Many Happy Returns

Alle afleveringen

243 afleveringen, van nieuw naar oud

  1. Gilt Yields and Ghosts of Budgets Past: Who's Afraid of Bond Vigilantes?

    6 november 2024 · 40 min

    Afspelen
    Gilt yields rose after the Autumn budget as markets absorbed sharp rises in investment, taxes and borrowing. Does Liz Truss’s mini-budget still haunt UK debt markets? And is there a risk that investors will shun UK debt? Lees meer

    In today’s Dumb Question of the Week: Does public investment ‘crowd out’ or ‘crowd in’ private sector activity?

    ---

    Thank you to Raisin UK for sponsoring this episode.

    Raisin UK is a free, easy-to-use online savings platform, with savings accounts from over 40 FSCS-protected banks and building societies. Simply register, apply to open as many accounts as you like, and manage everything with a single login. Elevate your savings game today.

    What's more, you can receive a £100 bonus when you register and fund your first savings account with a minimum of £10,000 using the code "SAVINGS100". For more details, please go to raisin.co.uk/pensioncraft

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    Disclaimer

    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  2. Chance, Risk, and the Art of Uncertainty, with Sir David Spiegelhalter

    30 oktober 2024 · 47 min

    Afspelen
    Investing is an uncertain journey, where chance, risk, and luck are constant companions. But can understanding probability help us live with the unknown? Lees meer

    We're joined by Sir David Spiegelhalter, Emeritus Professor of Statistics at the University of Cambridge and author of 'The Art of Uncertainty: How to Navigate Chance, Ignorance, Risk, and Luck'.

    And in today’s Dumb Question of the Week, we ask: ‘Would you want to know when you will die?’

    ---

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    Claim free fractional shares worth up to ‎£⁠100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link:

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    When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. Terms and fees apply.

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    Disclaimer

    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  3. Election Economics: Will A Trump Win Upend Markets?

    23 oktober 2024 · 43 min

    Afspelen
    The US Presidential election is less than two weeks away, and the result hangs in the balance. While markets appear calm, a second Trump term could have profound effects on global economies and investments. We discuss how the so-called 'Trump Trade' might impact different assets and sectors. Lees meer

    And in today’s Dumb Question of the Week: Is a strong or weak dollar better?

    ---

    Thank you to Trading 212 for sponsoring this episode.

    Claim free fractional shares worth up to ‎£⁠100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link:

    Sponsored Link. Terms apply - trading212.com/join/RAMIN

    When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. Terms and fees apply.

    ---

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    Disclaimer

    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  4. Time vs Money: How the Clock Transforms Your Investments

    16 oktober 2024 · 40 min

    Afspelen
    Investing, at its core, is about postponing consumption in the belief that time is your friend. Yet time has powerful effects on all aspects of markets, magnifying returns, blunting volatility, and warping the very value of money itself. Lees meer

    And in today’s Dumb Question of the Week: Why can’t we time the market?

    ---

    Thank you to Trading 212 for sponsoring this episode.

    Claim free fractional shares worth up to ‎£⁠100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link:

    Sponsored Link. Terms apply - trading212.com/join/RAMIN

    When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. Terms and fees apply.

    ---

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    Disclaimer

    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  5. Bracing for the Budget: Tax Rises, Black Holes & Growth, with Paul Johnson from the IFS

    9 oktober 2024 · 48 min

    Afspelen
    Despite record tax revenues, Britain's public services are struggling. So what's gone wrong and how do we fix it? Lees meer

    We sit down with Paul Johnson, Director of the Institute for Fiscal Studies and author of Follow the Money, to unpick the issues behind Britain's stagnation.

    We explore the structural challenges facing the UK economy, strategies to revive growth, and which taxes might rise in the upcoming budget.

    ---

    Thank you to Trading 212 for sponsoring this episode.

    Claim free fractional shares worth up to ‎£⁠100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link:

    Sponsored Link. Terms apply - trading212.com/join/RAMIN

    When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. Terms and fees apply.

    ---

    Get in touch

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    Disclaimer

    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  6. Beijing’s Big Gamble: Stock Markets Soar On China's Stimulus

    2 oktober 2024 · 42 min

    Afspelen
    China’s economic boom has slowed as debt, deflation, and demographics weigh on the economy. Beijing belatedly announced a massive stimulus package, cutting interest rates and funnelling money into the stock market. But will it be enough to turn around the world's second biggest economy? Lees meer

    And in today’s Dumb Question of the Week: What’s the difference between fiscal and monetary policy?

    ---

    Thank you to Trading 212 for sponsoring this episode.

    Claim free fractional shares worth up to ‎£⁠100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link:

    Sponsored Link. Terms apply - trading212.com/join/RAMIN

    When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. Terms and fees apply.

