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243 afleveringen, van nieuw naar oud
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Treasury Doom Loop: The World's Most Dangerous Trade?
22 november 2023 · 30 min
What do you get if you combine the world’s most important financial market, hedge funds, enormous leverage, and doom loop dynamics? Welcome to the Treasury ‘basis trade'. Lees meer
We discuss the risks that lurk behind the Treasury market and why regulators are sounding the alarm.
And in today’s Dumb Question of the Week: What is the difference between duration and maturity?
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Disclaimer
This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.
Music ID: ZVMI9V6X4SOWSHY0
Copyright 2026 Many Happy Returns
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Passive Power: Do Index Funds Hurt the Economy?
15 november 2023 · 35 min
Over decades, index funds have delivered superior returns and surged in popularity. But some claim the rise of passive investing has come at the cost of less competitive markets and inflated prices for consumers. We look at the evidence that common stock ownership might harm economic efficiency. Lees meer
And in today’s Dumb Question of the Week: How high would bond yields have to go for you to sell your stocks?
Selected links
How Index Funds May Hurt the Economy - The Atlantic
Anti-Competitive Effects of Common Ownership
The Perils of Common Ownership: The Flooding Phenomenon
Martin Schmalz: How passive funds prevent competition
Index Investing and Common Ownership Theories | BlackRock
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Disclaimer
This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.
Music ID: ZVMI9V6X4SOWSHY0
Copyright 2026 Many Happy Returns
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The Magnificent Seven: What if Big Tech Starts to Shrink?
8 november 2023 · 45 min
The “Magnificent Seven” stocks have reigned supreme this year, accounting for almost all of the S&P 500’s returns. But what if these titans of tech begin to stumble? And in today’s Dumb Question of the Week: How long do companies last? Lees meer
Thanks to IG for sponsoring this episode. Find out more about IG Smart Portfolios via https://upl.inc/h46sgc
IG is also offering new IG Smart Portfolio accounts 50% off the management fees until November 2024 when you open a new account via this link. That’s a management fee of just 0.25%, capped at £250 per year.
Note that this offer is only open to UK residents, over the age of 18 years old, who meet the eligibility criteria for an IG Smart Portfolio account. The offer only applies to new IG Smart Portfolio accounts opened via the above link on or before 30 November 2024 (and will not apply to existing IG Smart Portfolio accounts or to any other product or service offered by IG). This offer begins on 1 November 2023 and ends on 30 November 2024. Please contact IG at helpdesk.uk@ig.com for any assistance.
Please be aware that investing puts your capital at risk.
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Disclaimer
This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.
Music ID: ZVMI9V6X4SOWSHY0
Copyright 2026 Many Happy Returns
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Are UK Investment Trusts A Bargain?
1 november 2023 · 37 min
Ever feel like investing in something unusual? From unlisted shares to commercial property to infrastructure, Investment Trusts could be your answer. Performance has waned of late, and many are available at chunky discounts. Is now the time to buy in? And in today’s Dumb Question of the Week: What is a “Long Term Asset Fund”? Lees meer
Thanks to IG for sponsoring this episode. Find out more about IG Smart Portfolios via https://upl.inc/h46sgc
IG is also offering new IG Smart Portfolio accounts 50% off the management fees until November 2024 when you open a new account via this link. That’s a management fee of just 0.25%, capped at £250 per year.
Note that this offer is only open to UK residents, over the age of 18 years old, who meet the eligibility criteria for an IG Smart Portfolio account. The offer only applies to new IG Smart Portfolio accounts opened via the above link on or before 30 November 2024 (and will not apply to existing IG Smart Portfolio accounts or to any other product or service offered by IG). This offer begins on 1 November 2023 and ends on 30 November 2024. Please contact IG at helpdesk.uk@ig.com for any assistance.
Please be aware that investing puts your capital at risk.
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Disclaimer
This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.
Music ID: ZVMI9V6X4SOWSHY0
Copyright 2026 Many Happy Returns
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Is Buy-to-Let Investing Dead?
25 oktober 2023 · 31 min
Regulatory changes and rising interest rates have squeezed rental yields, leaving investors to wonder: Is the buy-to-let dream over? And in today’s Dumb Question of the Week: Does real estate outperform the stock market over the long-term? Lees meer
Thanks to IG for sponsoring this episode. Find out more about IG Smart Portfolios via https://upl.inc/h46sgc
Selected links
Monthly Lettings Index (Hamptons)
Mortgaged landlords face falling profits and refinancing hurdles (FT)
Why Britain’s buy-to-let dream is dying (The Telegraph)
The Rate of Return on Everything, 1870–2015
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Disclaimer
This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.
Music ID: ZVMI9V6X4SOWSHY0
Copyright 2026 Many Happy Returns
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Are Government Bonds Really Risk-Free?
18 oktober 2023 · 42 min
Government bonds are considered the world's safest asset, setting the "risk-free rate" against which all other investments are judged. But with rising national debts and dwindling credit ratings, are they really above question? Lees meer
We discuss the implications for investors if government bonds are actually at risk of default.
And in today’s Dumb Question of the Week: Why choose bonds over simply holding cash?
