Alle afleveringen van Eurodollar University – pagina 6 van 31

BREAKING: GDP Explodes Higher (Here's What You Must Know)

24 december 2025 · 23 min

Afspelen

US GDP utterly crushed it in Q3 and that was following Q2 when output supposedly was well more than expected, so two quarters in a row of booming numbers. So why isn’t anyone buying it? To begin with, just look at gold and silver. Safe haven buying is literally off the charts. Bond yields didn’t react at all. And consumer confidence keeps falling deeper into recession territory. Lees meer

Eurodollar University's Money & Macro Analysis

---------------------------------------------------------------------------------------------------------------------
What if your gold could actually pay you every month… in MORE gold?
That’s exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.

Check it out here: https://monetary-metals.com/snider
---------------------------------------------------------------------------------------------------------------------

https://www.eurodollar.university
Twitter: https://twitter.com/JeffSnider_EDU

Foreigners Sold a MASSIVE Amount of Treasuries (Here's What You Must Know)

23 december 2025 · 21 min

Afspelen

Back in October, foreigners sold a massive $61.2 billion in LT UST assets, the most since April. While that may sound like the “sell America” and Treasury rejection narrative from the summer, it’s actually proof that the Fed’s bank reserves are irrelevant. Remember October? Repo rates soaring. Use of the Fed’s repo facility skyrocketed. Cockroaches and garbage lending. Lees meer

Eurodollar University's Money & Macro Analysis

---------------------------------------------------------------------------------------------------------------------
What if your gold could actually pay you every month… in MORE gold?
That’s exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.

Check it out here: https://monetary-metals.com/snider
---------------------------------------------------------------------------------------------------------------------

https://www.eurodollar.university
Twitter: https://twitter.com/JeffSnider_EDU

The $25 Trillion AI Bubble Depends on One Thing… Debt

22 december 2025 · 22 min

Afspelen

Blue Owl is back, the beleaguered alternative fund manager making news this time by refusing to partner back up with beleaguered former AI bubble star Oracle. This is big, especially since before now Blue Owl and Oracle worked together on seemingly everything. We’ve even got Tether’s CEO feeling the winds shift, admitting how Bitcoin’s struggles, for example, are a reflection of both the credit cycle and bursting AI anxiety. Lees meer

Eurodollar University's conversation w/Steve Van Metre

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EDU LIVE PRESIDENT'S DAY FEBRUARY 2026

If you’re a serious investor and want to capitalize on what the monetary system is signaling right now, plus deep discussions about what truly is the greatest threat we all face, join me, Hugh Hendry, George Gammon, Steve Van Metre, Brent Johnson, Mike Green at Eurodollar University's very first Live Event, President's Day Weekend February 2026.

To reserve your spot just go here but you better hurry, there aren't many spots left:
https://eurodollar-university.com/event-home-page

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EDU's Webinar Series REPLAY

There is a ton of smoke coming out from the credit markets right now. But is there fire? For the next hour and a half, join us in examining the issue from all the relevant angles and perspectives. Just how big is the "garbage pool"? What is the driving force behind the credit cycle? How can we tell if it is turning, or maybe has turned?

The most important funding system in the world is flashing warning signals, and almost no one is paying attention. Replay the full webinar at the link below:

https://event.webinarjam.com/m9wym/go/replay/1ym21cpxh8zfw3f4
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https://www.eurodollar.university
Twitter: https://twitter.com/JeffSnider_EDU

Holy Sh*t…You Won’t Believe This New Housing Data

21 december 2025 · 21 min

Afspelen

Miami leads the nation in home de-listings, that is number of sellers who realize the housing situation is bad and getting worse, therefore simply pull their property off the market. De-listings nationally have soared this year, led by Miami and Florida. It wasn’t supposed to be like this. Sellers came back into the market thinking lower interest rates were going to lure buyers. Why wouldn’t they? That’s what everyone says. Falling rates are stimulus and real estate is the most sensitive to it. Lees meer

Eurodollar University's Money & Macro Analysis

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EDU LIVE PRESIDENT'S DAY FEBRUARY 2026

If you’re a serious investor and want to capitalize on what the monetary system is signaling right now, plus deep discussions about what truly is the greatest threat we all face, join me, Hugh Hendry, George Gammon, Steve Van Metre, Brent Johnson, Mike Green at Eurodollar University's very first Live Event, President's Day Weekend February 2026. To get your spot just go here but you better hurry, there aren't many spots left:

https://eurodollar-university.com/event-home-page
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Realtor.com November 2025 Monthly Housing Market Trends Report
https://www.realtor.com/research/november-2025-data/

NAR NAR Existing-Home Sales Report Shows 0.5% Increase in November
https://www.nar.realtor/newsroom/nar-existing-home-sales-report-shows-0-5-increase-in-november

Florida Housing Market
https://www.redfin.com/state/Florida/housing-market

Bloomberg US Existing-Home Sales Edge Up With Help From Tamer Prices
https://www.bloomberg.com/news/articles/2025-12-19/us-existing-home-sales-edge-higher-with-help-from-tamer-prices

https://www.eurodollar.university
Twitter: https://twitter.com/JeffSnider_EDU

You Won’t Believe What Global Central Banks Just Did

19 december 2025 · 21 min

Afspelen

Tariff inflation continues to go down in flames, yet central bankers refuse to let it go. The US CPI report for November was released today and the details should help put all this to rest – especially alongside the payroll numbers from earlier in the week. However, over in Europe both the ECB and Bank of England claim they need to be vigilant about tariff inflation at the same time job losses and unemployment pile up even higher. Lees meer

Eurodollar University's Money & Macro Analysis

---------------------------------------------------------------------------------------------------------------------
What if your gold could actually pay you every month… in MORE gold?
That’s exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.

Check it out here: https://monetary-metals.com/snider
---------------------------------------------------------------------------------------------------------------------

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EDU's Webinar Series REPLAY

There is a ton of smoke coming out from the credit markets right now. But is there fire? For the next hour and a half, join us in examining the issue from all the relevant angles and perspectives. Just how big is the "garbage pool"? What is the driving force behind the credit cycle? How can we tell if it is turning, or maybe has turned?

The most important funding system in the world is flashing warning signals, and almost no one is paying attention. Replay the full webinar at the link below:

https://event.webinarjam.com/m9wym/go/replay/1ym21cpxh8zfw3f4
---------------------------------------------------------------------------------

https://www.eurodollar.university
Twitter: https://twitter.com/JeffSnider_EDU

BREAKING: New Jobs Data Is Worse Than ANYONE Expected

18 december 2025 · 29 min

Afspelen

The BLS confirmed the US labor market has indeed entered flat Beveridge territory with profound implications. What are they? What does this mean moving forward? Join me at 1:30pm ET to find out. Lees meer

Also, join me later tonight for a very special webinar where we are going to be doing a COMPREHENSIVE review of on set of consequences from flat Beveridge: cockroaches and the credit market cycle. We'll go over all the smoke rising from the space and assess whether or not there's fire behind it - and take a few reasonable stabs at estimating how much.