    ---

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    📧 mhr@pensioncraft.com

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    ---

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    Disclaimer

    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  7. Productivity Crisis: Is Europe A Basket Case?

    25 september 2024 · 42 min

    Afspelen
    Europe has suffered relative decline in recent decades, beset by sluggish economic growth, ageing populations, and stagnant wages. Meanwhile, the success of US Big Tech firms has seen America come to dominate global markets. We dig into a new report from the European Union to see if it offers a way to get Europe growing again. Lees meer

    And in today’s Dumb Question of the Week: What is “productivity”?

    ---

    Thank you to Saxo for sponsoring this episode.

    Sign up to claim GBP 200 back in online trading fees when you open an account with Saxo today via:

    PensionCraft | Saxo (home.saxo)

    Capital at risk. T&C’s apply.

    ---

    Get in touch

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    Disclaimer

    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  8. Smart Ways to Stash Your Cash: Banks, Bonds & Money Market Funds

    18 september 2024 · 39 min

    Afspelen
    Sometimes you need a safe place to stash your cash. Savings accounts, bonds and money market funds are all options but how can you maximise returns? And should you ‘lock in a rate’? Lees meer

    And in today’s Dumb Question of the Week: What’s wrong with Premium Bonds?

    ---

    Thank you to Saxo for sponsoring this episode.

    Sign up to claim GBP 200 back in online trading fees when you open an account with Saxo today via:

    PensionCraft | Saxo (home.saxo)

    Capital at risk. T&C’s apply.

    ---

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    Disclaimer

    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  9. Confronting Uncertainty: Building a Financial Plan in an Uncertain World

    11 september 2024 · 41 min

    Afspelen
    Creating a financial plan for your future requires estimating numerous unknown variables. How fast will your investments grow? How much will inflation erode your savings? Will taxes increase? We discuss the most important risks to consider and how to build a reliable plan in an uncertain world. Lees meer

    And in today’s Dumb Question of the Week: Will care costs ruin the plan?

    ---

    Thank you to Saxo for sponsoring this episode.

    Sign up to claim GBP 200 back in online trading fees when you open an account with Saxo today via:

    PensionCraft | Saxo (home.saxo)

    Capital at risk. T&C’s apply.

    ---

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    Disclaimer

    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  10. Mean Reversion in Markets: What Goes Up Must Come Down?

    4 september 2024 · 38 min

    Afspelen
    Mean reversion is one of the most powerful forces in financial markets. When returns, valuation or concentration rise to extreme levels, it’s usually only a matter of time before they come back into line with history. We discuss which aspects of markets are subject to mean reversion, and how long we might have to wait. Lees meer

    And in today’s Dumb Question of the Week: If you love mean reversion so much, why do you hate technical analysis?

    ---

    Thank you to Saxo for sponsoring this episode.

    Sign up to claim GBP 200 back in online trading fees when you open an account with Saxo today via:

    PensionCraft | Saxo (home.saxo)

    Capital at risk. T&C’s apply.

    ---

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    Disclaimer

    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  11. Boom and Bust: Ranking the Biggest Bubbles in History

    28 augustus 2024 · 50 min

    Afspelen
    Asset bubbles are an occasional, inevitable, and sometimes devastating feature of financial markets, making and breaking fortunes along the way. But what is the greatest bubble of all time? And in today’s Dumb Question of the Week: Are markets rational? Lees meer

    ---

    Thank you to Trading 212 for sponsoring this episode.

    Claim free fractional shares worth up to ‎£⁠100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link:

    Sponsored Link. Terms apply - trading212.com/join/RAMIN

    When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. Terms and fees apply.

    ---

    Get in touch

    📧 mhr@pensioncraft.com

    🎧 many-happy-returns.captivate.fm

    ---

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    Disclaimer

    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  12. The Default Pension Trap: What to Consider BEFORE You Switch Pension

    21 augustus 2024 · 40 min

    Afspelen
    Nine out of ten people are invested in their employer’s default pension strategy. However, a hands-off approach might not suit your personal circumstances, goals, or risk appetite. So, what should you consider before switching your pension? Lees meer

    And in today’s Dumb Question of the Week: Is it worth filling gaps in your National Insurance record?

    ---

    Thank you to Trading 212 for sponsoring this episode.

    Claim free fractional shares worth up to ‎£⁠100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link:

    Sponsored Link. Terms apply - trading212.com/join/RAMIN

    When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. Terms and fees apply.

