloads so you can share or split the cost. Head to Frugalfriendspodcast.com/workbook to learn more and use the code TACOBELL all one word to get $10 off the regular price.Frugal Friends Workbook.
Or SAPTOS for short. Searching for a way to make money on the internet? Every article you read will without a doubt recommend online surveys! You’ll spend hours trying to take surveys you won’t qualify for and more hours taking surveys you’ll get paid pennies for. And you’ll learn nothing about yourself. At SAPTOS we urge you, If you see online surveys as a suggestion for how to make more money, close the tab immediately.Society Against People Taking Online Surveys.
A future episode will be about negotiating raises, job hopping, and making more in the workplace.
Today is about what mindset shifts do we need to make and what strategies can we use to make more money.
Notable Notes:
What the Internet has to say:
This article from Hack The Entrepreneur gives us the top tips for shifting our mindset to think like an entrepreneur
What Jen + Jill have to say:
Decisiveness
Accountability
Humility
Confidence
Resilience
:More from the Inte…
-
How To Cut Back On Emotional Spending w/ Leslie Tayne
2 oktober 2020 · 59 min
Have you ever bought something to make yourself feel better? Or splurged on something only to feel instant guilt afterward? We may not always realize it, but our spending habits are incredibly connected to our emotions; recognizing this can unlock some strategies for seeing the financial progress we desire! We're thrilled to share our conversation with Leslie about identifying our own emotional spending habits, how to curb them, and ways to engage in healthy spending patterns. Lees meer
Sponsors:
B3 is Jen’s new course designed to help you stick to a budget in just one week. If you find yourself busting your budget every month then you’re definitely going to want to check it out. There are no money saving tips in here, just 5 strategies to think differently about budgeting so you can finally stick to it and do it long term. If you’ve tried budgeting and it just hasn’t worked for you then check out budgetbusterbootcamp.com to learn more and use the code FRIENDS to get 10% off!Budget Buster Bootcamp!
whether you’re spending has gotten a little out of control OR maybe you’re being too loud at the store about how outrageous the prices are and your friend keeps shushing you - you gotta ‘reign it in’. Grab that situation by the reigns, and just pull it back a little.Reigning it in:
Notable Notes:
Leslie H. Tayne, Esq. is a New York debt settlement attorney with nearly 20 years’ experience in the practice area of consumer and business financial debt-related services. She is highly accomplished in negotiation and settlements, and has gone up against large national banks, credit unions, collection agencies and multiple creditor legal representatives. We're excited to share some of our top questions and learnings from our time with Leslie!
What is emotional spending?
Spending on items for emotionally charged reasons rather than out of necessity or intentionality
How do you identify emotions that trigger spending?
Track your spending! Pay attention to what is prompting spendin…
-
How a No-Spend Month Can Help Your Finances
25 september 2020 · 55 min
We can often struggle to make big dents in our savings or debt payoff journey which leads to feelings of frustration and defeat. When the small spending changes aren't cutting it anymore, we might consider a no-spend challenge! We've explored doing this for a day, or a week, but on this episode we talk about challenging ourselves to not spend for an entire month! Join us as we explore how 'gamifying' finances can help us achieve the progress in our budgets we so desire! Lees meer
Sponsors:
B3 is Jen’s new course designed to help you stick to a budget in just one week. If you find yourself busting your budget every month then you’re definitely going to want to check it out. There are no money saving tips in here, just 5 strategies to think differently about budgeting so you can finally stick to it and do it long term. If you’ve tried budgeting and it just hasn’t worked for you then check out budgetbusterbootcamp.com to learn more and use the code FRIENDS to get 10% off!Budget Buster Bootcamp!
Sinking funds are essential to afford big purchases like a home, a vacation, or new windows like we’re getting right now after months and months of putting it off because seeing all that money leave your bank account is really sad. But the energy you waste with paper thin windows from the 50’s is also sad so like there’s no joy here. Spending all the money you saved. I hate to see you leave but I love to watch you lower my energy bill.Spending all the money you saved.
We also want to thank Philo for sponsoring our Bill of the Week! Philo is live and on-demand TV for just $20 a month. It’s a great way to get 60+ popular channels and can save you hundreds a month on TV—it’s the most affordable way to watch at a time when everyone could use some entertainment in their life! Watch from your phone, laptop, tablet, or TV with Roku, Fire TV, Apple TV, or Android TV; Philo is TV for everyone! Sign up today at philo.tv/frugal and you’ll get 25% off your first two months.