EDU's Webinar Series
Thursday December 17, 6pm ET

A Trillion-Dollar Eurodollar Bomb is going Off on Wall Street

The most important funding system in the world is flashing warning signals, and almost no one is paying attention.
https://event.webinarjam.com/channel/risks

The $45 TRILLION Chinese Bubble Is BURSTING

17 december 2025 · 21 min

Afspelen

Chinese investment crashed yet again in November, the second straight month of bigtime declines. Only this time FAI was joined by consumer spending. Retail sales over in China also crashed last month, dropping by almost half a percent in November alone. That’s enormous. It follows terrible data on household lending and bank credit. All of it points to an increasingly familiar topic and condition: China big economic slide is sliding right onto flat Beveridge. Lees meer

Eurodollar University's Money & Macro Analysis

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EDU's Webinar Series
Thursday December 17, 6pm ET

A Trillion-Dollar Eurodollar Bomb is going Off on Wall Street

The most important funding system in the world is flashing warning signals, and almost no one is paying attention.
https://event.webinarjam.com/channel/risks
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If you’re a serious investor and want to capitalize on what the monetary system is signaling right now, join me at Eurodollar University's very first Live Event, President's Day Weekend February 2026. To get your spot, just go here:

https://eurodollar-university.com/event-home-page
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Bloomberg China’s Labor Market Distress Spreads at Worst Time for Deflation Fight
https://www.bloomberg.com/news/articles/2025-09-22/china-s-labor-distress-spreads-at-worst-time-for-deflation-fight

https://www.eurodollar.university
Twitter: https://twitter.com/JeffSnider_EDU

HOLY SH*T! You Won’t Believe What the Fed Just Admitted

16 december 2025 · 20 min

Afspelen

So, Jay Powell just casually strolled to the podium at his press conference last week and announced the Fed now believes the US has been losing jobs at a rate of 20,000 per month. From strong and resilient to solid to, ah, so what we’re now shedding jobs by the tens of thousands per month. Do you see it yet? The Treasury curve does, which is why it is moving into its final form in this long un-inversion process, with the big moves taking shape and doing most of the reshaping right in Chair Powell’s conference room. Lees meer

Eurodollar University's Money & Macro Analysis

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EDU's Webinar Series
Thursday December 17, 6pm ET

A Trillion-Dollar Eurodollar Bomb is going Off on Wall Street

The most important funding system in the world is flashing warning signals, and almost no one is paying attention.
https://event.webinarjam.com/channel/risks
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If you’re a serious investor and want to capitalize on what the monetary system is signaling right now, join me at Eurodollar University's very first Live Event, President's Day Weekend February 2026. To get your spot, just go here:

https://eurodollar-university.com/event-home-page
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NBER Determination of the December 2007 Peak in Economic Activity
https://www.nber.org/news/business-cycle-dating-committee-announcement-december-1-2008

FOMC Press Conference, December 10, 2025
https://www.youtube.com/watch?v=Ko-_yb2UkDk
Transcript
https://www.federalreserve.gov/mediacenter/files/FOMCpresconf20251210.pdf

Bloomberg Fed’s Goolsbee Says He Sees More Cuts Than Most Others Next Year
https://www.bloomberg.com/news/articles/2025-12-12/fed-s-goolsbee-cites-need-for-more-data-in-dissent-against-cut

https://www.eurodollar.university
Twitter: https://twitter.com/JeffSni…

The $25 TRILLION AI Bubble Is BURSTING

15 december 2025 · 21 min

Afspelen

IBM’s CEO said there is “no way” that the massive spending on AI and data centers will ever pay off. For the first time in this bubble cycle people are finally wondering if maybe he is right. It couldn’t have come at a more critical time in light of Oracle’s shocking results. And then Broadcom failed to live up to the hype. In many ways, AI is the last pillar holding the forgot how to grow economy together, from both investments and stock-fueled consumer spending. Lees meer

Eurodollar University's conversation w/Steve Van Metre

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EDU's Webinar Series
Thursday December 17, 6pm ET

A Trillion-Dollar Eurodollar Bomb is going Off on Wall Street

The most important funding system in the world is flashing warning signals, and almost no one is paying attention.
https://event.webinarjam.com/channel/risks
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If you’re a serious investor and want to capitalize on what the monetary system is signaling right now, join me at Eurodollar University's very first Live Event, President's Day Weekend February 2026. To get your spot, just go here:

https://eurodollar-university.com/event-home-page
------------------------------------------------------------

https://www.eurodollar.university
Twitter: https://twitter.com/JeffSnider_EDU

HOLY SH*T! You Won’t Believe What Just Happened in China

14 december 2025 · 19 min

Afspelen

France’s President called it a matter of life and death for European industry. The head of the European Commission said it has reached “an inflection point.” The Chinese have been trying to export their way out of what is now a major downturn. The truth is, neither side has much choice; the Chinese have to do it and the Europeans have to start resisting it. What China just reported in banking and the economy shows they’re out of options even if it means sinking relations with an entire continent. Lees meer

Eurodollar University's Money & Macro Analysis

---------------------------------------------------------------------------------------------------------------------
What if your gold could actually pay you every month… in MORE gold?
That’s exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.

Check it out here: https://monetary-metals.com/snider
---------------------------------------------------------------------------------------------------------------------

---------------------------------------------------------------------------------
EDU's Webinar Series
Thursday December 17, 6pm ET

A Trillion-Dollar Eurodollar Bomb is going Off on Wall Street

The most important funding system in the world is flashing warning signals, and almost no one is paying attention.
https://event.webinarjam.com/channel/risks
---------------------------------------------------------------------------------

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If you’re a serious investor and want to capitalize on what the monetary system is signaling right now, join me at Eurodollar University's very first Live Event, President's Day Weekend February 2026. To get your spot, just go here:

https://eurodollar-university.com/event-home-page
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Bloomberg China Forces Re…

The World Isn't Prepared for What Just Happened to Oil

12 december 2025 · 20 min

Afspelen

Eurodollar University's Money & Macro Analysis Lees meer

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EDU's Webinar Series
Thursday December 17, 6pm ET

A Trillion-Dollar Eurodollar Bomb is going Off on Wall Street

The most important funding system in the world is flashing warning signals, and almost no one is paying attention.
https://event.webinarjam.com/m9wym/register/n0rnxu7n
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EDU LIVE 2026
If you’re a serious investor and want to capitalize on what the monetary system is signaling right now, join me at Eurodollar University's very first Live Event, President's Day Weekend February 2026. To get your spot, just go here:

https://eurodollar-university.com/event-home-page
---------------------------------------------------------------------------------

https://www.eurodollar.university
Twitter: https://twitter.com/JeffSnider_EDU

The Fed Just Revealed a Massive REPO Problem (No One’s Ready for This)

11 december 2025 · 25 min

Afspelen

Live replay on December FOMC decision. Lees meer

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EDU's Webinar Series
Thursday December 17, 6pm ET

A Trillion-Dollar Eurodollar Bomb is going Off on Wall Street

The most important funding system in the world is flashing warning signals, and almost no one is paying attention.
https://event.webinarjam.com/m9wym/register/n0rnxu7n
---------------------------------------------------------------------------------
EDU LIVE 2026
If you’re a serious investor and want to capitalize on what the monetary system is signaling right now, join me at Eurodollar University's very first Live Event, President's Day Weekend February 2026. To get your spot, just go here:

https://eurodollar-university.com/event-home-page
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You Won’t Believe What The Swiss Central Bank Just Said

10 december 2025 · 20 min

Afspelen

Swiss central bankers are being forced to choose between negative interest rates and negative consumer prices by the increasingly negative direction of the globally synchronized system. On a monthly basis, Switzerland’s CPI declined in November for the fourth straight month as the country tries to work through contractions in output and a small but noticeable rise in unemployment. This all should sound familiar because, again, globally synchronized. Lees meer

Eurodollar University's Money & Macro Analysis

---------------------------------------------------------------------------------------------------------------------
What if your gold could actually pay you every month… in MORE gold?
That’s exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.

