Many Happy Returns

Alle afleveringen

243 afleveringen, van nieuw naar oud

  1. So You’ve Decided to Time the Market…

    5 november 2025 · 45 min

    Afspelen
    You already know you’re not supposed to time the market… and yet here you are, hovering over the “sell” button because everyone’s yelling about a bubble. So where’s the line between reckless market timing and sensible risk management? We discuss the least destructive ways to panic. Lees meer

    And in today’s Dumb Question of the Week: What’s the difference between a crash, a correction, and a bear market?

    ---

    Today’s podcast is sponsored by Freetrade, the commission-free investing platform.

    New Freetrade offers:

    2% cashback when you transfer £10,000+ in pensions (ends 31 Dec 2025)

    1% cashback for new ISA customers transferring £10,000+ (ends 31 Dec 2025)

    Plus, get a free share worth £10 - £100 when you sign up via a referral link!

    Freetrade makes investing simple and affordable, with award-winning service and transparent pricing. Learn more at freetrade.io/pensioncraft

    Capital at risk. ISA & SIPP eligibility, tax rules, and T&Cs apply. Cashback capped at £1,000. Annual subscription required for SIPP offer.

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    Disclaimer

    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  2. Beyond the Gloom: The UK's Hidden Stock Winners, with Ed Croft

    29 oktober 2025 · 40 min

    Afspelen
    The UK stock market has traded at a discount for years. But amid the negative sentiment, some sectors have quietly defied the gloom. Lees meer

    We’re joined by Ed Croft (founder of Stockopedia) to dig into what’s working in the UK market, what’s broken, and where the best opportunities might be.

    And in today’s Dumb Question of the Week: What is a value trap, and how do you avoid falling into one?

    ---

    Thank you to Trading 212 for sponsoring this episode.

    Claim free fractional shares worth up to ‎£⁠100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link:

    Sponsored Link. Terms apply - trading212.com/join/RAMIN

    When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. 212 Cards are issued by Paynetics which provide all payment services. T212 provides customer support and user interface. Terms and fees apply.

    ---

    Get in touch

    📧 mhr@pensioncraft.com

    🎧 many-happy-returns.captivate.fm

    ---

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    Disclaimer

    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  3. The Debasement Trade: Faith, Fear, and the Fall of Fiat?

    22 oktober 2025 · 39 min

    Afspelen
    Gold has surged 50% this year, silver even more, while the dollar has slumped 9%. Behind the rally lies a powerful narrative: that mounting government debt is eroding faith in traditional currencies, driving investors toward scarce assets like precious metals and crypto. Lees meer

    But is the so-called “debasement trade” a genuine secular shift—or just another momentum-fueled mania waiting to unwind?

    And in today’s Dumb Question of the Week: What’s the difference between stimulating the economy and debasing the currency?

    ---

    Thank you to Trading 212 for sponsoring this episode.

    Claim free fractional shares worth up to ‎£⁠100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link:

    Sponsored Link. Terms apply - trading212.com/join/RAMIN

    When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. 212 Cards are issued by Paynetics which provide all payment services. T212 provides customer support and user interface. Terms and fees apply.

    ---

    Get in touch

    📧 mhr@pensioncraft.com

    🎧 many-happy-returns.captivate.fm

    ---

    Join PensionCraft

    🌐 Become a member at pensioncraft.com

    ▶️ Subscribe on YouTube

    ---

    Disclaimer

    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  4. Closed-Circuit Capitalism: Inside AI’s Trillion-Dollar Money Loop

    15 oktober 2025 · 45 min

    Afspelen
    The AI boom is feeding on itself. Chipmakers, cloud giants, and model makers are increasingly tangled in a web of investments — each funding the other’s growth. Isn’t this what happened in the dot-com bubble? Lees meer

    We ask what happens when suppliers start financing their own customers — lending them money to buy their products.

    And in today’s Dumb Question of the Week: Are bubbles always bad?

    ---

    Thank you to Trading 212 for sponsoring this episode.

    Claim free fractional shares worth up to ‎£⁠100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link:

    Sponsored Link. Terms apply - trading212.com/join/RAMIN

    When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. 212 Cards are issued by Paynetics which provide all payment services. T212 provides customer support and user interface. Terms and fees apply.

    ---

    Get in touch

    📧 mhr@pensioncraft.com

    🎧 many-happy-returns.captivate.fm

    ---

    Join PensionCraft

    🌐 Become a member at pensioncraft.com

    ▶️ Subscribe on YouTube

    ---

    Disclaimer

    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  5. The Unbalanced Sheet: What Is Your Net Worth, Really?

    8 oktober 2025 · 47 min

    Afspelen
    On paper, your net worth is simple: assets minus liabilities. But what counts as an asset? How do you value things you can’t easily sell? And is the final number even a useful measure of your financial health? Lees meer

    And in today’s Dumb Question of the Week: How much do I need to be rich?

    ---

    Thank you to Trading 212 for sponsoring this episode.

    Claim free fractional shares worth up to ‎£⁠100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link:

    Sponsored Link. Terms apply - trading212.com/join/RAMIN

    When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. 212 Cards are issued by Paynetics which provide all payment services. T212 provides customer support and user interface. Terms and fees apply.