    ---

    Get in touch

    📧 mhr@pensioncraft.com

    🎧 many-happy-returns.captivate.fm

    ---

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    Disclaimer

    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  13. Volatility Trading: Making Money from Market Swings

    14 augustus 2024 · 43 min

    Afspelen
    Volatility comes with the territory when owning risky assets, yet investors still seek ways to hedge against it—or even profit from it. So, how can you capitalise on market turbulence, and is it worth the effort? And in today’s Dumb Question of the Week: What is the MOVE index? Lees meer

    ---

    Thank you to Trading 212 for sponsoring this episode.

    Claim free fractional shares worth up to ‎£⁠100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link:

    Sponsored Link. Terms apply - trading212.com/join/RAMIN

    When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. Terms and fees apply.

    ---

    Get in touch

    📧 mhr@pensioncraft.com

    🎧 many-happy-returns.captivate.fm

    ---

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    Disclaimer

    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  14. Market Mayhem: Flash Crash or Full Blown Crisis?

    7 augustus 2024 · 41 min

    Afspelen
    Stock markets have been pummelled in recent days — is this is a flash crash or the start of something bigger? And why has fear spread so suddenly? Lees meer

    We look at the potential culprits, including weak economic data, central bank surprises, and sky high valuations. And in today’s Dumb Question of the Week: Should you buy the dip?

    ---

    Thank you to Trading 212 for sponsoring this episode.

    Claim free fractional shares worth up to ‎£⁠100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link:

    Sponsored Link. Terms apply - trading212.com/join/RAMIN

    When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. Terms and fees apply.

    ---

    Get in touch

    📧 mhr@pensioncraft.com

    🎧 many-happy-returns.captivate.fm

    ---

    Join PensionCraft

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    ▶️ Subscribe on YouTube

    ---

    Disclaimer

    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  15. Metal of the Future: Has Copper Come A Cropper?

    31 juli 2024 · 33 min

    Afspelen
    Copper is integral to the global economy, and its importance will only increase as the world decarbonises its energy infrastructure. Bulls have long argued that supply will fail to keep up with rising demand, driving copper prices higher. So why have prices slumped in recent months? And in today’s Dumb Question of the Week: Who is ‘Doctor Copper’? Lees meer

    ---

    Thank you to Saxo for sponsoring this episode.

    Sign up to claim GBP 200 back in online trading fees when you open an account with Saxo today via:

    PensionCraft | Saxo (home.saxo)

    Capital at risk. T&C’s apply.

    ---

    Get in touch

    📧 mhr@pensioncraft.com

    🎧 many-happy-returns.captivate.fm

    ---

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    Disclaimer

    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  16. Don't Get Burned: Avoid Single Points of Failure in Your Finances

    24 juli 2024 · 36 min

    Afspelen
    A botched software update hobbled IT systems around the world, grounding planes and taking TV stations off-air. But it’s not just computer systems that can crash and burn from an innocuous mistake — welcome to the ‘single point of failure’. We discuss underappreciated risks that could devastate your personal finances. Lees meer

    And in today’s Dumb Question of the Week: Is any investment completely safe?

    ---

    Thank you to Saxo for sponsoring this episode.

    Sign up to claim GBP 200 back in online trading fees when you open an account with Saxo today via:

    PensionCraft | Saxo (home.saxo)

    Capital at risk. T&C’s apply.

    ---

    Get in touch

    📧 mhr@pensioncraft.com

    🎧 many-happy-returns.captivate.fm

    ---

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    Disclaimer

    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  17. David vs Goliath: Small-Cap Stocks Finally Surge

    17 juli 2024 · 39 min

    Afspelen
    Last week saw a massive shift in markets, with unloved sectors and smaller stocks outperforming the mega-caps by a record amount. Is Big Tech’s dominance drawing to a close? And in today’s Dumb Question of the Week: Are small-cap funds forced to sell their winners? Lees meer

    ---

    Thank you to Saxo for sponsoring this episode.

    Sign up to claim GBP 200 back in online trading fees when you open an account with Saxo today via:

    PensionCraft | Saxo (home.saxo)

    Capital at risk. T&C’s apply.

    ---

    Get in touch

    📧 mhr@pensioncraft.com

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    Disclaimer

    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  18. UK House Prices: Is the Slump Over?

    10 juli 2024 · 34 min

    Afspelen
    After prices peaked two years ago, higher mortgage costs have caused the market to stall. But with rate cuts on the horizon, is normal service about to be resumed? We discuss how the change of government will affect the housing market. And in today’s Dumb Question of the Week: Does building more houses really lower prices? Lees meer

    ---

    Thank you to Saxo for sponsoring this episode.

    Sign up to claim GBP 200 back in online trading fees when you open an account with Saxo today via:

    PensionCraft | Saxo (home.saxo)

    Capital at risk. T&C’s apply.

