Many Happy Returns

Afleveringen

1. Seven Year Itch: The Portfolios That Tempt Us to Switch

   4 november 2026 · 39 min

   Afspelen
   We confess which core allocations tempt us to jump ship, and try to work out whether we’re responding to a real change in our lives or just a strategy that’s had a good run. Lees meer

   ---

   Get in touch

   📧 mhr@pensioncraft.com

   🎧 many-happy-returns.captivate.fm

   ---

   Join PensionCraft

   🌐 Become a member at pensioncraft.com

   ▶️ Subscribe on YouTube

   ---

   Disclaimer

   This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

   Music ID: ZVMI9V6X4SOWSHY0

   Copyright 2026 Many Happy Returns

2. Canary in the Data Centre: Is Credit Calling Time on AI?

   28 oktober 2026 · 35 min

   Afspelen
   The cost of insuring against Big Tech defaults has hit record highs, as massive data centre spending eats up free cashflow. Further down the AI food chain, markets are pricing in serious odds that CoreWeave defaults, and treating Oracle more like a junk borrower than a tech giant. Lees meer

   Is the credit market spotting cracks the stock market has missed?

   ---

   Thank you to Trading 212 for sponsoring this episode.

   Claim free fractional shares worth up to ‎£⁠100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link:

   Sponsored Link. Terms apply - trading212.com/join/RAMIN

   When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. 212 Cards are issued by Paynetics which provide all payment services. T212 provides customer support and user interface. Terms and fees apply.

   ---

   Get in touch

   📧 mhr@pensioncraft.com

   🎧 many-happy-returns.captivate.fm

   ---

   Join PensionCraft

   🌐 Become a member at pensioncraft.com

   ▶️ Subscribe on YouTube

   ---

   Disclaimer

   This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

   Music ID: ZVMI9V6X4SOWSHY0

   Copyright 2026 Many Happy Returns

3. Picking Winners: Can Concentration Keep Paying Off? with Stephen Yiu

   21 oktober 2026 · 51 min

   Afspelen
   The Blue Whale Growth Fund has delivered outsized returns since its inception nine years ago. Recently those returns have come from concentrated bets on the picks and shovels behind the AI boom. Lees meer

   We talk to Stephen Yiu, Chief Investment Officer, about how he picks stocks, when he decides to sell, and what the recent chip sell-off means for a fund built on AI hardware.

   ---

   Thank you to Trading 212 for sponsoring this episode.

   Claim free fractional shares worth up to ‎£⁠100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link:

   Sponsored Link. Terms apply - trading212.com/join/RAMIN

   When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. 212 Cards are issued by Paynetics which provide all payment services. T212 provides customer support and user interface. Terms and fees apply.

   ---

   Get in touch

   📧 mhr@pensioncraft.com

   🎧 many-happy-returns.captivate.fm

   ---

   Join PensionCraft

   🌐 Become a member at pensioncraft.com

   ▶️ Subscribe on YouTube

   ---

   Disclaimer

   This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

   Music ID: ZVMI9V6X4SOWSHY0

   Copyright 2026 Many Happy Returns

4. Is Now the Time to Bet Big on Small-cap Value?

   14 oktober 2026 · 42 min

   Afspelen
   After a decade in the doghouse, small-cap value has had its best run in years, but almost nobody noticed. So is this a real premium that’s finally paying out, or just a good year for cheap stocks? We ask what actually drives returns and how you can buy them. Lees meer

   ---

   Thank you to Trading 212 for sponsoring this episode.

   Claim free fractional shares worth up to ‎£⁠100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link:

   Sponsored Link. Terms apply - trading212.com/join/RAMIN

   When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. 212 Cards are issued by Paynetics which provide all payment services. T212 provides customer support and user interface. Terms and fees apply.

   ---

   Get in touch

   📧 mhr@pensioncraft.com

   🎧 many-happy-returns.captivate.fm

   ---

   Join PensionCraft

   🌐 Become a member at pensioncraft.com

   ▶️ Subscribe on YouTube

   ---

   Disclaimer

   This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

   Music ID: ZVMI9V6X4SOWSHY0

   Copyright 2026 Many Happy Returns

5. The High Life: Would You Rather Live in a High or Low-Yield Country?

   7 oktober 2026 · 35 min

   Afspelen
   A Swiss government bond pays half a percent a year. A British one pays more than five. Easy choice, you'd think. But yields can cut both ways. A low yield can mean the world trusts you with its money, or that your economy has stagnated. And high yields can be a sign of a strong economy, or that bond investors are getting nervous. Lees meer

   So, low yields or high ones, which would you rather live with?

   ---

   Thank you to Trading 212 for sponsoring this episode.

   Claim free fractional shares worth up to ‎£⁠100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link:

   Sponsored Link. Terms apply - trading212.com/join/RAMIN

   When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. 212 Cards are issued by Paynetics which provide all payment services. T212 provides customer support and user interface. Terms and fees apply.

   ---

   Get in touch

   📧 mhr@pensioncraft.com

   🎧 many-happy-returns.captivate.fm

   ---

   Join PensionCraft

   🌐 Become a member at pensioncraft.com

   ▶️ Subscribe on YouTube

   ---

   Disclaimer

   This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

   Music ID: ZVMI9V6X4SOWSHY0

   Copyright 2026 Many Happy Returns

6. Cancel Culture: What Happens When AI Agents Do Your Admin?

   30 september 2026 · 37 min

   Afspelen
   Many companies make their money from friction — forgotten subscriptions, tricky cancellations, loyalty penalties. Now AI agents promise to do all the tedious admin and save you money. So is this the end of the laziness tax? Are we about to see subscription-based moats collapse? Lees meer

   ---

   Thank you to Lightyear for sponsoring this episode.