    ---

    Get in touch

    📧 mhr@pensioncraft.com

    🎧 many-happy-returns.captivate.fm

    ---

    Join PensionCraft

    🌐 Become a member at pensioncraft.com

    ▶️ Subscribe on YouTube

    ---

    Disclaimer

    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  6. What I’ve Learned: Keeping Your Portfolio (and Yourself) on Track

    1 oktober 2025 · 44 min

    Afspelen
    I’ve helped thousands of people to review their investment portfolios and check whether it’s truly aligned with their goals. Over and over, I see the same concerns, misunderstandings, and blind spots. Lees meer

    And in today’s Dumb Question of the Week: How can you keep yourself accountable?

    ---

    Thank you to Trading 212 for sponsoring this episode.

    Claim free fractional shares worth up to ‎£⁠100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link:

    Sponsored Link. Terms apply - trading212.com/join/RAMIN

    When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. 212 Cards are issued by Paynetics which provide all payment services. T212 provides customer support and user interface. Terms and fees apply.

    ---

    Get in touch

    📧 mhr@pensioncraft.com

    🎧 many-happy-returns.captivate.fm

    ---

    Join PensionCraft

    🌐 Become a member at pensioncraft.com

    ▶️ Subscribe on YouTube

    ---

    Disclaimer

    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  7. Cash on the Sidelines: Are Brits Scared to Invest?

    25 september 2025 · 37 min

    Afspelen
    Brits poured more than £100 billion into ISAs last year — yet two-thirds is just sitting in cash. Are we simply risk-averse or are there structural problems discouraging us from investing? Lees meer

    And in today’s Dumb Question of the Week: Does cash have zero volatility?

    ---

    Thank you to Lightyear for sponsoring this episode.

    Sign up for a new account on Lightyear and get up to $115 worth of a US fractional share of your choice! Claim your reward when you use this link: lightyear.com/pensioncraft or enter the code PENSIONCRAFT manually in the Promotions section.

    Capital at risk. ISA rules apply. Terms apply: https://lightyear.com/en-gb/signup-promotion-terms.

    ---

    Get in touch

    📧 mhr@pensioncraft.com

    🎧 many-happy-returns.captivate.fm

    ---

    Join PensionCraft

    🌐 Become a member at pensioncraft.com

    ▶️ Subscribe on YouTube

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    Disclaimer

    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  8. Gold is a Terrible Investment (And Why You Should Own It)

    17 september 2025 · 41 min

    Afspelen
    Gold is a terrible investment. No earnings, no dividends, and long stretches where you trail stocks and bonds. So why do serious investors still own it? We dig into the myths, the maths, and how an asset with no cash flows can earn its keep in your portfolio. Lees meer

    And in today’s Dumb Question of the Week: If I own a gold fund, can I actually get my hands on the bullion?

    ---

    Thank you to Lightyear for sponsoring this episode.

    Sign up for a new account on Lightyear and get up to $115 worth of a US fractional share of your choice! Claim your reward when you use this link: lightyear.com/pensioncraft or enter the code PENSIONCRAFT manually in the Promotions section.

    Capital at risk. ISA rules apply. Terms apply: https://lightyear.com/en-gb/signup-promotion-terms.

    ---

    Get in touch

    📧 mhr@pensioncraft.com

    🎧 many-happy-returns.captivate.fm

    ---

    Join PensionCraft

    🌐 Become a member at pensioncraft.com

    ▶️ Subscribe on YouTube

    ---

    Disclaimer

    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  9. Stick or Twist: Should You Second Guess the Autumn Budget?

    10 september 2025 · 42 min

    Afspelen
    Speculation is swirling about what tax changes the chancellor might unveil in the Autumn Budget. But with the announcement still more than two months away, is it worth paying attention to the rumours? Lees meer

    We dig into the policy measures making headlines, and ask: what—if anything—should you be doing now?

    ---

    Thank you to Lightyear for sponsoring this episode.

    Sign up for a new account on Lightyear and get up to $115 worth of a US fractional share of your choice! Claim your reward when you use this link: lightyear.com/pensioncraft or enter the code PENSIONCRAFT manually in the Promotions section.

    Capital at risk. ISA rules apply. Terms apply: https://lightyear.com/en-gb/signup-promotion-terms.

    ---

    Get in touch

    📧 mhr@pensioncraft.com

    🎧 many-happy-returns.captivate.fm

    ---

    Join PensionCraft

    🌐 Become a member at pensioncraft.com

    ▶️ Subscribe on YouTube

    ---

    Disclaimer

    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  10. Stocks vs. Bonds: Who Wins the Next Decade?

    3 september 2025 · 39 min

    Afspelen
    Stocks are expensive, bonds are finally interesting, and suddenly the boring part of your portfolio doesn’t look so boring. With serious forecasters whispering that bonds could beat equities over the next decade, is it time to rethink your portfolio? Lees meer

    And in today’s Dumb Question of the Week: Will zero interest rates ever return?

    ---

    Thank you to Lightyear for sponsoring this episode.

    Sign up for a new account on Lightyear and get up to $115 worth of a US fractional share of your choice! Claim your reward when you use this link: lightyear.com/pensioncraft or enter the code PENSIONCRAFT manually in the Promotions section.

    Capital at risk. ISA rules apply. Terms apply: https://lightyear.com/en-gb/signup-promotion-terms.

    ---

    Get in touch

    📧 mhr@pensioncraft.com

    🎧 many-happy-returns.captivate.fm

    ---

    Join PensionCraft

    🌐 Become a member at pensioncraft.com

    ▶️ Subscribe on YouTube

    ---

    Disclaimer

    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  11. The Visible Hand: Is America Abandoning Free-Market Capitalism?