Notable Notes:
We'r…
-
Healthy Financial Boundaries With Family And Friends
18 september 2020 · 54 min
We've all been there; lending to friends and never seeing that money again, 'splitting the bill' when you only got a salad and a water, standing up in a wedding without realizing all the hidden costs. Whatever the situation, setting financial boundaries with friends and loved ones can be tough, but necessary! Today we talk identifying our financial boundary lines and how to draw them. Lees meer
Sponsors:
B3 is my new mini course designed to help you stick to a budget in just one week. If you find yourself busting your budget every month then I made this course for you. There are no money saving tips in here, just 5 strategies to think differently about budgeting so you can finally stick to it and do it long term. If you’ve tried budgeting and it just hasn’t worked for you then check out budgetbusterbootcamp.com to learn more and use the code FRIENDS to get 10% off!Budget Buster Bootcamp!
Yup, you’ve heard this sponsor before, and they’re back to remind us that ‘no’ is an acceptable answer AND a complete sentence.Saying NO:
Notable Notes:
What the Internet has to say:
This artcile from Holly Scherer dives into how to set healthy boundaries with your family
What Jen + Jill have to say:
What’s mine/what’s not mine - look at the situation simplistically
How to identify our boundaries: Brene Brown defines it best as she describes boundaries are essentially “what’s okay and what’s not ok”
More from the Internet:
This article from Workable Wealth describes how we can set money boundaries with friends
More from Jen + Jill:
Identify the various types of 'financial frenemies' you're dealing with
Have a strategy for supporting friends
BILL OF THE WEEK - Thank you Ally for sharing your bill with us about duck bills!!
frugalfriendspodcast.com/bill If you want to submit your bill of the week visit to leave us a bill
This Bill of the Week is brought to you by BetterHelp. BetterHelp offers online counseling and therapy services for individuals, couples, and teens. Just answ…
-
Money Hacks with Lisa Rowan
11 september 2020 · 55 min
As frugal folk, we're always interested in finding ways to save money and spend less - which is why we are thrilled to have Lisa Rowan on the show to talk about some lesser known 'hacks' to both save and earn money! Lees meer
Sponsors:
Whether you’re new to budgeting or trying to reach a big financial goal and need something to motivate you, you’ll enjoy The Frugal Friends Workbook. It’s a digital workbook with 6 week-long challenges that will help you save money, simplify your life, improve money conversations, and more. It’s over 60 pages and can be completed on your own but it’s created to be gone through in pairs or small groups that’s why every purchase comes with two downloads so you can share or split the cost. Head to Frugalfriendspodcast.com/workbook to learn more and use the code TACOBELL all one word to get $10 off the regular price.The Frugal Friends Workbook!
Yeah they exist. You might’ve forgotten what it’s like to not have just virtual friends but real friends do exist. They’re the ones that help you move, bring you dinner when you have a baby, and go to the beach with you. Real life friends, get em.Real Friends!
Notable Notes:
We were thrilled to ask Lisa all. the. questions. here's our top favorites:
You have 47 tips alone for curbing mindless spending, what are some of your favorites?
Reconsider whether memberships are worth it
Do a no spend challenge
Hit the gym - it has so many benefits for your wellbeing AND keeps you from spending that time spending money!
You have a chapter in your book called 'Get Debt Free' but there were a lot of great credit building hacks in there. What’s your favorite from this chapter?
Consider a goodwill letter to creditors - it can make a serious difference
Claim your missing money - go to your states directory and look up your name
What are your favorite tips to earn more money
Get a mentor! Look within your career to find an advocate to help you advance in your career
Side hustles - survive anything for a seas…
-
How to Save Money When Buying a House + Can Refinancing Really Save You Money?