Check it out here: https://monetary-metals.com/snider
---------------------------------------------------------------------------------------------------------------------

---------------------------------------------------------------------------------
EDU's Webinar Series
Thursday December 17, 6pm ET

A Trillion-Dollar Eurodollar Bomb is going Off on Wall Street

The most important funding system in the world is flashing warning signals, and almost no one is paying attention.
https://event.webinarjam.com/m9wym/register/n0rnxu7n
---------------------------------------------------------------------------------

https://www.eurodollar.university
Twitter: https://twitter.com/JeffSnider_EDU

Inside the $1 TRILLION Shadow Banking Bomb That’s About to Blow

9 december 2025 · 21 min

Afspelen

There is a debate raging on Wall Street and across the markets about what’s happening in private credit right now and what that might mean moving forward. We’ve gotten past the initial shock, the Tricolor and First Brands fiascos, the first round of hedge fund redemptions, so now what? Well, to begin with, there’s what banks are doing right now and then there are warnings still coming in from key players across the industry. Lees meer

Eurodollar University's Money & Macro Analysis

If you’re a serious investor and want to capitalize on what the monetary system is signaling right now, join me at Eurodollar University's very first Live Event, President's Day Weekend February 2026. To get your spot, just go here:

https://eurodollar-university.com/event-home-page

Bloomberg Private Credit Woes Should Put Banks on Notice
https://www.bloomberg.com/opinion/articles/2025-12-05/banks-need-shoring-up-against-private-credit-risks

Bloomberg Private Credit ‘Hysteria’ Will Get Very Real Next Year
https://www.bloomberg.com/opinion/articles/2025-12-01/private-credit-risk-apollo-ceo-hysteria-claim-is-not-totally-right

Bloomberg Private Credit’s Sketchy Marks Get Warning Shot From Wall Street’s Top Cop
https://www.bloomberg.com/news/articles/2025-11-25/private-credit-s-sketchy-marks-get-warning-shot-from-wall-street-s-top-cop

Bloomberg Private Credit on Defensive Again Over ‘Mark-to-Myth’ Study
https://www.bloomberg.com/news/articles/2025-10-16/private-credit-on-the-defensive-again-over-mark-to-myth-study

https://www.eurodollar.university
Twitter: https://twitter.com/JeffSnider_EDU

This Is the Scariest Consumer Data I’ve Ever Seen

8 december 2025 · 21 min

Afspelen

The most important funding system in the world is flashing warning signals. Most people won't notice until it's too late. Lees meer

I'm hosting a free webinar to break down what's happening and what it means for your portfolio. https://event.webinarjam.com/channel/risks

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Automotive insurance claims are estimated to have dropped around 9% so far this year. That sounds like a good thing, but it’s an ominous sign. There haven’t been fewer car accidents, instead more people just can’t afford car insurance. Just recently, Gallup found at its midseason Christmas update, holiday shopping plans plummeted by a record amount. More than during late 2008. Why? Same reason people aren’t buying car insurance. There are no jobs and not nearly enough income.

Eurodollar University's Money & Macro Analysis

Gallup Economic Confidence Slips; Holiday Spending Plans Plummet
https://news.gallup.com/poll/699311/economic-confidence-slips-holiday-spending-plans-plummet.aspx

Bloomberg More Americans Are Skipping Car Insurance to Save Money
https://www.bloomberg.com/news/newsletters/2025-12-05/more-americans-are-skipping-car-insurance-to-save-money

https://www.eurodollar.university
Twitter: https://twitter.com/JeffSnider_EDU

You Won’t Believe What Just Happened in Japan

7 december 2025 · 19 min

Afspelen

The yen has made a huge move over the past seven months and no one can figure out why. According to every mainstream economic theory, JPY should be soaring not sinking. It’s got the government in Tokyo hollering about currency intervention claiming there is no fundamental reason for the yen’s plight. Except, there is and we just got more confirmation as household spending there utterly plunged in September and October. Lees meer

Eurodollar University's Money & Macro Analysis

---------------------------------------------------------------------------------
EDU's Webinar Series
Thursday December 17, 6pm ET

A Trillion-Dollar Eurodollar Bomb is going Off on Wall Street

The most important funding system in the world is flashing warning signals, and almost no one is paying attention.
https://event.webinarjam.com/m9wym/register/n0rnxu7n
---------------------------------------------------------------------------------

https://www.eurodollar.university
Twitter: https://twitter.com/JeffSnider_EDU

The Most Important Economic Revision in Years Just Happened

5 december 2025 · 21 min

Afspelen

After weeks of speculation, back and forth over bad theories on inflation and what seemed to be a steady stream of hawk-sounding Fed policymakers, the market has spoken. We know right now what the FOMC is going to do next Wednesday. But what comes after that is still somewhat up in the air, though not nearly as much as you might think given all the noise recently. Lees meer

Eurodollar University's Money & Macro Analysis

---------------------------------------------------------------------------------
EDU's Webinar Series
Thursday December 17, 6pm ET

A Trillion-Dollar Eurodollar Bomb is going Off on Wall Street

The most important funding system in the world is flashing warning signals, and almost no one is paying attention.
https://event.webinarjam.com/m9wym/register/n0rnxu7n
---------------------------------------------------------------------------------

https://www.eurodollar.university
Twitter: https://twitter.com/JeffSnider_EDU

This Is the First Time in 50 YEARS We’ve Seen This Happen…

4 december 2025 · 19 min

Afspelen

November now makes three of the last four months and four of the last six with negative private payrolls. According to ADP, the US private economy shed 32k jobs last month, the most yet in the cycle. And it turns the 6m average negative for the first time, so serious problems in labor – which are creating bigger ones in the housing market. According to the latest official numbers from the government, home prices fell for the fourth time in the last five months and that brought the annual rate of change down to the lowest since February 2012. Yes, February 2012, the bottom of the housing bust. Lees meer

Eurodollar University's Money & Macro Analysis

---------------------------------------------------------------------------------------------------------------------
What if your gold could actually pay you every month… in MORE gold?
That’s exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.

Check it out here: https://monetary-metals.com/snider
--------------------------------------------------------------------------------------------------------------------

Federal Reserve Beige Book November 2025
https://www.federalreserve.gov/monetarypolicy/files/BeigeBook_20251126.pdf

Bloomberg A Historic Housing Disconnect Is Forcing Prices Down
https://www.bloomberg.com/opinion/articles/2025-12-01/a-housing-disconnect-points-to-lower-prices

https://www.eurodollar.university
Twitter: https://twitter.com/JeffSnider_EDU

The Company With Better Data Than the Government Just Sent a Dire Warning

3 december 2025 · 21 min

Afspelen

Consumer products giant Proctor & Gamble just came out with an unusual warning about its core business, consumer products meaning consumers. The maker of Tide detergent, Mr. Clean, Pampers, Gilette and whole bunch of other brands you use every single day just said that sales were down “significantly” in October and that it likely continued right on through November. This tracks with where Christmas holiday shopping has been so far with Black Friday and Cyber Monday. Lees meer

Eurodollar University's Money & Macro Analysis

---------------------------------------------------------------------------------------------------------------------
What if your gold could actually pay you every month… in MORE gold?
That’s exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.