    27 augustus 2025 · 44 min

    Afspelen
    Washington seems to have moved from referee to player—picking winners, slapping tariffs on strategic exports, and even taking golden shares in critical industries. What are the implications for investors when the world’s biggest economy is shaped by backroom deals? Lees meer

    And in the Dumb Question of the Week: Did the US government profit from the 2008 bailout?

    ---

    Thank you to Trading 212 for sponsoring this episode.

    Claim free fractional shares worth up to ‎£⁠100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link:

    Sponsored Link. Terms apply - trading212.com/join/RAMIN

    When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. 212 Cards are issued by Paynetics which provide all payment services. T212 provides customer support and user interface. Terms and fees apply.

    ---

    Get in touch

    📧 mhr@pensioncraft.com

    🎧 many-happy-returns.captivate.fm

    ---

    Join PensionCraft

    🌐 Become a member at pensioncraft.com

    ▶️ Subscribe on YouTube

    ---

    Disclaimer

    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  12. FCA Lifts the Ban: UK Investors Can Buy Crypto ETNs—But Should You?

    20 augustus 2025 · 42 min

    Afspelen
    The ban is over! From 8 October 2025, UK retail investors can buy exchange traded crypto products — potentially in an ISA or SIPP. So why has the FCA made a U-turn? Lees meer

    And in the Dumb Question of the Week: Does scarcity make something valuable?

    ---

    Thank you to Trading 212 for sponsoring this episode.

    Claim free fractional shares worth up to ‎£⁠100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link:

    Sponsored Link. Terms apply - trading212.com/join/RAMIN

    When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. 212 Cards are issued by Paynetics which provide all payment services. T212 provides customer support and user interface. Terms and fees apply.

    ---

    Get in touch

    📧 mhr@pensioncraft.com

    🎧 many-happy-returns.captivate.fm

    ---

    Join PensionCraft

    🌐 Become a member at pensioncraft.com

    ▶️ Subscribe on YouTube

    ---

    Disclaimer

    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  13. Has Trump Won the Trade War?

    13 augustus 2025 · 43 min

    Afspelen
    Four months after Trump shocked markets with sweeping tariffs, the results are in: new trade deals tilted toward American interests, a resilient economy, and Wall Street's return to record highs. We ask whether Trump has won the trade war. Or if it’s too soon to tell. Lees meer

    And in today’s Dumb Question of the Week: Are trade deals about more than tariffs?

    ---

    Thank you to Trading 212 for sponsoring this episode.

    Claim free fractional shares worth up to ‎£⁠100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link:

    Sponsored Link. Terms apply - trading212.com/join/RAMIN

    When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. 212 Cards are issued by Paynetics which provide all payment services. T212 provides customer support and user interface. Terms and fees apply.

    ---

    Get in touch

    📧 mhr@pensioncraft.com

    🎧 many-happy-returns.captivate.fm

    ---

    Join PensionCraft

    🌐 Become a member at pensioncraft.com

    ▶️ Subscribe on YouTube

    ---

    Disclaimer

    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  14. Can We Still Trust the Economic Data?

    6 augustus 2025 · 41 min

    Afspelen
    Investors and policymakers count on official statistics to stay grounded. But recent blunders in the UK and growing politicisation in the US have shaken trust in the numbers. Lees meer

    And in today’s Dumb Question of the Week: What is GDP-B?

    ---

    Thank you to Trading 212 for sponsoring this episode.

    Claim free fractional shares worth up to ‎£⁠100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link:

    Sponsored Link. Terms apply - trading212.com/join/RAMIN

    When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. 212 Cards are issued by Paynetics which provide all payment services. T212 provides customer support and user interface. Terms and fees apply.

    ---

    Get in touch

    📧 mhr@pensioncraft.com

    🎧 many-happy-returns.captivate.fm

    ---

    Join PensionCraft

    🌐 Become a member at pensioncraft.com

    ▶️ Subscribe on YouTube

    ---

    Disclaimer

    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  15. The Everything Bubble: What Could Possibly Go Wrong?

    30 juli 2025 · 40 min

    Afspelen
    The S&P 500 is pushing dot-com era valuations. Bitcoin’s smashing records. Meme stocks have risen from the dead. And AI start-ups are landing billion-dollar buy-outs. What do you do when a bubble is staring you right in the face? Lees meer

    And in today’s Dumb Question of the Week: What is a gamma squeeze?

    ---

    Thanks to Raisin UK for supporting this episode.

    Raisin UK is a free, easy-to-use platform where you can access savings accounts from over 40 FSCS-protected banks and building societies — all in one place.

    What's more, for a limited time only, you can receive a £100 bonus when you register and fund your first savings account with a minimum of £10,000 using the code "SAVINGS100". For more details, please visit the link raisin.co.uk/pensioncraft

    ---

    Get in touch

    📧 mhr@pensioncraft.com

    🎧 many-happy-returns.captivate.fm

    ---

    Join PensionCraft

    🌐 Become a member at pensioncraft.com

    ▶️ Subscribe on YouTube

    ---

    Disclaimer

    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  16. The Unicorn Farm: Betting on AI Startups

    23 juli 2025 · 48 min

    Afspelen
    Global venture capital firms poured $126 billion into early-stage startups in the first quarter — and almost 60% went into AI companies. We look at where the so-called smart money is placing their bets. Lees meer

    And in today’s Dumb Question of the Week: What is a unicorn?