4 september 2020 · 53 min
It's no shocker that buying a home is a huge expense - which is why we are interested in ways to cut costs! On this episode we talk both buying and refinancing our homes and ways to save on both. Lees meer
Sponsors:
Whether you’re new to budgeting or trying to reach a big financial goal and need something to motivate you, you’ll enjoy The Frugal Friends Workbook. It’s a digital workbook with 6 week-long challenges that will help you save money, simplify your life, improve money conversations, and more. It’s over 60 pages and can be completed on your own but it’s created to be gone through in pairs or small groups that’s why every purchase comes with two downloads so you can share or split the cost. Head to Frugalfriendspodcast.com/workbook to learn more and use the code TACOBELL all one word to get $10 off the regular price.The Frugal Friends Workbook!
Well we have a complicated sponsor today - but it’s quite fitting as we discuss home buying. Take stamps for example - what one would think costs 55cents and be used to mail a letter, when it comes to home buying this is nowhere near what the word ‘stamps’ mean! No no no - ‘stamps’ are hundreds of dollars, you never actually see them, nothing gets mailed anywhere as a result, but they are apparently necessary and there’s no circumventing them. High price tags on what should be low cost items: it’s all part of the home buying magic.Very High Price Tags on Seemingly Insignificant, low cost items:
Notable Notes:
What the Internet has to say:
This article from The Lenders Network lists off 7 ways to cut costs when buying a house
What Jen + Jill have to say:
1. Use an experienced LOCAL real estate agent
2. Get loan quotes from multiple lenders
4. Increase your credit score
5. Find a house that needs some work
6. Get the right type of mortgage loan
7. Purchase a home in the winter
More from the Internet:
This article from Mortgage Loan provides 6 ways to save when refinancing your mortgage
More from Jen + Jill:
Pay …
-
Frugal Dating Tips For Any Relationship Status
28 augustus 2020 · 52 min
Whether you're married, in a serious relationship, or 'surveying the landscape' we could all use some refreshers on ways to enjoy time with our romantic interests in a frugal and affordable way! On this episode we're exploring some of the costs we don't always consider, as well as some fresh ideas for inexpensive dates. Lees meer
Sponsors:
Whether you’re new to budgeting or trying to reach a big financial goal and need something to motivate you, you’ll enjoy The Frugal Friends Workbook. It’s a digital workbook with 6 week-long challenges that will help you save money, simplify your life, improve money conversations, and more. It’s over 60 pages and can be completed on your own but it’s created to be gone through in pairs or small groups that’s why every purchase comes with two downloads so you can share or split the cost. Head to Frugalfriendspodcast.com/workbook to learn more and use the code TACOBELL all one word to get $10 off the regular price.The Frugal Friends Workbook!
Wondering what to do for a low key date night at home? Start a TV Series. You’ll avoid the “what are we doing tonight?” question for at least a month! Avoid the cost of restaurants and the uncertainty of events by getting sucked into a TV series with 7+ seasons. You’ll have even more fun by choosing a series that has a spinoff! TV Series, because eventually you’re going to have to stop scrolling the Netflix homepage and just watch something.TV Series:
Notable Notes:
What the Internet has to say:
This article from Chime outlines for us some of the hidden costs of dating we often don't plan for, but should!
What Jen + Jill have to say:
Beautifying yourself - link to make-up ep
Transportation - link transport ep
Time is money - and we give this up as we date our significant other!
Intimate wear
Dating apps
Birth control
:More from the Internet
This article from And Then We Saved gives a comprehensive list of 98 frugal and fun date ideas!
More from Jen + Jill:
Ummmm we all know movies at ho…
-
Raising Babies Frugally, Minimally, & Sustainably w/ Chelsea Brennan of Mamas Talk Money
21 augustus 2020 · 1 uur 2 min
Having and raising children can be expensive! And with so many different products and precautions vying for our money it can be tough to know where to spend and where to save. We're thrilled to have Chelsea Brennan, founder of Smart Money Mamas and former hedge fund investor to talk about the important pieces to consider when having kids and the items most parents don't think about, but should! Lees meer
Sponsors:
Whether you’re new to budgeting or trying to reach a big financial goal and need something to motivate you, you’ll enjoy The Frugal Friends Workbook. It’s a digital workbook with 6 week-long challenges that will help you save money, simplify your life, improve money conversations, and more. It’s over 60 pages and can be completed on your own but it’s created to be gone through in pairs or small groups that’s why every purchase comes with two downloads so you can share or split the cost. Head to Frugalfriendspodcast.com/workbook to learn more and use the code TACOBELL all one word to get $10 off the regular price.The Frugal Friends Workbook!
that feeling you get when you see literally ANYTHING that is tiny and overwhelmingly adorable that you grit your teeth, clench your muscles, and say weird things that you would never ACTUALLY do but somehow feels right to say. Cute aggression: you either understand it completely or you are entirely concerned by it - there is no in-betweenCute Aggression -
Notable Notes:
We asked Chelsea all about her insights and top tips on raising babies frugally! Here's our highlights:
What are some costs new mom think they need to spend money on but really aren’t necessary?