Check it out here: https://monetary-metals.com/snider
---------------------------------------------------------------------------------------------------------------------

Bloomberg P&G Warns US Sales Down ‘Significantly’ Entering Current Quarter
https://www.bloomberg.com/news/articles/2025-12-02/p-g-warns-us-sales-down-significantly-entering-current-quarter

Bloomberg Cyber Monday Spending Pace Lags Black Friday for Second Year
https://www.bloomberg.com/news/articles/2025-12-02/cyber-monday-online-spending-in-us-increases-7-1

CNN You’re paying more for less this shopping season. Now there’s proof
https://www.cnn.com/2025/12/01/business/black-friday-shoppers-holiday-season

https://www.eurodollar.university
Twitter: https://twitter.com/JeffSnider_EDU

Holy Sh*t… Did You See What Just Happened in The Markets?!

2 december 2025 · 21 min

Afspelen

December begins with a decided risk-off mood in financial markets, led by more painful liquidations in crypto. Bitcoin starts off the month with a nearly 7% drop to what would be a new recent low. Why? Economic woes continue to dominate concerns. Starting with Chicago, ISM’s regional business barometer put up its largest single month decline in new orders in more than two years. Backlogs crashed by nearly 22 points to the lowest since March 2009. Its employment index fell to the worst since May 2009, with not a single respondent saying it had increased employment last month. Lees meer

Eurodollar University's Money & Macro Analysis

---------------------------------------------------------------------------------------------------------------------
What if your gold could actually pay you every month… in MORE gold?
That’s exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.

Check it out here: https://monetary-metals.com/snider
---------------------------------------------------------------------------------------------------------------------
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Eurodollar University's AFTER BLACK FRIDAY SALE
Get our DDA+ subscription including the DDA, a membership, and the Daily Briefing for one ultra-low price. Not only that, we'll also include the Substack One Big Weekly Theme subscription to. Huge value and huge savings.
https://https://www.eurodollar.university/black-friday-2025
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ISM Chicago Business Barometer November 2025
https://drive.google.com/file/d/1N7xXT_P4Z_g7u0dJYI_kOYkSk1fcvLcQ/view

ISM Manufacturing November 2025
https://www.ismworld.org/supply-management-news-and-reports/reports/ism-pmi…

The REAL Crisis Just Started (And the Fed Is Hiding It)

1 december 2025 · 17 min

Afspelen

HP becomes the latest big name to announce major layoffs, said to be around 6000 more white collar jobs. It’s getting to the point where despite all the mainstream and social media attention, call it fixation, on the tariff inflation faction at the Fed, the latest economic update from the central bank has almost nothing in it about that. Instead, it’s cover-to-cover with worries about HP, Amazon, and all the smaller businesses we never hear about who nonetheless are finding themselves on the same part of the flat Beveridge curve. Lees meer

Eurodollar University's conversation w/Steve Van Metre

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Eurodollar University's EARLY BLACK FRIDAY SALE
Get our DDA+ subscription including the DDA, a membership, and the Daily Briefing for one ultra-low price. Not only that, we'll also include the Substack One Big Weekly Theme subscription to. Huge value and huge savings.

https://https://www.eurodollar.university/black-friday-2025
---------------------------------------------------------------------------------------------------------------------

https://www.eurodollar.university
Twitter: https://twitter.com/JeffSnider_EDU

WTF! You Won’t Believe What China Just Did to the Dollar

30 november 2025 · 21 min

Afspelen

China sold a record amount of Treasuries last quarter, which is actually more confirmation of the monetary tightening story over the summer which is now spilling out into the mainstream in the form of elevated repo rates, SOFR, and repo borrowing from the Fed. At the same time and for very much related reasons, private foreign counterparties were buying huge amounts of, yes, US Treasuries. There was no rejection at all, quite the contrary all of it pointing to growing expectations for the fallout from flat Beveridge. Lees meer

Eurodollar University's Money & Macro Analysis

---------------------------------------------------------------------------------------------------------------------
What if your gold could actually pay you every month… in MORE gold?
That’s exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.

Check it out here: https://monetary-metals.com/snider
---------------------------------------------------------------------------------------------------------------------

---------------------------------------------------------------------------------------------------------------------
Eurodollar University's EARLY BLACK FRIDAY SALE
Get our DDA+ subscription including the DDA, a membership, and the Daily Briefing for one ultra-low price. Not only that, we'll also include the Substack One Big Weekly Theme subscription to. Huge value and huge savings.
https://https://www.eurodollar.university/black-friday-2025
---------------------------------------------------------------------------------------------------------------------

https://www.eurodollar.university
Twitter: https://twitter.com/JeffSnider_EDU

OMG! You Won’t Believe What Just Happened in the Repo Market

27 november 2025 · 20 min

Afspelen

Repo. It’s back. Or more accurately, never really left. When we last left off with it, things were calming down which is not unusual in these circumstances. That didn’t mean it was a one-time, one-off matter, just that in the middle of the month there isn’t a whole lot going on. But now with the Thanksgiving holiday here and December approaching, repo rates are up, borrowing from the Fed is back, and in related developments the hedge fund-private credit world is getting spicier. Lees meer

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Bloomberg UBS Boss Is Right on Private Credit Rating Risks
https://www.bloomberg.com/opinion/articles/2025-11-06/ubs-boss-scores-one-for-banks-over-private-credit

BIS The transformation of the life insurance industry: systemic risks and policy challenges
https://www.bis.org/publ/bppdf/bispap161.htm

https://www.eurodollar.university
Twitter: https://twitter.com/JeffSnider_EDU

OMG… Did You See What Just Happened to Interest Rates?!

26 november 2025 · 20 min

Afspelen

Despite half the Federal Reserve’s best efforts to take away the December rate cut, the bond market is signaling from top to bottom, back to front it doesn’t care one bit. The FOMC can spout off on tariff inflation, they can claim there is no way they’ll support lowering rates next month, yields are going down and taking inflation expectations with them. The bond market is making big moves despite KC Jeff and his federal funds band. Lees meer

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What if your gold could actually pay you every month… in MORE gold?
That’s exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.

Check it out here: https://monetary-metals.com/snider
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Eurodollar University's EARLY BLACK FRIDAY SALE
Get our DDA+ subscription including the DDA, a membership, and the Daily Briefing for one ultra-low price. Not only that, we'll also include the Substack One Big Weekly Theme subscription to. Huge value and huge savings.
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Conference Board US Consumer Confidence Fell Sharply in November
https://www.conference-board.org/topics/consumer-confidence/

Bloomberg Retail Sales Lost Steam in September as Shoppers Pulled Back
https://www.bloomberg.com/news/articles/2025-11-25/us-retail-sales-rose-0-2-in-september-as-consumers-pulled-back

CNBC Core wholesale prices rose less than expected in S…

Holy Sh*t… Did You See What Just Happened to India’s Currency?!