   I opened my 2025/2026 ISA with Lightyear. If you want to try them out as well, use PENSIONCRAFT to get between £10 and £100 in a fractional share or ETF in your General Investment Account.

   See full T&Cs at https://lightyear.com/pensioncraft. Investing involves risk. Returns vary and are not guaranteed. ISA rules and promotional terms apply.

   ---

   Get in touch

   📧 mhr@pensioncraft.com

   🎧 many-happy-returns.captivate.fm

   ---

   Join PensionCraft

   🌐 Become a member at pensioncraft.com

   ▶️ Subscribe on YouTube

   ---

   Disclaimer

   This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

   Music ID: ZVMI9V6X4SOWSHY0

   Copyright 2026 Many Happy Returns

7. Central Bank Dilemma: Would You Vote to Hike Rates?

   23 september 2026 · 37 min

   Afspelen
   Three hikes and a hold in eight days, all in answer to the same energy shock. So why did the Fed, the ECB and the Bank of Japan raise rates, while the Bank of England sat tight, despite facing the worst inflation path of the four? So would you vote to hike? Lees meer

   ---

   Thank you to Lightyear for sponsoring this episode.

   I opened my 2025/2026 ISA with Lightyear. If you want to try them out as well, use PENSIONCRAFT to get between £10 and £100 in a fractional share or ETF in your General Investment Account.

   See full T&Cs at https://lightyear.com/pensioncraft. Investing involves risk. Returns vary and are not guaranteed. ISA rules and promotional terms apply.

   ---

   Get in touch

   📧 mhr@pensioncraft.com

   🎧 many-happy-returns.captivate.fm

   ---

   Join PensionCraft

   🌐 Become a member at pensioncraft.com

   ▶️ Subscribe on YouTube

   ---

   Disclaimer

   This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

   Music ID: ZVMI9V6X4SOWSHY0

   Copyright 2026 Many Happy Returns

8. The Madness of Markets, with Alex Edmans

   16 september 2026 · 52 min

   Afspelen
   Markets are meant to be efficient, yet somehow they keep producing meme-stock frenzies, CEO vanity projects, and wild booms and busts. Lees meer

   We're joined by Alex Edmans — Professor of Finance at London Business School and author of The Madness of Markets — joins us to discuss why even smart investors lose their heads.

   ---

   Thank you to Lightyear for sponsoring this episode.

   I opened my 2025/2026 ISA with Lightyear. If you want to try them out as well, use PENSIONCRAFT to get between £10 and £100 in a fractional share or ETF in your General Investment Account.

   See full T&Cs at https://lightyear.com/pensioncraft. Investing involves risk. Returns vary and are not guaranteed. ISA rules and promotional terms apply.

   ---

   Get in touch

   📧 mhr@pensioncraft.com

   🎧 many-happy-returns.captivate.fm

   ---

   Join PensionCraft

   🌐 Become a member at pensioncraft.com

   ▶️ Subscribe on YouTube

   ---

   Disclaimer

   This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

   Music ID: ZVMI9V6X4SOWSHY0

   Copyright 2026 Many Happy Returns

9. Will AI Hack My Accounts and Steal All My Money?

   9 september 2026 · 38 min

   Afspelen
   The Financial Stability Board says frontier AI is the most immediate threat to the financial system — above sovereign debt, private credit and equity valuations. As AI learns to find and exploit vulnerabilities faster than humans can patch them, are our banks about to be hacked? Lees meer

   ---

   Thank you to Lightyear for sponsoring this episode.

   I opened my 2025/2026 ISA with Lightyear. If you want to try them out as well, use PENSIONCRAFT to get between £10 and £100 in a fractional share or ETF in your General Investment Account.

   See full T&Cs at https://lightyear.com/pensioncraft. Investing involves risk. Returns vary and are not guaranteed. ISA rules and promotional terms apply.

   ---

   Get in touch

   📧 mhr@pensioncraft.com

   🎧 many-happy-returns.captivate.fm

   ---

   Join PensionCraft

   🌐 Become a member at pensioncraft.com

   ▶️ Subscribe on YouTube

   ---

   Disclaimer

   This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

   Music ID: ZVMI9V6X4SOWSHY0

   Copyright 2026 Many Happy Returns

10. Mind Your Step: Before You Build a Bond Ladder

    2 september 2026 · 44 min

    Afspelen
    Bond ladders are a great way to feel in control of your money. A neat row of gilts maturing year after year, each one handing back its capital right on schedule. But before you buy your first rung, it's worth asking what the ladder is for, what you’re giving up for that certainty, and whether something simpler would do. Lees meer

    And in today’s Dumb Question of the Week: Has a developed market ever defaulted on its debt?

    ---

    Thank you to Lightyear for sponsoring this episode.

    I opened my 2025/2026 ISA with Lightyear. If you want to try them out as well, use PENSIONCRAFT to get between £10 and £100 in a fractional share or ETF in your General Investment Account.

    See full T&Cs at https://lightyear.com/pensioncraft. Investing involves risk. Returns vary and are not guaranteed. ISA rules and promotional terms apply.

    ---

    Get in touch

    📧 mhr@pensioncraft.com

    🎧 many-happy-returns.captivate.fm

    ---

    Join PensionCraft

    🌐 Become a member at pensioncraft.com

    ▶️ Subscribe on YouTube

    ---

    Disclaimer

    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

Alle 243 afleveringen →