    ---

    Get in touch

    📧 mhr@pensioncraft.com

    🎧 many-happy-returns.captivate.fm

    ---

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    Disclaimer

    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  19. Home Country Bias: Should You Overweight Domestic Stocks?

    3 juli 2024 · 40 min

    Afspelen
    Diversification is the only free lunch in investing, yet many investors choose to overweight their domestic stock market. While the UK makes up a mere 4% of global markets, off-the-shelf portfolios often include shockingly large allocations to British firms. We discuss whether home country bias is a problem or if there are good reasons to favour domestic stocks. Lees meer

    And in today’s Dumb Question of the Week: What are safe-haven currencies?

    ---

    Thank you to Saxo for sponsoring this episode.

    Sign up to claim GBP 200 back in online trading fees when you open an account with Saxo today via:

    PensionCraft | Saxo (home.saxo)

    Capital at risk. T&C’s apply.

    ---

    Get in touch

    📧 mhr@pensioncraft.com

    🎧 many-happy-returns.captivate.fm

    ---

    Join PensionCraft

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    Disclaimer

    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  20. Mid-Year Market Update: Are Things As Good As They Seem?

    26 juni 2024 · 39 min

    Afspelen
    We’re halfway through the year, and it’s time to take stock. The AI narrative continues to power the equity bull market. Central banks have started to cut interest rates. And the US Presidential election looms large. Lees meer

    We debate if things are as good as they look and what risks lie ahead for the second half of 2024. And in today’s Dumb Question of the Week: What isn’t priced in?

    ---

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    Claim free fractional shares worth up to ‎£⁠100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link:

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    When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. Terms and fees apply.

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    Copyright 2026 Many Happy Returns

  21. Will A Labour Government Be Good For Investors?

    19 juni 2024 · 44 min

    Afspelen
    Labour is 20 points ahead in the polls and looks set to form the next UK government. But how will their economic, tax and spending plans impact investors? We look at the promises included in Labour’s manifesto and what was left unsaid. And in today’s Dumb Question of the Week: Why are capital gains taxed at a lower rate than income? Lees meer

    ---

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    Claim free fractional shares worth up to ‎£⁠100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link:

    Sponsored Link. Terms apply - trading212.com/join/RAMIN

    When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. Terms and fees apply.

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    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  22. Interest Rate Cuts: Coming to a Central Bank Near You?

    12 juni 2024 · 32 min

    Afspelen
    Central banks in Europe and Canada cut interest rates for the first time since the pandemic, lowering borrowing costs and kicking off the easing cycle. Are the Bank of England and the Federal Reserve about to join them? And in today’s Dumb Question of the Week: Does it matter if inflation stays above 2%? Lees meer

    ---

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    Claim free fractional shares worth up to ‎£⁠100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link:

    Sponsored Link. Terms apply - trading212.com/join/RAMIN

    When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. Terms and fees apply.

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    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  23. Trade Wars: How Will Tariffs on China Impact Your Investments?

    5 juni 2024 · 39 min

    Afspelen
    Should investors fear the escalating trade war between the world’s two biggest economies? US President Joe Biden recently announced a slew of new tariffs on Chinese imports, including a massive 100% charge on electric vehicles. What comes next? And in today's Dumb Question of the Week: Is China uninvestable? Lees meer

    ___

    Thank you to Trading 212 for sponsoring this episode.

    Claim free fractional shares worth up to ‎£⁠100. Just create and verify a Trading 212 Invest or Stocks ISA account, make a minimum deposit of £1, and use the promo code "RAMIN" within 10 days of signing up, or use the following link:

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    When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. Free shares can be fractional. Terms and fees apply.

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    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  24. Building a Multi-Factor Stock Portfolio, with Ed Croft

    29 mei 2024 · 50 min

    Afspelen
    The evidence suggests that certain types of stock tend to beat the market in the long run. Patient investors can reap higher returns by tilting towards stocks that are cheap, high-quality or rising in price. Lees meer

    But how easy is it to identify undervalued companies? And what risks are involved in building a DIY portfolio?

    This week we speak to Ed Croft, the co-founder of Stockopedia, about multi-factor investing and a quantitative approach to stock selection.

    ---

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    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  25. Bond Battle: Individual Bonds or Bond Funds?

    22 mei 2024 · 44 min

    Afspelen
    As interest rates have risen, more and more people are interested in buying bonds. Individual government bonds can be a useful tool to lock in a high rate. But do individual bonds really make more sense than bond funds? Lees meer

    ---

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    Thanks to Freetrade for sponsoring this episode.

    Capital at risk. The probability is weighted, so more expensive shares will be rarer. T&Cs apply.