25 november 2025 · 20 min

Afspelen

India’s rupee broke, plunging and I mean plunging Friday to a new record low and once again embarrassing the country’s central bank which had been intervening heavily for the past month. The funny thing is, there really wasn’t much of a trigger to it, at least not on the surface. The rupee continues to be a major global bellwether that often has less to do with India specifically. This once again appears to be one of those cases especially with the dollar making big moves against other important currencies, too. Lees meer

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Bloomberg Indian Rupee Sinks to All-Time Low as RBI’s Absence Sows ‘Panic’
https://www.bloomberg.com/news/articles/2025-11-21/indian-rupee-slides-to-record-low-on-delay-in-us-trade-deal

Bloomberg Korean Won Approaches Dollar-Sale Trigger Zone Before Rate Call
https://www.bloomberg.com/news/articles/2025-11-24/korean-won-approaches-dollar-sale-trigger-zone-before-rate-call

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Twitter: https://twitter.com/JeffSnider_EDU

Zillow Just Issued a Grim Warning to All Homeowners

24 november 2025 · 21 min

Afspelen

Over half of American homes lost value over the last year, the highest number since...2012. More importantly, even the media is catching on that something big changed this summer in real estate. The reason why the housing market is retreating isn't interest rates. Lower mortgage costs have not sparked a turnaround in the face of all expectations they would. Lees meer

Eurodollar University's Money & Macro Analysis

In a world where markets swing on every headline, focus matters. That’s why Eurodollar University offers One Big Weekly Theme — a disciplined, thematic analysis you can count on. If you don’t have the time to go all the way to the depth of Eurodollar University’s comprehensive Deep Dive Analysis and want the next best thing, One Big Weekly Theme is for you.

https://eurodollaruniversity.substack.com

Zillow 53% of U.S. homes lost value in the past year, the most since 2012
https://investors.zillowgroup.com/investors/news-and-events/news/news-details/2025/53-of-U-S--homes-lost-value-in-the-past-year-the-most-since-2012/default.aspx

Home Value Declines Spread, But Losses Since Last Sale Are Rare
https://www.zillow.com/research/home-value-decline-35724/

Bloomberg Job and Housing Stresses Are Caught in a Vicious Loop
https://www.bloomberg.com/opinion/articles/2025-11-21/job-and-housing-stresses-are-caught-in-a-vicious-loop

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Fallen Hedge Fund Just Confirmed the Next Financial Crisis

23 november 2025 · 21 min

Afspelen

Nvidia was a bust. Not the company’s earnings and forecasts, those were stellar. Instead, it didn’t provide the buying boost everyone thought it would. Stocks lost ground. Bitcoin continues to get hammered, down by a third in roughly six weeks. What is going on here? The answer, or answers, are coming from the cockroaches. There’s more to the Blue Owl hedge fund story. Plus, Bitcoin is correlating with what we call the triple hooks. Lees meer

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---------------------------------------------------------------------------------------------------------------------
What if your gold could actually pay you every month… in MORE gold?
That’s exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.

Check it out here: https://monetary-metals.com/snider
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CNBC Stocks tumble, Nasdaq closes 2% lower after stunning reversal in AI, Nvidia stocks
https://www.cnbc.com/2025/11/19/stock-market-today-live-updates.html

CNBC Blue Owl calls off merger of its two private credit funds after announcement rattles stock
https://www.cnbc.com/2025/11/19/blue-owl-calls-off-merger-of-its-two-private-credit-funds-after-announcement-rattles-stock-sources-say.html

Bloomberg Blue Owl Money Machine Sputters in Face of Private Credit Cracks
https://www.bloomberg.com/news/articles/2025-11-20/blue-owl-money-machine-sputters-in-face-of-private-credit-cracks

https://www.eurodollar.university
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Holy Sh*t! Walmart Just Revealed the Dire State of the Economy

21 november 2025 · 22 min

Afspelen

After Home Depot disappointed and Target got slammed, Walmart reported results that were above expectations because in this economic climate the Target and Home Depot’s losses are Walmart’s gains. And its strength came from all income brackets, though high-income Americans are increasingly turning to Walmart. That’s not good. But it does fit with the long-delayed payroll data that just came out, which you’ll be shocked to learn has another revision turning another monthly number negative. That makes two. Lees meer

Eurodollar University's Money & Macro Analysis

---------------------------------------------------------------------------------------------------------------------
What if your gold could actually pay you every month… in MORE gold?
That’s exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.

Check it out here: https://monetary-metals.com/snider
---------------------------------------------------------------------------------------------------------------------

FOMC October 2025 Minutes
https://www.federalreserve.gov/monetarypolicy/files/fomcminutes20251029.pdf

NBC News Walmart raises sales outlook, boosted by e-commerce and higher-income shoppers
https://www.nbcnews.com/business/business-news/walmart-earnings-ecommerce-rcna244853

CNBC Walmart hikes sales and earnings forecast as it attracts shoppers across incomes
https://www.cnbc.com/2025/11/20/walmart-wmt-q3-2026-earnings.html

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Home Depot Just Confirmed What NO ONE Wants to Admit About the Economy

20 november 2025 · 25 min

Afspelen

While everyone else is glued to Nvidia, the results from Home Depot and Target will have far more to say about the markets and a lot more. Plus others like TJ Maxx, Bitcoin and the surprising Fed minutes that has a lot to say about the status of December's rate cut. Lees meer

Bloomberg Wary Stock Bulls Eye Walmart, Target for Clues to Consumer Health
https://www.bloomberg.com/news/newsletters/2025-11-17/wary-stock-bulls-eye-walmart-target-for-clues-to-consumer-health?srnd=phx-economics-v2

Economic Times TGT stock falls today as Target cuts guidance and predicts weak holiday sales
https://economictimes.indiatimes.com/news/international/us/tgt-stock-falls-today-as-target-cuts-guidance-and-predicts-weak-holiday-sales/articleshow/125437666.cms?from=mdr

Read more at:
https://economictimes.indiatimes.com/news/international/us/tgt-stock-falls-today-as-target-cuts-guidance-and-predicts-weak-holiday-sales/articleshow/125437666.cms?utm_source=contentofinterest&utm_medium=text&utm_campaign=cppst

YahooFinance Target cuts earnings guidance, warns about high prices, and predicts a weak holiday season
https://finance.yahoo.com/news/target-cuts-earnings-guidance-warns-about-high-prices-and-predicts-a-weak-holiday-season-113001475.html

CNBC TJ Maxx and Marshalls owner hikes outlook as CEO says holiday season is off to a ‘strong start’
https://www.cnbc.com/2025/11/19/tjx-companies-tjx-earnings-q3-2026.html

FOMC Minutes
https://www.federalreserve.gov/monetarypolicy/files/fomcminutes20251029.pdf

A Trillion-Dollar Time Bomb Just Went Off on Wall Street

19 november 2025 · 19 min

Afspelen

We went from the economy is strong and resilient, credit markets are fine reaching for yield to big names like Jamie Dimon and now so-called bond king Jeffrey Gundlach openly talking about cockroaches and garbage lending that are looking more like 2006 and 2007 every day. We’ve even got news of more hedge fund redemptions. Unlike a few months ago, now all of a sudden the possibilities seem plausible to people who forever refused to even consider the idea. Lees meer

Eurodollar University's Money & Macro Analysis

---------------------------------------------------------------------------------------------------------------------
What if your gold could actually pay you every month… in MORE gold?
That’s exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.