    ---

    Thanks to Raisin UK for supporting this episode.

    Raisin UK is a free, easy-to-use platform where you can access savings accounts from over 40 FSCS-protected banks and building societies — all in one place.

    What's more, for a limited time only, you can receive a £100 bonus when you register and fund your first savings account with a minimum of £10,000 using the code "SAVINGS100". For more details, please visit the link raisin.co.uk/pensioncraft

    ---

    Get in touch

    📧 mhr@pensioncraft.com

    🎧 many-happy-returns.captivate.fm

    ---

    Join PensionCraft

    🌐 Become a member at pensioncraft.com

    ▶️ Subscribe on YouTube

    ---

    Disclaimer

    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  17. Why Can't I Retire Early?!

    16 juli 2025 · 43 min

    Afspelen
    The dream of an early retirement is a powerful motivator for many investors. But often it remains just that: a dream. So what’s holding people back? Is it simply a matter of money? Or are there deeper, psychological reasons why people decide to keep working? Lees meer

    And in today’s Dumb Question of the Week: Is the state pension like a bond?

    ---

    Thanks to Raisin UK for supporting this episode.

    Raisin UK is a free, easy-to-use platform where you can access savings accounts from over 40 FSCS-protected banks and building societies — all in one place.

    What's more, for a limited time only, you can receive a £100 bonus when you register and fund your first savings account with a minimum of £10,000 using the code "SAVINGS100". For more details, please visit the link raisin.co.uk/pensioncraft

    ---

    Get in touch

    📧 mhr@pensioncraft.com

    🎧 many-happy-returns.captivate.fm

    ---

    Join PensionCraft

    🌐 Become a member at pensioncraft.com

    ▶️ Subscribe on YouTube

    ---

    Disclaimer

    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  18. Is the UK Stock Market Dying?

    9 juli 2025 · 41 min

    Afspelen
    The UK stock market is shrinking. Since 2007, the number of listed companies has fallen by 45%, and those that remain trade at stubbornly low valuations compared to global peers. What’s driving the decline? And can it be stopped? Lees meer

    And in today’s Dumb Question of the Week: What is the new PISCES private stock market?

    ---

    Thanks to Raisin UK for supporting this episode.

    Raisin UK is a free, easy-to-use platform where you can access savings accounts from over 40 FSCS-protected banks and building societies — all in one place.

    What's more, for a limited time only, you can receive a £100 bonus when you register and fund your first savings account with a minimum of £10,000 using the code "SAVINGS100". For more details, please visit the link raisin.co.uk/pensioncraft

    ---

    Get in touch

    📧 mhr@pensioncraft.com

    🎧 many-happy-returns.captivate.fm

    ---

    Join PensionCraft

    🌐 Become a member at pensioncraft.com

    ▶️ Subscribe on YouTube

    ---

    Disclaimer

    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  19. Neural Net Worth: What If AI Isn’t a Bubble?

    2 juli 2025 · 57 min

    Afspelen
    AI stocks are soaring. Valuations are stretched and capital spending is off the charts. To many, it smells like a bubble. But what if it’s not? Lees meer

    What happens to markets if AI actually lives up to the hype? How could it reshape business models, transform economic growth, and change the way we invest?

    And in today’s Dumb Question of the Week: Will index funds still work if the most successful companies stay private?

    ---

    Thanks to Raisin UK for supporting this episode.

    Raisin UK is a free, easy-to-use platform where you can access savings accounts from over 40 FSCS-protected banks and building societies — all in one place.

    What's more, for a limited time only, you can receive a £100 bonus when you register and fund your first savings account with a minimum of £10,000 using the code "SAVINGS100". For more details, please visit the link raisin.co.uk/pensioncraft

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    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  20. Fragile Ceasefire: Are Markets Complacent?

    25 juni 2025 · 25 min

    Afspelen
    President Trump announced a ceasefire in the war between Israel and Iran. Markets reacted swiftly: stocks rallied, oil plunged, the dollar and gold slipped. But as investors shrug off geopolitical tensions, are they underestimating the risks? Lees meer

    And in today’s Dumb Question of the Week: Can you buy oil?

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    Music I…

  21. Crash Course: The Scariest Days in Stock Market History

    18 juni 2025 · 47 min

    Afspelen
    Stock markets tend to go up over time — but every so often, they fall off a cliff. Some crashes are brief and recover quickly, while others shake the financial world to its core. But what can we learn from the scariest days in stock market history? Lees meer

    And in today’s Dumb Question of the Week: What is a circuit breaker?

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  22. Outsmarting the Index: Strategies That (Sometimes) Work for Active Funds

    11 juni 2025 · 45 min

    Afspelen
    Beating the benchmark is the holy grail of active management — but it’s notoriously difficult and rare. Still, against the odds, a handful of portfolio managers do outperform the index, even if only fleetingly. We explore the tactics funds use to gain an edge. Lees meer

    And in today’s Dumb Question of the Week: What is the ‘Information Ratio’?

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    When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. 212 Cards are issued by Paynetics which provide all payment services. T212 provides customer support and user interface. Terms and fees apply.

    ---

    Try PensionCraft’s Premium Membership and get 75% off your first month.