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    Copyright 2026 Many Happy Returns

  26. Building a Bulletproof Retirement Portfolio, with Tyler from Portfolio Charts

    15 mei 2024 · 1 uur 1 min

    Afspelen
    Designing a retirement portfolio is one of the thorniest problems in investing. The mix of assets you choose dramatically affects how much you can safely spend during retirement. Withdraw too much from your pot, and you risk running out of money. Lees meer

    We’re joined by the creator of Portfolio Charts to examine optimal asset allocation. Tyler has modelled retirement scenarios around the world, identifying portfolios that help you sleep well at night and make the most of your money.

    Selected links

    Global Withdrawal Rates – Portfolio Charts

    What Global Withdrawal Rates Teach Us About Ideal Retirement Portfolios

    ---

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    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  27. Earnings Season: Can US Stocks Deliver the Goods?

    8 mei 2024 · 35 min

    Afspelen
    With valuations stretched, American stocks need to deliver the goods this earnings season. Companies must grow their profits and defend their margins or risk the end of the S&P 500 bull market. And in today’s Dumb Question of the Week: What is a ‘blackout period’? Lees meer

    ---

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    Ready to claim your FREE share?

    1️⃣ Open a Freetrade account via Freetrade.io/pensioncraft

    2️⃣ Fund your account with at least £50

    3️⃣ Freetrade will drop the free share into your account within 7-10 days!

    Thanks to Freetrade for sponsoring this episode.

    Capital at risk. The probability is weighted, so more expensive shares will be rarer. T&Cs apply.

    ---

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    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

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    Copyright 2026 Many Happy Returns

  28. Payout Puzzle: Does Dividend Investing Make Sense?

    1 mei 2024 · 39 min

    Afspelen
    Many investors favour stocks that pay a high dividend, opting to live off the cash they generate. Even stingy US tech companies have started to pay dividends. But does a strategy focussed on income make sense? And in today’s Dumb Question of the Week: What is ‘Shareholder Yield’? Lees meer

    ---

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    Ready to claim your FREE share?

    1️⃣ Open a Freetrade account via Freetrade.io/pensioncraft

    2️⃣ Fund your account with at least £50

    3️⃣ Freetrade will drop the free share into your account within 7-10 days!

    Thanks to Freetrade for sponsoring this episode.

    Capital at risk. The probability is weighted, so more expensive shares will be rarer. T&Cs apply.

    ---

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    🎧 many-happy-returns.captivate.fm

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    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  29. Should you de-risk your portfolio before retirement?

    24 april 2024 · 41 min

    Afspelen
    A stock market crash early in retirement can leave you struggling to live off your investments. We discuss de-risking our portfolios and how to manage ‘sequence of returns’ risk. And in today’s Dumb Question of the Week: Is a stock market crash good for long-term returns? Lees meer

    Thanks to Freetrade for sponsoring this episode.

    Sign up at Freetrade.io/pensioncraft to get a free share worth between £10 and £100.

    When you invest, your capital is at risk. The probability is weighted, so more expensive shares will be rarer. T&Cs apply.

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    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  30. Is The Bank of England Broken?

    17 april 2024 · 40 min

    Afspelen
    The Bank of England has been criticised for its failure to foresee high inflation. A damning new report takes aim at the central bank’s forecasting process and urges a major overhaul. And in today’s Dumb Question of the Week: What is 'quantitative tightening'? Lees meer

    Thanks to Freetrade for sponsoring this episode.

    Sign up at Freetrade.io/pensioncraft to get a free share worth between £10 and £100.

    When you invest, your capital is at risk. The probability is weighted, so more expensive shares will be rarer. T&Cs apply.

    ---

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    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  31. How To Invest a Lump Sum in 2024

    10 april 2024 · 37 min

    Afspelen
    Investing a lump sum is a big decision that comes with great responsibility. Should you be conservative with your newfound wealth? Should you pile into markets straight away or drip feed slowly over time? And in today’s Dumb Question of the Week: What does FSCS protection cover? Lees meer

    Thanks to Freetrade for sponsoring this episode.

    Sign up at Freetrade.io/pensioncraft to get a free share worth between £10 and £100.

    When you invest, your capital is at risk. The probability is weighted, so more expensive shares will be rarer. T&Cs apply.

    ---

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    Disclaimer

    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  32. Are Investors Rational? Lessons From the Late Daniel Kahneman

    3 april 2024 · 41 min

    Afspelen
    Daniel Kahneman was the pioneer of behavioural economics and won a Nobel Prize for his work on cognitive biases. By explaining how a litany of psychological missteps skew our decisions, few people have had more influence on investing. We discuss how Kahneman improved our investing judgement and taught us to manage risk intelligently. And in today’s Dumb Question of the Week: Are stock analysts’ price targets worth anything? Lees meer

    Thanks to Freetrade for sponsoring this episode.