Check it out here: https://monetary-metals.com/snider
---------------------------------------------------------------------------------------------------------------------

Bloomberg Jeffrey Gundlach Warns of ‘Garbage Lending’ as Private Credit Booms
https://www.bloomberg.com/news/articles/2025-11-17/gundlach-slams-garbage-lending-in-private-credit-market

Bloomberg Blue Owl Plunges to 2023 Low After Blocking Exit From Fund
https://www.bloomberg.com/news/articles/2025-11-17/blue-owl-plunges-to-2023-low-after-blocking-exit-from-early-fund

Bloomberg Funding Market Strains Spur Wall Street Calls for More Action From Fed
https://www.bloomberg.com/news/articles/2025-11-13/funding-market-strains-spur-wall-street-calls-for-more-action-from-fed

https://www.eurodollar.university
Twitter: https://twitter.com/JeffSnider_EDU

HOLY SH*T!! Did you see what just happened in Europe

18 november 2025 · 18 min

Afspelen

The European labor market is on the cusp of its own flat Beveridge moment. That danger was amplified by the third quarter contraction in the Swiss economy, which, as we know, is a key leading global indicator. And if all that wasn’t enough, a group of German Economists, of all people, just tore into the mainstream European narrative of Europe being in a good place. They even went so far as correctly, of course, crap all over the Berlin bazooka. Lees meer

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euronews Weak eurozone growth meets flat jobs market as bankruptcies surge
https://www.euronews.com/business/2025/11/14/weak-eurozone-growth-meets-flat-jobs-market-as-bankruptcies-surge

Bloomberg Merz Advisers Revise 2026 German Growth Forecast to Below 1%
https://www.bloomberg.com/news/articles/2025-11-12/merz-advisers-revise-2026-german-growth-forecast-to-below-1

DW Germany news: Economic experts call for change of course
https://www.dw.com/en/germany-news-economic-experts-call-for-change-of-course/live-74708934

https://www.eurodollar.university
Twitter: https://twitter.com/JeffSnider_EDU

New Chinese Data Reveals The Unthinkable

17 november 2025 · 19 min

Afspelen

An unprecedented slump in Chinese investment. That’s what one media outlet called it. I don’t think slump is the right word. Crash might be a more appropriate one. While that tends to be overused, the numbers show not in this case. Especially when they are backed up by a crash in household lending in China, too, as Chinese banks just put up more grim stats. And all of this confirmation of what I told you months ago, the something big has changed over there this summer. Lees meer

Eurodollar University's Money & Macro Analysis

---------------------------------------------------------------------------------------------------------------------
What if your gold could actually pay you every month… in MORE gold?
That’s exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.

Check it out here: https://monetary-metals.com/snider
---------------------------------------------------------------------------------------------------------------------

Bloomberg China’s Investment Crash Puzzles Economists and Threatens Growth
https://www.bloomberg.com/news/articles/2025-11-14/china-s-investment-crash-puzzles-economists-and-threatens-growth

Bloomberg PBOC Justifies Loan Slowdown Following Record Contraction
https://www.bloomberg.com/news/articles/2025-11-11/pboc-justifies-loan-slowdown-following-record-contraction

https://www.eurodollar.university
Twitter: https://twitter.com/JeffSnider_EDU

Holy Sh*t...Did You See What Just Happened In The Market!?

16 november 2025 · 21 min

Afspelen

Big moves across the risk markets this week. Bitcoin and crypto hammered. Repo back on the menu. WTI full contango (briefly). Plus, top officials at the New York Fed soft confirming the start of the next not-QE QE. What does it all mean? Lees meer

Eurodollar University's conversation w/Steve Van Metre

What is a Eurodollar University membership? It’s where understanding the monetary world isn’t a mystery—it's a method. If you’re serious about your financial education and want clarity in a world of volatility and massive uncertainty, you’re in the right place. Mainstream education has left so many massive gaps on the most foundational concepts, making sense of everything is practically impossible otherwise. With our memberships, we’ll fill in everything that you’ve been missing.

https://eurodollar.university/memberships

https://www.eurodollar.university
Twitter: https://twitter.com/JeffSnider_EDU

BREAKING: Verizon Firing 15% of Workers!! (What You Must Know)

14 november 2025 · 23 min

Afspelen

Flat Beveridge strikes again. You know the drill. We’ve been stuck in forgot how to grow and its no-hire/no-fire labor market the past few years. That began to change last year, especially last summer when no-hiring somehow got to be even less hiring. Then last year and this year, no-firing became some firing, in other words, shifting to the flat part of the Beveridge curve. But what we’ve been getting more recently looks to be an escalation in firing. Verizon just announced it may be cutting 15% of its 100,000 strong workforce. Lees meer

Eurodollar University's Money & Macro Analysis

---------------------------------------------------------------------------------------------------------------------
What if your gold could actually pay you every month… in MORE gold?
That’s exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.

Check it out here: https://monetary-metals.com/snider
---------------------------------------------------------------------------------------------------------------------

Texas Service Sector Outlook Survey
https://www.dallasfed.org/research/surveys/tssos/2025/2510#tab-report

Bloomberg Verizon Eyes Up to 15,000 Layoffs as New CEO Takes Charge
https://www.bloomberg.com/news/articles/2025-11-13/verizon-layoffs-could-come-next-week-as-new-ceo-takes-charge

CNBC White House says October jobs and inflation data may never be released because of the shutdown
https://www.cnbc.com/2025/11/12/white-house-october-data-release.html

Bloomberg Fed’s Perli Says Won’t Be Long Before Fed Starts Buying Assets
https://www.bloomberg.com/news/articles/2025-11-12/fed-s-perli-says-won-t-be-long-before-fed-starts-buying-assets

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BREAKING: MORE Private Credit Losses Just Hit

13 november 2025 · 21 min

Afspelen

The collapse and bankruptcy of another private credit supported firm has generated significant losses this week. But as I pointed out last week with the shuttered UBS sponsored hedge funds, it isn’t necessarily the amount of money being burned. It’s what each of these cockroaches reveals, and how they add to the growing mistrust about the entire private credit shadow banking network. That’s the real danger which could threaten to unravel a whole lot more than a few troubled firms. Lees meer

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Bloomberg BlackRock Faces 100% Loss on Private Loan, Adding to Credit Market Pain
https://www.bloomberg.com/news/articles/2025-11-10/blackrock-eyes-100-loss-on-private-loan-amid-debate-over-marks

Bloomberg Why First Brands Has Sparked So Many Concerns on Wall Street
https://www.bloomberg.com/news/articles/2025-11-10/why-first-brands-collapse-sparked-concerns-on-wall-street

Bloomberg Car Loan Delinquencies Hit Record for Riskiest Borrowers
https://www.bloomberg.com/news/articles/2025-11-12/car-loan-delinquencies-hit-record-for-riskiest-borrowers

https://www.eurodollar.university
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Wendy's Just Sent a HUGE Warning About The Economy

12 november 2025 · 19 min

Afspelen

Fast food chain Wendy's said it’s closing hundreds more US locations than previously announced because customers can’t afford to eat there. It fits with what McDonalds US President said last week about how the entire industry is fighting for contracting traffic. It sounds practically Chinese talking about oversupply of cheap hamburgers and chicken nuggets. But as we know only too well from China’s economy, it isn’t too much production it is the lack of demand. Lees meer

Eurodollar University's Money & Macro Analysis

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USA Today Wendy's to close roughly 300 stores nationwide starting in late 2025
https://www.usatoday.com/story/money/2025/11/07/wendys-closing-hundreds-stores-2025/87146469007/

CNBC McDonald’s U.S. boss puts focus on ‘value and affordability’ as consumer spending splits
https://www.cnbc.com/2025/11/06/mcdonalds-us-boss-memo-value-affordability.html

Bloomberg US Small-Business Optimism Dips to Six-Month Low on Earnings
https://www.bloomberg.com/news/articles/2025-11-11/us-small-business-optimism-slips-to-six-month-low-on-earnings

Bloomberg US Companies Shed Jobs in Late October, Weekly ADP Data Show
https://www.bloomberg.com/news/articles/2025-11-11/us-firms-shed-11-250-jobs-per-week-in-four-weeks-to-oct-25-adp

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This Is What Governments Do Right Before It All Falls Apart

11 november 2025 · 20 min

Afspelen

The federal government may be opening back up but the administration floating a tariff dividend is the real news here. It’s yet another dose of reality showing the stock market is not that reality. Americans are struggling and the timing behind this dividend is transparently in response to worsening economic conditions. After all, more Americans say they think unemployment is coming than at any time since 1980. Lees meer

Eurodollar University's Money & Macro Analysis

In a world where markets swing on every headline, focus matters. That’s why Eurodollar University offers One Big Weekly Theme — a disciplined, thematic analysis you can count on. If you don’t have the time to go all the way to the depth of Eurodollar University’s comprehensive Deep Dive Analysis and want the next best thing, One Big Weekly Theme is for you. Ready to make your week count? Subscribe to One Big Weekly Theme today. You can sample the service or sign up and get started straight away.