    Simply use coupon code SAVE75 before July 1st, 2025. Gain access to premium content, and remember, you can cancel anytime and still retain access to our Beginner's bundle of courses. pensioncraft.com/investor-education/membership

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  23. Section 899: America’s Revenge Tax on International Investors

    4 juni 2025 · 36 min

    Afspelen
    The US is gearing up to turn a trade war into a capital war. Trump’s signature fiscal bill proposes retaliatory levies on investors from countries the US deems to have “unfair” tax regimes. Lees meer

    But what exactly counts as an “unfair” tax? How likely is this to become law? And what could it mean for investors holding US assets or doing business in America?

    And in today’s Dumb Question of the Week: What is capital flight?

    ---

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    When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. 212 Cards are issued by Paynetics which provide all payment services. T212 provides customer support and user interface. Terms and fees apply.

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    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  24. ISAs Under Review: Will Cash Savings Get Capped?

    28 mei 2025 · 43 min

    Afspelen
    Big changes could be coming to ISAs — the tax-free savings wrapper used by 22 million Brits. Lees meer

    Chancellor Rachel Reeves is preparing a major review of the ISA market, aiming to nudge savers away from cash and into stocks and shares. Could we soon see a cap on cash ISAs? And if so, how might that reshape the way millions of us save and invest?

    And in today’s Dumb Question of the Week: What is the ‘cost of capital’?

    ---

    Thanks to Raisin UK for supporting this episode.

    Raisin UK is a free, easy-to-use platform where you can access savings accounts from over 40 FSCS-protected banks and building societies — all in one place.

    What's more, for a limited time only, you can receive a £100 bonus when you register and fund your first savings account with a minimum of £10,000 using the code "SAVINGS100". For more details, please visit the link raisin.co.uk/pensioncraft

    ---

    Try PensionCraft’s Premium Membership and get 75% off your first month.

    Simply use coupon code SAVE75 before July 1st, 2025. Gain access to premium content, and remember, you can cancel anytime and still retain access to our Beginner's bundle of courses. pensioncraft.com/investor-education/membership

    ---

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    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  25. Know Thyself: How Risk-Tolerant Are You Really?

    21 mei 2025 · 37 min

    Afspelen
    We all like to think we can handle a little risk – until the market drops 20% and we’re refreshing our portfolio every ten minutes. Understanding your true risk tolerance is one of the most important – and most overlooked – parts of building an investment plan. But what exactly is risk tolerance? Can it be measured? And how should it shape the way you invest? Lees meer

    And in today’s Dumb Question of the Week: Should I wait until I've educated myself fully before investing?

    ---

    Thanks to Raisin UK for supporting this episode.

    Raisin UK is a free, easy-to-use platform where you can access savings accounts from over 40 FSCS-protected banks and building societies — all in one place.

    What's more, for a limited time only, you can receive a £100 bonus when you register and fund your first savings account with a minimum of £10,000 using the code "SAVINGS100". For more details, please visit the link raisin.co.uk/pensioncraft

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    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  26. When the Free Lunch Bites Back: Navigating Changing Asset Correlations

    14 mei 2025 · 45 min

    Afspelen
    Diversification is famously the only free lunch in investing. But when asset correlations shift, that meal might come with an unexpected bill. Economic cycles, inflation surprises, and market crises can all rewrite the rules when you least expect it. Lees meer

    And in today’s Dumb Question of the Week: Can adding an asset with negative expected returns ever be good for your portfolio?

    ---

    Thanks to Raisin UK for supporting this episode.

    Raisin UK is a free, easy-to-use platform where you can access savings accounts from over 40 FSCS-protected banks and building societies — all in one place.

    What's more, for a limited time only, you can receive a £100 bonus when you register and fund your first savings account with a minimum of £10,000 using the code "SAVINGS100". For more details, please visit the link raisin.co.uk/pensioncraft

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    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  27. Buffett Bows Out: Can Berkshire Thrive Without Him?

    7 mei 2025 · 39 min

    Afspelen
    After six decades at the helm, Warren Buffett has announced he’ll step down as CEO of Berkshire Hathaway later this year. But as the Oracle of Omaha prepares to hand over the reins, can Berkshire thrive without him? Lees meer

    And in today’s Dumb Question of the Week: Why aren't there more investors like Warren Buffett?

    ---

    Thanks to Raisin UK for supporting this episode.

    Raisin UK is a free, easy-to-use platform where you can access savings accounts from over 40 FSCS-protected banks and building societies — all in one place.

    What's more, for a limited time only, you can receive a £100 bonus when you register and fund your first savings account with a minimum of £10,000 using the code "SAVINGS100". For more details, please visit the link raisin.co.uk/pensioncraft

    ---

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    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  28. 100 Days Down: Making Sense of Trump's Market Shockwaves, with Katie Martin

    30 april 2025 · 46 min

    Afspelen
    Trump’s return to the White House is already reshaping the global order — sending shockwaves through financial markets. Asset prices have tumbled, correlations have fractured, and investors are reassessing risk itself. Lees meer

    We’re joined by Katie Martin from the Financial Times to help us make sense of the turmoil. Katie writes The Long View column and co-hosts the FT's Unhedged podcast.

    ---

    Thank you to Trading 212 for sponsoring this episode.

    Claim free fractional shares worth up to ‎£⁠100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link:

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    When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. 212 Cards are issued by Paynetics which provide all payment services. T212 provides customer support and user interface. Terms and fees apply.

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    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  29. What to Buy in Your ISA In 2025: Is This Year Different?