    Get a free share worth between £100 and £2,100 when you open & top up, or transfer an ISA and/or SIPP. Head over to: Freetrade.io/transfer. New and existing customers. Min £10k transfer or top up. Annual subscription required.

    Capital at risk. ISA and SIPP eligibility, tax rules and T&Cs apply. Free share value varies on the amount topped up or transferred. The value of your investments can go down as well as up and you may get back less than you invest. Tax treatment depends on personal circumstances and current rules may change.

    At present, Freetrade only supports Uncrystallised Fund Pension Lump Sums (UFPLS) for customers who wish to withdraw funds from their SIPP after their 55th birthday. We strongly encourage you to seek financial advice before making any withdrawals from your SIPP.

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    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  33. Bad Apple: The Trustbusters Target Big Tech

    27 maart 2024 · 41 min

    Afspelen
    US regulators have swung for the fences, accusing Apple of running an illegal smartphone monopoly. But will the legal cases facing big tech firms hurt stock prices? Lees meer

    Thanks to Freetrade for sponsoring this episode.

    Get a free share worth between £100 and £2,100 when you open & top up, or transfer an ISA and/or SIPP. Head over to: Freetrade.io/transfer. New and existing customers. Min £10k transfer or top up. Annual subscription required.

    Capital at risk. ISA and SIPP eligibility, tax rules and T&Cs apply. Free share value varies on the amount topped up or transferred. The value of your investments can go down as well as up and you may get back less than you invest. Tax treatment depends on personal circumstances and current rules may change.

    At present, Freetrade only supports Uncrystallised Fund Pension Lump Sums (UFPLS) for customers who wish to withdraw funds from their SIPP after their 55th birthday. We strongly encourage you to seek financial advice before making any withdrawals from your SIPP.

    ---

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    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  34. Bubble Trouble: Are Investors Right to be Worried?

    20 maart 2024 · 42 min

    Afspelen
    Stock markets have hit all-time highs in recent weeks, with bitcoin and gold joining the party. Inevitably, people ask, “Is this a bubble?!” And in today’s Dumb Question of the Week: What’s the difference between investing and speculation? Lees meer

    Thanks to Freetrade for sponsoring this episode.

    Get a free share worth between £100 and £2,100 when you open & top up, or transfer an ISA and/or SIPP. Head over to Freetrade.io/transfer. New and existing customers. Min £10k investment. Annual subscription required. Limited time offer.

    Capital at risk. ISA and SIPP eligibility, tax rules and T&Cs apply. Free share value varies on the amount topped up or transferred. Ends 5 April 2024.

    ---

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    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  35. Sustainable Investing: The End of ESG?

    13 maart 2024 · 32 min

    Afspelen
    ESG funds lured investors with the promise of simultaneously saving the planet and achieving higher returns. But after years of inflows, investors are pulling their money. Is there a better approach to sustainable investment? And in today’s Dumb Question of the Week: Why are there multiple oil prices? Lees meer

    Thanks to Freetrade for sponsoring this episode.

    Get a free share worth between £100 and £2,100 when you open & top up, or transfer an ISA and/or SIPP. Head over to Freetrade.io/transfer. New and existing customers. Min £10k investment. Annual subscription required. Limited time offer.

    Capital at risk. ISA and SIPP eligibility, tax rules and T&Cs apply. Free share value varies on the amount topped up or transferred. Ends 5 April 2024.

    ---

    Get in touch

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    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  36. 9 Things to Do Before the End of the Tax Year

    6 maart 2024 · 36 min

    Afspelen
    With just one month until the end of the UK tax year, it’s time to review our family finances, make the most of our annual allowances and optimise our investments. And in today’s Dumb Question of the Week: What is 'bed and breakfasting’? Lees meer

    Thanks to Freetrade for sponsoring this episode.

    Get a free share worth between £100 and £2,100 when you open & top up, or transfer an ISA and/or SIPP. Head over to Freetrade.io/transfer. New and existing customers. Min £10k investment. Annual subscription required. Limited time offer.

    Capital at risk. ISA and SIPP eligibility, tax rules and T&Cs apply. Free share value varies on the amount topped up or transferred. Ends 5 April 2024.

    ---

    Get in touch

    📧 mhr@pensioncraft.com

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    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  37. The Rise and Rise of Nvidia: AI Breakthrough or Bubble?

    28 februari 2024 · 37 min

    Afspelen
    Excitement about AI is powering a new bull market. Nvidia smashed earnings expectations, catapulting the company towards a two-trillion dollar valuation and lifting stocks globally. Lees meer

    Thanks to Freetrade for sponsoring this episode. Sign up at Freetrade.io/pensioncraft to get a free share worth between £10 and £100.