Basically everything… :)
For real though, set up the nursery later - most infants will sleep in your room for the first few months anyhow!
Consider if the thing you are about to purchase will actually cause anxiety
Beware of educational development marketing - they want your money - not to make your baby smarter
What are some costs new parents might not think a…
-
What to Do with Your Purge: Tips for Donating, Gifting, and Selling
14 augustus 2020 · 54 min
So you've done the declutter and achieved a degree of minimalism and frugality that feels right for you...now what?? On this episode we talk all about what to do after the 'purge' and some sustainable and responsible ways to give, sell, or donate your used and unwanted things! Lees meer
Sponsors:
The Frugal Friends Workbook is officially available! The Frugal Friends Workbook is a digital download with 6 week-long challenges that will help you improve your spending, declutter your life, become a better negotiator, have more money conversations with the people in your life, and more. The workbook can be completed on your own but it’s created to be gone through in pairs or small groups. Don’t have a partner or small group? No worries! If you purchase the workbook during launch week you will get access to a 6-week Facebook group where you can find others who’ve purchased the workbook and form your own groups. Jill and I will also be available to answer questions and guide you. If you’re listening in real time, August 14, this is the last day to get that bonus. Also the workbook is $34 but it’s also the last day we’re offering it at $24 so head to Frugalfriendspodcast.com/workbook and join the fun!The Frugal Friends Workbook!
You know the kind :)Book of CD's:
Notable Notes:
What the Internet has to say:
This article from The Verge gives us tips on how to get rid of all the stuff we've decluttered from our homes...responsibly!
What Jen + Jill have to say:
Tech
Check out manufacturing trade in deals (apple, android)
Sell old stuff (ebay, FB marketplace)
Declutrr gives quote on your tech (and may also take books, CDs, DVDs, legos)
Swappa (charges buyer, not seller)
Amazon has trade in program (payment in form of gift card)
Charity
Computers with a Cause
World Computer Exchange
Globetops
So old no one wants it?
Recycle - check with town/city for recycling center - check out earth911 for nearest recycling center
LOL - give it to a museum????!!
Books
Sell
Amazon…
-
Personal Finance Basics
7 augustus 2020 · 53 min
In this episode we share our minimalist approach to personal finance. This is certainly not comprehensive but if you’re just starting out these are the things to focus on before you get distracted by everything else in the personal finance ecosystem. Lees meer
Sponsors:
TODAY is the day folks! The day you’ve been waiting for! The Frugal Friends Workbook is officially available! The Frugal Friends Workbook is a digital download with 6 week-long challenges that will help you improve your spending, declutter your life, become a better negotiator, have more money conversations with the people in your life, and more. The workbook can be completed on your own but it’s created to be gone through in pairs or small groups. Don’t have a partner or small group? No worries! If you purchase the workbook during launch week you will get access to a 6-week Facebook group where you can find others who’ve purchased the workbook and form your own groups. Jill and I will also be available to answer questions and guide you. You have to purchase by August 14 to get that bonus. And the workbook is $34 but for this week only it’s $24 so head to Frugalfriendspodcast.com/workbook and join the fun!The Frugal Friends Workbook!
No further explanation needed. just thought we could all use a reminder. Being kind: minimal effort - great reward.Being Kind.
ALSO sponsored by Grammerly! A free Chrome extension that helps keep your writing grammatically correct and error free! We love using Grammarly Premium for its plagiarism detector and have found its other features to be very useful! Because Grammarly is a sponsor of the show you can get 20% off Grammarly Premium, which will 100% make you a better writer whether it’s for work or personal. Just go to Grammarly.com/frugal to get 20%.
Notable Notes:
Now let's get into it; on every 7th episode we replay one of our most popular episodes that’s at least a year old and because we’ve spent so much time the past few weeks working on something special for you …