    23 april 2025 · 45 min

    Afspelen
    It’s April—ISA season is here. But what should you buy? Should you stick with a classic index fund, or is there a case for doing something different this year? And if you’re tempted to have a little fun with your investments, how much is too much? Lees meer

    And in today’s Dumb Question of the Week: What’s the point of a ‘fun’ portfolio if it’s not going to beat the market?

    ---

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    When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. 212 Cards are issued by Paynetics which provide all payment services. T212 provides customer support and user interface. Terms and fees apply.

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    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  30. Stars and Strife: Is This the End of American Exceptionalism?

    16 april 2025 · 42 min

    Afspelen
    America’s economic dynamism, deep capital markets, and stellar equity returns have long made it the top destination for capital. But with US stocks, Treasuries, and the dollar all sliding together, cracks are appearing in the image of American exceptionalism. Could mounting chaos really lead investors to turn away from Uncle Sam? Lees meer

    And in today’s Dumb Question of the Week: Why would you ever buy another country’s bonds?

    ---

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    Sponsored Link. Terms apply - trading212.com/join/RAMIN

    When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. 212 Cards are issued by Paynetics which provide all payment services. T212 provides customer support and user interface. Terms and fees apply.

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    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  31. The Orange Swan: Surviving the $10 Trillion Selloff

    9 april 2025 · 40 min

    Afspelen
    Global stock markets have plunged, wiping out nearly $10 trillion in market value. As the fallout from Trump’s tariff bombshell spreads, investors are left to wonder: How much worse could the selloff get? Lees meer

    And in today’s Dumb Question of the Week: What is the Fed Put, and is it dead?

    ---

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    When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. 212 Cards are issued by Paynetics which provide all payment services. T212 provides customer support and user interface. Terms and fees apply.

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    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  32. The Trillion Pound Question: Is Government Debt Out of Control?

    2 april 2025 · 47 min

    Afspelen
    National debt figures are staggering, running to trillions of pounds in the UK and tens of trillions of dollars in the US. Headlines warn of unsustainable paths and ticking time bombs under our economies. But is government debt really out of control? Lees meer

    And in today’s Dumb Question of the Week: Is government debt just like household debt, only much bigger?

    ---

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    Claim free fractional shares worth up to ‎£⁠100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link:

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    When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. 212 Cards are issued by Paynetics which provide all payment services. T212 provides customer support and user interface. Terms and fees apply.

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    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  33. Quid’s In: How Much Can You Invest Tax-Free?

    26 maart 2025 · 37 min

    Afspelen
    The UK tax year is about to end, and most people know about ISAs and pensions. But how much could you really invest tax-free if you made full use of every allowance? Lees meer

    From Junior ISAs and SIPPs to dividend and capital gains allowances, we crunch the numbers to find out how much a typical family can shield from the taxman.

    And in today’s Dumb Question of the Week: What would the ISA allowance be today if it had kept pace with inflation?

    ---

    Thank you to Lightyear for sponsoring this episode.

    Sign up for a new account on Lightyear and receive $10 worth of a US fractional share when you use this link: https://lightyear.com/pensioncraft or enter our special code PENSIONCRAFT manually in the Promotions section.

    Code conditions: Complete onboarding and fund at least £50 into your General Investment Account after entering the code. The code can only be used if you haven’t redeemed any code before. Once all conditions are met, you will be granted $10 worth of a US fractional share of your choice.

    Capital at risk. Provider of the investment services is Lightyear U.K. Ltd for the UK and Lightyear Europe AS for the EU. Terms apply: https://lightyear.com/terms. Seek qualified advice if necessary. This is not investment advice.

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    Copyright 2026 Many Happy Returns

  34. The Hidden Bull Market: The Stocks Defying the Gloom

    19 maart 2025 · 40 min

    Afspelen
    The S&P 500 entered a correction last week, dragged down by Big Tech. But not all sectors are struggling. From booming defence manufacturers to resilient miners and banks—some corners of the market are defying the gloom. We look at which countries, industries and themes are thriving in 2025. Lees meer

    And in today’s Dumb Question of the Week: Are market corrections healthy?

    ---

    Thank you to Lightyear for sponsoring this episode.

    Sign up for a new account on Lightyear and receive $10 worth of a US fractional share when you use this link: https://lightyear.com/pensioncraft or enter our special code PENSIONCRAFT manually in the Promotions section.

    Code conditions: Complete onboarding and fund at least £50 into your General Investment Account after entering the code. The code can only be used if you haven’t redeemed any code before. Once all conditions are met, you will be granted $10 worth of a US fractional share of your choice.

    Capital at risk. Provider of the investment services is Lightyear U.K. Ltd for the UK and Lightyear Europe AS for the EU. Terms apply: https://lightyear.com/terms. Seek qualified advice if necessary. This is not investment advice.

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    Copyright 2026 Many Happy Returns

  35. New World Disorder: Investing Amid the Chaos

    12 maart 2025 · 46 min

    Afspelen
    The world order is being shaken to its core. Old alliances are fracturing, trade wars are escalating, the US economy is faltering, and Europe is rapidly rearming. With markets in turmoil, how can we invest amid unprecedented uncertainty? Lees meer

    And in today’s Dumb Question of the Week: What is the ‘Mar-a-Lago accord’?