Visit https://eurodollaruniversity.substack.com

President Trump Truth Social
https://truthsocial.com/@realDonaldTrump/posts/115514453574326959
https://truthsocial.com/@realDonaldTrump/posts/115520395997089111
https://truthsocial.com/@realDonaldTrump/posts/115519726463094783

NBC Trump floats giving Americans cash for health care and tariff dividends
https://www.nbcnews.com/politics/trump-administration/trump-floats-giving-americans-cash-health-care-tariff-dividends-rcna242835

Bloomberg Bessent Says Trump’s $2,000 ‘Dividend’ May Come Via Tax Cuts
https://www.bloomberg.com/news/articles/2025-11-09/bessent-says-trump-s-2-000-dividend-may-come-via-tax-cuts

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The CarMax Collapse Exposes What’s Coming for the Entire Credit System

10 november 2025 · 20 min

Afspelen

CarMax sacked their CEO after preannouncing just brutal results for an industry already reeling and at the epicenter of the current ongoing breakdown in credit markets. The stock plunged 25% Thursday when management disclosed unit sales are looking to crash by 8 to 12% in the latest quarter. Relatedly, consumer confidence plunged to record and near-record lows...and it has little to do with the govt shutdown. Lees meer

Eurodollar University's conversation w/Steve Van Metre

---------------------------------------------------------------------------------------------------------------------
What if your gold could actually pay you every month… in MORE gold?
That’s exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.

Check it out here: https://monetary-metals.com/snider
---------------------------------------------------------------------------------------------------------------------

https://eurodollar.university
Twitter: https://twitter.com/JeffSnider_EDU

A Trillion-Dollar Time Bomb Just Went Off on Wall Street

8 november 2025 · 29 min

Afspelen

UBS is reportedly closing down not one but two hedge funds, in a more that raises a lot of questions but also some very uncomfortable parallels to 2007. One of those funds is exposed to First Brands, so understandable. The other...isn't. And that raises the prospect of the R-word; in this case, that does not stand for recession, rather its uglier monetary twin. Lees meer

Bloomberg UBS Winds Down O’Connor Funds in Sign of First Brands Strain
https://www.bloomberg.com/news/articles/2025-11-06/ubs-to-wind-down-o-connor-funds-with-first-brands-exposure

NYT $3.2 Billion Move by Bear Stearns to Rescue Fund
https://www.nytimes.com/2007/06/23/business/23bond.html

https://eurodollar.university

America’s Job Market Just Broke (Worse Than 2008)

7 november 2025 · 21 min

Afspelen

The most October job cuts in over twenty years. More than October 2008, if you’re keeping score. While that doesn’t mean this is a repeat of 2008, can we all finally admit this is a really serious situation? And as the flat Beveridge curve emerges more clearly, the rising unemployment it represents is also causing collateral damage, pun intended. The New York Fed said yesterday auto, credit card and student loan delinquencies hit levels, well you’ll have to see. Lees meer

Eurodollar University's Money & Macro Analysis

---------------------------------------------------------------------------------------------------------------------
What if your gold could actually pay you every month… in MORE gold?
That’s exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.

Check it out here: https://monetary-metals.com/snider
---------------------------------------------------------------------------------------------------------------------

Nov 06 October Challenger Report: 153,074 Job Cuts on Cost-Cutting & AI
https://www.challengergray.com/blog/october-challenger-report-153074-job-cuts-on-cost-cutting-ai/

Revelio Labs Employment — October 2025
https://www.reveliolabs.com/public-labor-statistics/employment/

Revelio Labs RPLS Reports 60k Jobs Added in September Amid BLS Shutdown
https://www.reveliolabs.com/news/macro/rpls-september-release/

https://www.eurodollar.university
Twitter: https://twitter.com/JeffSnider_EDU

The Dollar is SKYROCKETING, Here’s What You Must Know

6 november 2025 · 22 min

Afspelen

The dollar is accelerating and not in the direction most people were anticipating, to the point it has rattled the entire cryptocurrency space. That’s why cryptocurrencies like Bitcoin just got hit with a major selloff this week as the dollar debasement theme which had driven their latest surge comes up completely empty. More important than that, however, the dollar is accelerating higher which signals quite a lot all its own. But what? You can see how this gets confusing with all this unnatural noise. Lees meer

Eurodollar University's Money & Macro Analysis

What is a Eurodollar University membership? It’s where understanding the monetary world isn’t a mystery—it's a method. If you’re serious about your financial education and want clarity in a world of volatility and massive uncertainty, you’re in the right place. Mainstream education has left so many massive gaps on the most foundational concepts, making sense of everything is practically impossible otherwise.

With our memberships, we’ll fill in everything that you’ve been missing.
https://eurodollar.university/memberships

https://www.eurodollar.university
Twitter: https://twitter.com/JeffSnider_EDU

Target Just Issued a Very Grim Warning About Consumer Behavior

5 november 2025 · 20 min

Afspelen

Not only is retail giant Target not committing to the big seasonal hiring it always does, the company is actually laying off nearly 2000 of its corporate staff in its biggest management and job shakeup in years. Target is merely the latest “one-off” big name to announce job cuts. No wonder consumer confidence just took another huge hit and that was from the one survey that has held up the best this year. Lees meer

Eurodollar University's Money & Macro Analysis

What is a Eurodollar University membership? It’s where understanding the monetary world isn’t a mystery—it's a method. If you’re serious about your financial education and want clarity in a world of volatility and massive uncertainty, you’re in the right place. Mainstream education has left so many massive gaps on the most foundational concepts, making sense of everything is practically impossible otherwise.