    When you invest, your capital is at risk. The probability is weighted, so more expensive shares will be rarer. T&Cs apply.

    ---

    Get in touch

    📧 mhr@pensioncraft.com

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    Disclaimer

    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  38. UK Recession: Investing During an Economic Downturn

    21 februari 2024 · 41 min

    Afspelen
    The UK and Japan slipped into recession at the end of 2023, and growth remains weak in Europe and China. While the US economy is booming, much of the world is struggling — does an economic downturn spell disaster for our investments? And in today’s Dumb Question of the Week: What’s the difference between a recession and a depression? Lees meer

    Thanks to Freetrade for sponsoring this episode. Sign up at Freetrade.io/pensioncraft to get a free share worth between £10 and £100.

    When you invest, your capital is at risk. The probability is weighted, so more expensive shares will be rarer. T&Cs apply.

    ---

    Get in touch

    📧 mhr@pensioncraft.com

    🎧 many-happy-returns.captivate.fm

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    Disclaimer

    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  39. Schrödinger's Flat: How Big a Problem is Commercial Real Estate?

    14 februari 2024 · 34 min

    Afspelen
    Banks stocks have tumbled as losses mount on property loans, forcing them to set aside extra cash and slash dividends. Is the commercial real estate problem contained or is this just the tip of the iceberg? And in today’s Dumb Question of the Week: What is negative equity? Lees meer

    Thanks to Freetrade for sponsoring this episode. Sign up at Freetrade.io/freesharepensioncraft to get a free share worth between £10 and £100.

    When you invest, your capital is at risk. The probability is weighted, so more expensive shares will be rarer. T&Cs apply.

    Selected links

    Kastle Back to Work Barometer

    Monetary Tightening, Commercial Real Estate Distress, and US Bank Fragility

    ---

    Get in touch

    📧 mhr@pensioncraft.com

    🎧 many-happy-returns.captivate.fm

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    Disclaimer

    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  40. Are UK Stocks Really a Bargain?

    7 februari 2024 · 40 min

    Afspelen
    UK stocks have lagged global markets in recent years. Unloved by investors and underweighted by institutions, is the UK really a bargain hiding in plain sight? Lees meer

    We discuss what’s holding British equities back and if they’re about to turn a corner.

    And in today’s Dumb Question of the Week: When a company goes private, are you forced to sell your shares?

    Selected links

    The atrophying UK stock market | FT

    Six charts that show how cheap UK equities are | Schroders

    FTSE 250 valuation and forecast for 2024

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    Disclaimer

    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  41. The Best Free Investing Tools

    31 januari 2024 · 42 min

    Afspelen
    There’s never been more information available to investors, but how do you avoid drowning in data? We’ve gathered our favourite investing tools from across the web to help. And what’s more, they’re free. Lees meer

    Get ready for asset valuation, fund selection, and portfolio modelling made easy.

    And in today’s Dumb Question of the Week: Do backtests really work?

    Tools discussed

    Fund screening

    JustETF

    VettaFI

    Morningstar fund screener

    Morningstar ETF screener

    Market Data

    FRED

    Koyfin

    FinViz

    Yahoo Finance

    Google Finance

    Dataroma

    Valuation

    Yardeni

    Research Affiliates

    Barclays Indices

    Aswath Damodaran

    Historic returns data

    Bogleheads SIMBA spreadsheet

    Robert Shiller’s data

    Fama/French data

    MSCI data

    Portfolio backtests

    PortfolioCharts

    Portfolio Visualizer

    FI Calc

    Affiliate links

    New users of Koyfin get 15% off when signing up through this special link https://koyfin.com/?via=pensioncraft

    New subscribers to Sharepad get the 2nd month free for monthly subscribers, or an additional free 13th month for annual subscribers: https://sharescope.co.uk/pensioncraftsp

    New users of Stockopedia get a special 25% discount on any annual plan: https://stk.pe/pensioncraft

    Join CBonds private investors’ dedicated plans to receive between 30-50% off: https://bit.ly/47nekIM

    PensionCraft may earn a small commission on affiliate links.

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    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  42. Weird Portfolios and Wonderful Companies, with Value Stock Geek

    24 januari 2024 · 50 min

    Afspelen
    The "Weird Portfolio" seeks to sidestep market crashes while still achieving attractive long-term returns. We talk to its creator, Value Stock Geek. We also dig into value investing, and how to find wonderful companies at wonderful prices. Lees meer

    Follow Value Stock Geek at securityanalysis.org

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    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  43. 10 Things They Don't Tell You About Stocks

    17 januari 2024 · 39 min

    Afspelen
    To succeed at investing, you need to get the big decisions right. But the details matter too. We explore ten under-appreciated aspects of stock markets that, while seemingly trivial, can greatly affect your returns. Lees meer

    We look at everything from index construction to valuation measures to platform fees.