    ---

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    Copyright 2026 Many Happy Returns

  36. The Road to Wealth: 10 Financial Milestones Worth Celebrating

    5 maart 2025 · 39 min

    Afspelen
    Growing your wealth is a marathon, not a sprint. But it’s important to celebrate milestones you reach along the way. Let’s raise a glass to shedding debt, investing wisely, and securing your financial future. Lees meer

    And in today’s Dumb Question of the Week: Is all debt bad?

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    Copyright 2026 Many Happy Returns

  37. Whale Watching: What If the Biggest Investors Dump Their Holdings?

    26 februari 2025 · 44 min

    Afspelen
    When a big investor decides to sell, markets can move sharply. And some assets are particularly vulnerable, with ownership concentrated among a few large holders. What happens when the biggest whales dump their stocks, bonds or gold? Lees meer

    And in today’s Dumb Question of the Week: How does a stock exchange set a price if there's a buyer for every seller?

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    Copyright 2026 Many Happy Returns

  38. Wall Street Wisdom: The Truth Behind Investing Clichés

    19 februari 2025 · 40 min

    Afspelen
    Financial markets are awash with timeless wisdom, dubious anecdotes, and questionable ‘rules of thumb’. But how do we separate fact from fiction? Lees meer

    We put 10 famous investing adages to the test.

    And in the Dumb Question of the Week, we ask: Why are investors described as Bulls and Bears?

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    Copyright 2026 Many Happy Returns

  39. Are Your Investments Secretly Leveraged?

    12 februari 2025 · 41 min

    Afspelen
    Leverage is a double-edged sword that amplifies both gains and losses. But even if you haven’t borrowed to invest, hidden leverage may still lurk below the surface of your portfolio. Lees meer

    From gearing to derivatives to fragile operating models, we discuss the unseen risks of our investments.

    And in today’s Dumb Question of the Week: Can leverage ever be used to reduce risk?

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    Copyright 2026 Many Happy Returns

  40. Trade War Truce: Crisis Averted or Just Delayed?

    5 februari 2025 · 42 min

    Afspelen
    Donald Trump’s trade war has begun! Or has it? Markets breathed a sigh of relief as sweeping tariffs on Mexican and Canadian goods were suspended at the 11th hour. Lees meer

    But with tariffs on China now in force—and Beijing hitting back—will the reprieve be short-lived?

    And in the Dumb Question of the Week: How do you measure the strength of a currency?

    ---

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    When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. 212 Cards are issued by Paynetics which provide all payment services. T212 provides customer support and user interface. Terms and fees apply.

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    Copyright 2026 Many Happy Returns

  41. Trump, Tariffs and AI: The Stories Shaping Markets in 2025

    29 januari 2025 · 43 min

    Afspelen
    Markets are unruly beasts, swayed by shifting narratives, sudden rumours, and ever-changing expectations. But a handful of all-important stories will shape investor returns throughout 2025. Lees meer

    From interest rates to trade policy to AI, ​​we explore what’s capturing the market’s attention — and why it matters.

    And in the Dumb Question of the Week: Can bad news be good news?

    ---

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    Raisin UK is a free, easy-to-use online savings platform, with savings accounts from over 40 FSCS-protected banks and building societies. Simply register, apply to open as many accounts as you like, and manage everything with a single login. Elevate your savings game today.

    What's more, for a limited time only, you can receive a £100 bonus when you register and fund your first savings account with a minimum of £10,000 using the code "SAVINGS100". For more details, please visit the link: raisin.co.uk/pensioncraft

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    Copyright 2026 Many Happy Returns

  42. Meltdown: Scandal, Sleaze and the Collapse of Credit Suisse, with Duncan Mavin

    22 januari 2025 · 44 min

    Afspelen
    Credit Suisse’s collapse shook the global financial system, forcing regulators into a frantic search for solutions. Lees meer

    We're joined by Duncan Mavin, author of the new book ‘Meltdown: Scandal, Sleaze and the Collapse of Credit Suisse’ to discuss the downfall of a banking giant.

    And in the Dumb Question of the Week, we ask: How do you stop a bank run?

    ---

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    Raisin UK is a free, easy-to-use online savings platform, with savings accounts from over 40 FSCS-protected banks and building societies. Simply register, apply to open as many accounts as you like, and manage everything with a single login. Elevate your savings game today.

    What's more, for a limited time only, you can receive a £100 bonus when you register and fund your first savings account with a minimum of £10,000 using the code "SAVINGS100". For more details, please visit the link: raisin.co.uk/pensioncraft

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    Copyright 2026 Many Happy Returns

  43. Soaring Gilt Yields and Strained Public Finances, with Simon French

    15 januari 2025 · 46 min

    Afspelen
    Gilt yields are surging, straining government finances and raising fears of tax rises or spending cuts. But is this a UK-specific problem? And will the Bank of England be forced to respond? Lees meer

    We're joined by Simon French, Chief Economist and Head of Research at investment bank Panmure Liberum. Simon writes on economics for The Times and previously worked in senior government roles at the UK cabinet office.

    And in today’s Dumb Question of the Week, we ask: Why does the government need fiscal rules?

    ---

    Thank you to Raisin UK for sponsoring this episode.

    Raisin UK is a free, easy-to-use online savings platform, with savings accounts from over 40 FSCS-protected banks and building societies. Simply register, apply to open as many accounts as you like, and manage everything with a single login. Elevate your savings game today.