With our memberships, we’ll fill in everything that you’ve been missing.
https://eurodollar.university/memberships

Bloomberg A Wave of US Layoffs Flash Early Warning Sign for Job Market
https://www.bloomberg.com/news/articles/2025-11-03/the-low-hire-low-fire-us-economy-seems-to-be-over

Bloomberg Target to Eliminate 1,800 Roles, 8% of Headquarters Team
https://www.bloomberg.com/news/articles/2025-10-23/target-to-lay-off-8-of-headquarters-team-cut-1-800-roles

NYT UPS Has Cut 48,000 Workers Since Last Year
https://www.nytimes.com/2025/10/28/business/ups-layoffs-48000-workers-this-year.html

Bloomberg A Slump in Cardboard Box Sales Is Stoking Fears of Lackluster Holiday Shopping
https://www.bloomberg.com/news/articles/2025-11-03/cardboard-box-sales-slump-signals-weak-holiday-shopping-ahead

RCM/TIPP Optimism Index Drops Sharply https://www.realclearmarkets.com/articles/2025/11/04/rcmtipp_optimism_index_drops_sharply_1145051.html

https://eurodollar.university
Twitter: https://twitter.com/JeffSnider_EDU

This Is What "Always" Happens Before Every Financial Crisis

4 november 2025 · 22 min

Afspelen

The cash squeeze in wholesale money markets that we’ve been following got a whole more exciting on Friday, and now we have the full set of numbers on it. Interest rates soared the most since 2020 further proving the Federal Reserve’s program which is supposed to keep this from happening doesn’t keep it from happening. Imagine my shock. We also know that there were plenty of spare reserves available, too. And with more borrowing from the Fed again this morning so far, we have to consider the question whether this ongoing and escalating tightness is pointing to something bigger. Lees meer

Eurodollar University's Money & Macro Analysis

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What if your gold could actually pay you every month… in MORE gold?
That’s exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.

Check it out here: https://monetary-metals.com/snider
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https://www.eurodollar.university
Twitter: https://twitter.com/JeffSnider_EDU

You Won’t Believe What Europe’s Central Bank Just Did

3 november 2025 · 21 min

Afspelen

The ECB this week held its policy rate right at 2% with policymakers out in force claiming to everyone who might listen they’re likely done at that level. Instead, GDP data from all over the continent just came out and showed there’s more pringles yet to come from Europe. But there’s also one big factor here few people are considering and it has to do with the 2% level itself. Lees meer

Eurodollar University's Money & Macro Analysis

In a world where markets swing on every headline, focus matters. That’s why Eurodollar University offers One Big Weekly Theme — a disciplined, thematic analysis you can count on. If you don’t have the time to go all the way to the depth of Eurodollar University’s comprehensive Deep Dive Analysis and want the next best thing, One Big Weekly Theme is for you.

eurodollaruniversity.substack.com

https://eurodollar.university
Twitter: https://twitter.com/JeffSnider_EDU

The Largest Asset Class in the World Just COLLAPSED

2 november 2025 · 20 min

Afspelen

New home sales in China collapsed by 42% in October when compared to last October, representing more than just another setback for the beleaguered Chinese real estate market, the world’s largest asset class. This is a major problem for Chinese banks, not that they were expecting different. So, we see interest rates are back to moving lower, setting multi-month lows with the latest short-lived stretch of optimism based on Chinese tech stocks being burst yet again by the reality stocks are not real life. Lees meer

Eurodollar University's Money & Macro Analysis

What is a Eurodollar University membership? It’s where understanding the monetary world isn’t a mystery—it's a method. If you’re serious about your financial education and want clarity in a world of volatility and massive uncertainty, you’re in the right place. Mainstream education has left so many massive gaps on the most foundational concepts, making sense of everything is practically impossible otherwise. With our memberships, we’ll fill in everything that you’ve been missing.

https://eurodollar.university/memberships

Bloomberg PBOC Adviser Leads Call for Fiscal Support to Housing Market
https://www.bloomberg.com/news/articles/2025-09-24/pboc-adviser-leads-call-for-fiscal-aid-to-support-housing-market

https://eurodollar.university
Twitter: https://twitter.com/JeffSnider_EDU

BREAKING: Fed Repo Usage EXPLODES to Banking Crisis Levels

1 november 2025 · 17 min

Afspelen

The Consumer Recession Is Already Here (Chipotle Just Confirmed It)

31 oktober 2025 · 17 min

Afspelen

The reason why Fed Chair Jay Powell didn’t want to commit to a December rate cut is simple. A number of voting members at the FOMC are not convinced the weak labor market is actually all that weak. Sure, the numbers don’t look good, but they’re wonder if it is real. Well, Chipotle and Kraft-Heinz would like to answer them with a pair of serious warnings about what they’re seeing from consumers. Lees meer

Eurodollar University's Money & Macro Analysis

---------------------------------------------------------------------------------------------------------------------
What if your gold could actually pay you every month… in MORE gold?
That’s exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.

Check it out here: https://monetary-metals.com/snider
---------------------------------------------------------------------------------------------------------------------

Bloomberg Fed Cuts Rate by Quarter Point, With Dissents on Both Sides
https://www.bloomberg.com/news/live-blog/2025-10-29/fomc-rate-decision-and-fed-chair-news-conference

Bloomberg Chipotle Falls Most Since 2012 After Warning Over Diner Pullback
https://www.bloomberg.com/news/articles/2025-10-29/chipotle-cuts-outlook-for-third-time-in-2025-on-weaker-traffic

WSJ Kraft Heinz Lowers Full-Year Outlook on Weak Consumption Trends
https://www.wsj.com/business/earnings/kraft-heinz-khc-q3-earnings-report-stock-2025-a4c6430e

YahooFinance Kraft Heinz bearish on outlook amid volume decreases ahead of split
https://finance.yahoo.com/news/kraft-heinz-bearish-outlook-amid-173322392.html

Conference Board
https://www.conference-board.org/topics/consumer-confidence/

https://eurodollar.university
Twitter: https://twitter.com/JeffSnider_EDU

BREAKING: The Repo Facility BLEW UP After Fed Meeting (What You MUST Know)

30 oktober 2025 · 28 min

Afspelen

FOMC will cut rates today but what will officials say, or do, about the growing repo mess? Find out as we react to the Fed's decisions and Powell's press statements. Lees meer

Eurodollar University’s Money and Macro Analysis

BREAKING: Amazon Is Firing 30,000 Employees!! Here's What You Must Know

29 oktober 2025 · 21 min

Afspelen

Amazon announced today it will be cutting 14,000 corporate jobs, though leaker reports say the real number will be roughly 30,000 over time. The company itself says it needs to be more nimble to leverage AI technology when the timing and the target instead shows macroeconomic headwinds are behind the move. There is a reason why consumers believe the US economy is in recession right now. While layoffs like Amazon’s remain relatively scarce, unemployment is piling up all over the place and so does the confirmation. Lees meer

Eurodollar University's Money & Macro Analysis

What is a Eurodollar University membership? It’s where understanding the monetary world isn’t a mystery—it's a method. If you’re serious about your financial education and want clarity in a world of volatility and massive uncertainty, you’re in the right place. Mainstream education has left so many massive gaps on the most foundational concepts, making sense of everything is practically impossible otherwise.

With our memberships, we’ll fill in everything that you’ve been missing.

https://eurodollar.university/memberships

https://eurodollar.university
Twitter: https://twitter.com/JeffSnider_EDU

The Fed is Losing Control of Repo Markets (Again)

28 oktober 2025 · 19 min

Afspelen

Another day, another significant borrowing from the Federal Reserve’s repo facility. This has become a regular occurrence and concurrent with a rise in money market rates due to the cash squeeze I told you about yesterday, there’s a lot of similarities to 2019 and it’s got the Fed on track to not just cut rates this week also possibly terminate the balance sheet runoff – even if Steve doesn’t quite agree. Lees meer

Eurodollar University's Money & Macro Analysis

---------------------------------------------------------------------------------------------------------------------
What if your gold could actually pay you every month… in MORE gold?
That’s exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.

Check it out here: https://monetary-metals.com/snider
---------------------------------------------------------------------------------------------------------------------

https://eurodollar.university
Twitter: https://twitter.com/JeffSnider_EDU