    And in today’s Dumb Question of the Week: Why do global index funds use market-cap weighting rather than GDP?

    Selected links

    Tech Company Dilution: Finding Ground Truth

    Stock Market vs. GDP Share, by Country (1900-2022) | Visual Capitalist

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    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  44. What I learned from talking to 1,000 people about their investments

    10 januari 2024 · 40 min

    Afspelen
    Since starting PensionCraft, I’ve spoken to more than a thousand people about their finances, helping with their investing goals, strategies, and fears. Lees meer

    We discuss common challenges investors face and how they chart the right course.

    And in today’s Dumb Question of the Week: Why is it so hard to talk about money?

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    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  45. Demographic Shifts: Will Population Ageing Derail Stock Returns?

    3 januari 2024 · 43 min

    Afspelen
    After a century of rapid population growth, the world is getting older. Lees meer

    But with fewer workers to subsidise healthcare and pensions, some speculate that shifting demographics spell trouble for the economy and our investments.

    We debate whether the golden age of stock markets can survive the great Demographic Drag?

    And in today’s Dumb Question of the Week: How did old people survive before pensions?

    Selected links

    Ageing Is the Real Population Bomb | IMF

    Boomer Retirement: Headwinds for U.S. Equity Markets? | San Francisco Fed

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    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  46. Soft Landings Are Hard: How Has the US Economy Achieved the Impossible?

    27 december 2023 · 39 min

    Afspelen
    Despite all the predictions of doom, the American economy has achieved a macro miracle. Inflation has been tamed without the insidious side-effects of higher unemployment or a recession. Lees meer

    But how has the Fed pulled off a soft landing, and can we hope for the same in the UK?

    And in today’s Dumb Question of the Week: Why do economists always get it wrong?

    Selected links

    How did the US achieve a soft landing? - by Noah Smith

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    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  47. Merry Market Quizmas: Can You Outsmart Ramin?

    20 december 2023 · 31 min

    Afspelen
    12 tricky questions to test anyone's knowledge about money, markets and investing in 2023. Can you triumph in our Christmas pub quiz?! Lees meer

    And in today’s Dumb Question of the Week: What is the Santa Rally and is it real?

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    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  48. Charlie Munger's Wisdom: Profit, Polemics and Peanut Brittle

    13 december 2023 · 33 min

    Afspelen
    We celebrate the life of Charlie Munger and look to learn from his wisdom. Lees meer

    Warren Buffett's long-time right-hand man helped build Berkshire Hathaway and was a brilliant investor in his own right. But perhaps he will be best remembered for his willingness to share his wisdom, wit and one-liners.

    And in today’s Dumb Question of the Week: What is the “Lollapalooza Effect”?

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    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  49. The Most Important Number in Investing

    6 december 2023 · 40 min

    Afspelen
    Markets are full of numbers. Big ones. Small ones. Nonsensical ones. But what is the most influential number in investing? Lees meer

    Is it the oil price? Or the interest rate set by the Fed? Or perhaps the strength of the dollar?

    We debate seven different rates and prices in attempt to crown The World’s Most Important Number.

    And in the Dumb Question of the Week: Why does the Fed set its policy rate as a target range?

    Selected links

    How the Fed Implements Monetary Policy with Its Tools — St Louis Fed

    How Does the Fed Influence Interest Rates Using Its New Tools? — St Louis Fed

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    Disclaimer

    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns

  50. How to Fight Investing FOMO

    29 november 2023 · 40 min

    Afspelen
    The Fear of Missing Out tempts us all. Amid fast-moving markets and 24-hour news, FOMO can be an investor's worst enemy, derailing decision-making and undermining long-term goals. We discuss the strategies that help us stick to the plan. And in today’s Dumb Question of the Week: When is the right time to sell an investment? Lees meer

    Thanks to Lightyear for sponsoring this episode. Sign up at lightyear.app.link/pensioncraft or use the code PENSIONCRAFT to get a US fractional share worth $10.

    Capital at risk. The provider of investment services is Lightyear Financial Ltd for the UK and Lightyear Europe AS for the EU. Terms apply: lightyear.com/terms. Seek qualified advice if necessary.

    Yield is provided as of November 27th, 2023. Refer to the instrument’s Key Information Document available on the issuer’s website and Lightyear App before making investment decisions.

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    Disclaimer

    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

    Music ID: ZVMI9V6X4SOWSHY0

    Copyright 2026 Many Happy Returns