    What's more, for a limited time only, you can receive a £100 bonus when you register and fund your first savings account with a minimum of £10,000 using the code "SAVINGS100". For more details, please visit the link: raisin.co.uk/pensioncraft

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    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  44. Red Flags: China’s Economic Troubles, with George Magnus

    8 januari 2025 · 42 min

    Afspelen
    Since the sweeping reforms of the 1980s, China's rapid industrialisation and extraordinary growth have transformed it into a true global power. But the engine of China's economic miracle is starting to sputter. Sluggish demand, mounting debt, and unfavourable demographics suggest trouble ahead. Lees meer

    We're joined by George Magnus, a leading China expert who has written extensively on the risks facing the world's second-largest economy.

    And in the Dumb Question of the Week: Can we trust China’s economic statistics?

    ---

    Thank you to Raisin UK for sponsoring this episode.

    Raisin UK is a free, easy-to-use online savings platform, with savings accounts from over 40 FSCS-protected banks and building societies. Simply register, apply to open as many accounts as you like, and manage everything with a single login. Elevate your savings game today.

    What's more, for a limited time only, you can receive a £100 bonus when you register and fund your first savings account with a minimum of £10,000 using the code "SAVINGS100". For more details, please visit the link: raisin.co.uk/pensioncraft

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    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  45. Jingle Bulls, Jingle Bears: Are Investors Overconfident Heading into 2025?

    18 december 2024 · 43 min

    Afspelen
    Investor sentiment is more bullish than ever, with a record share of Americans expecting the S&P 500 to rise in 2025. Is this the peak of euphoria? Lees meer

    And in today’s Dumb Question of the Week: What’s the difference between hard and soft data?

    ---

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    Copyright 2026 Many Happy Returns

  46. Emerging Markets: Risky Bet or the Next Big Bargain?

    11 december 2024 · 43 min

    Afspelen
    Compared to developed countries, emerging markets have rarely looked cheaper. With valuations, economic growth, and demographic trends in their favour, is now the time to invest? Or could climate change, protectionism and debt hold them back? Lees meer

    And in today’s Dumb Question of the Week: Is South Korea an emerging market?

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    When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. Terms and fees apply.

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    Copyright 2026 Many Happy Returns

  47. Kaput: The End of the German Miracle, with Wolfgang Münchau

    4 december 2024 · 53 min

    Afspelen
    Germany is one of few Western countries to remain truly industrialised, boasting a massive manufacturing base and trade surplus. And yet, things have gone off the rails, with the economy contracting and the governing coalition collapsing. Lees meer

    We're joined by Wolfgang Münchau, whose new book argues we are witnessing the end of the German economic miracle.

    And in today’s Dumb Question of the Week, we ask: Why don’t Germans invest in the stock market?

    ---

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    When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. Terms and fees apply.

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    Copyright 2026 Many Happy Returns

  48. Stoic Investing: Are We Worrying About the Wrong Things?

    27 november 2024 · 38 min

    Afspelen
    Sensationalist headlines often lead to poor investment decisions, causing many investors to fixate on issues that have little impact on long-term returns. So, where should investors really focus their attention? Lees meer

    And in today’s Dumb Question of the Week: Should you invest if you’re very nervous?

    ---

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    Raisin UK is a free, easy-to-use online savings platform, with savings accounts from over 40 FSCS-protected banks and building societies. Simply register, apply to open as many accounts as you like, and manage everything with a single login. Elevate your savings game today.

    What's more, you can receive a £100 bonus when you register and fund your first savings account with a minimum of £10,000 using the code "SAVINGS100". For more details, please go to raisin.co.uk/pensioncraft

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    Copyright 2026 Many Happy Returns

  49. Trump 2.0: Political Risk and Complacent Markets, with Economist Larry Hatheway

    20 november 2024 · 47 min

    Afspelen
    Political risk is one of the most unquantifiable aspects of investing — and one of the most consequential. Shifts in regulation, tax and trade policies can shake economies and upend asset prices. Lees meer

    Our guest today is economist Larry Hatheway, who argues that markets vastly underestimate the dangers of a second Trump presidency.

    And in today’s Dumb Question of the Week, we ask: Are trade deficits a problem?

    ---

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    Raisin UK is a free, easy-to-use online savings platform, with savings accounts from over 40 FSCS-protected banks and building societies. Simply register, apply to open as many accounts as you like, and manage everything with a single login. Elevate your savings game today.

    What's more, you can receive a £100 bonus when you register and fund your first savings account with a minimum of £10,000 using the code "SAVINGS100". For more details, please go to raisin.co.uk/pensioncraft

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    Copyright 2026 Many Happy Returns

  50. Maxed Out Markets: Investing When Everything Is Expensive

    13 november 2024 · 40 min

    Afspelen
    How should you invest when everything is expensive? Lees meer

    Stock market valuations are stretched, gold is up 40% on a year ago, and bitcoin has hit an all-time high. With some analysts forecasting a ‘lost decade’ for US stocks, is it time to look elsewhere?

    And in today’s Dumb Question of the Week: Why is Warren Buffett holding so much cash?

    ---

    Thank you to Raisin UK for sponsoring this episode.

    Raisin UK is a free, easy-to-use online savings platform, with savings accounts from over 40 FSCS-protected banks and building societies. Simply register, apply to open as many accounts as you like, and manage everything with a single login. Elevate your savings game today.

    What's more, you can receive a £100 bonus when you register and fund your first savings account with a minimum of £10,000 using the code "SAVINGS100". For more details, please go to raisin.co.uk/pensioncraft

    ---

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    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

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    Copyright 2026 Many Happy Returns