Selected links
Aswath Damodaran Twitter thread
In Search of Safe Havens: The Trust Deficit and Risk-free Investments! (Aswath Damodaran)
The Bond Bear Market & Asset Allocation (A Wealth of Common Sense)
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Disclaimer
This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.
Music ID: ZVMI9V6X4SOWSHY0
Copyright 2026 Many Happy Returns
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The King of Passive Investing: No Longer at the Vanguard?
11 oktober 2023 · 33 min
Is Vanguard still the king of passive investing? Lees meer
Vanguard pioneered passive index funds, driving down fees and maximising returns for ordinary investors. But with the rise of innovative new brokers in the UK, has Vanguard lost its mojo?
And in today’s Dumb Question of the Week: Is one fund really enough?
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Disclaimer
This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.
Music ID: ZVMI9V6X4SOWSHY0
Copyright 2026 Many Happy Returns
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Small caps are cheap. Why do they keep getting cheaper!?
4 oktober 2023 · 34 min
Smaller companies look much better value than the giants of the S&P 500. Yet despite attractive prices, small cap indices continue to get cheaper, further widening the gap. Is bigger really better? Lees meer
We look at what's holding small caps back and if they are about to gain momentum.
And in today’s Dumb Question of the Week: How big can one company grow?
Selected links
Large Cap vs Small Cap valuations (Yardeni)
A Tale of Two Small-Cap Benchmarks: 10 Years Later | S&P Global
Global ex-US Small Caps | Man Institute
Visualising the Top 20 Most Valuable Companies of All Time
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Disclaimer
This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.
Music ID: ZVMI9V6X4SOWSHY0
Copyright 2026 Many Happy Returns
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Has the Bank of England Bottled It?
27 september 2023 · 33 min
Last week, an unexpected cooling of inflation allowed the Bank of England to leave interest rates unchanged. Lees meer
But with CPI still running more than three times above its target, has the Bank wimped out before the battle is won?
And in today’s Dumb Question of the Week: Instead of hiking interest rates to fight inflation, why doesn't the government simply urge people to spend less?
Selected links
Monetary Policy Summary and minutes (20 September 2023) - Bank of England
No More Baubles: Post-Plague Consumption
The Regulation of Consumption | Encyclopedia.com
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This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.
Music ID: ZVMI9V6X4SOWSHY0
Copyright 2026 Many Happy Returns
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Macro Mysteries: The Shocking Revision to UK GDP
20 september 2023 · 35 min
The Office for National Statistics (ONS) published revised GDP figures, upending the post-pandemic economic narrative. Lees meer
It turns out that Britain’s economy recovered much quicker than previously thought and is no longer an international outlier. So how did the ONS find a load of economic output down the back of the sofa?
And in today’s Dumb Question of the Week: What could we measure instead of GDP?
Selected links
Impact of Blue Book 2023 changes on gross domestic product - Office for National Statistics
What is GDP and how do we measure it? | National Statistical
China’s Official Economic Data: Is It Accurate? | St. Louis Fed
Beyond GDP: Three Other Ways to Measure Economic Health | St. Louis Fed
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This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.
Music ID: ZVMI9V6X4SOWSHY0
Copyright 2026 Many Happy Returns
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Advice to My Younger Self: What I Wish I'd Known About Investing
6 september 2023 · 36 min
You don’t get to invest with the benefit of hindsight. Mistakes are made, and you have to live with them. But it begs the question: if you could travel back in time, what investing advice would you give your 21-year-old self? Lees meer
Would you champion index funds? Warn about risk? Or maybe suggest just getting started?
And in today’s Dumb Question of the Week: Am I rich?
Selected links
Household total wealth in Great Britain (ONS)
Distribution of individual total wealth in Great Britain (ONS)
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This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.
Music ID: ZVMI9V6X4SOWSHY0
Copyright 2026 Many Happy Returns
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BRICS: Bigger Is Better?
30 augustus 2023 · 36 min
In the early 2000s, the BRICS nations were the pick of emerging markets: vast, rapidly growing economies that promised stellar long-term returns. But it hasn’t played out like that. At least, not yet. Lees meer
Just last week, BRICS expanded its fold with six new members. But does the alliance actually make a difference?
And in today’s Dumb Question of the Week: What are frontier markets?
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Disclaimer
This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.
Music ID: ZVMI9V6X4SOWSHY0
Copyright 2026 Many Happy Returns
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Tales from the Trading Floor: The Truth About Investment Banks
23 augustus 2023 · 43 min
During my 15 years in investment banking, I witnessed the brilliance of analysts, the buzz of the trading floor, and the chaos of the financial crisis. Today, we draw back the curtain on the world of high finance. Lees meer
And in today’s Dumb Question of the Week: What are “systemically important banks”?
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Disclaimer
This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.
Music ID: ZVMI9V6X4SOWSHY0
Copyright 2026 Many Happy Returns
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Is Value Investing Dead?
16 augustus 2023 · 42 min
For the best part of a century, buying cheap stocks was a reliable way to beat the market. But since the financial crisis, value investing has significantly underperformed. Even Warren Buffett — its most famous advocate — has lagged the market. Lees meer
So is value investing dead? Or is it just sleeping?
And in today’s Dumb Question of the Week: What is book value?
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Disclaimer
This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.
Music ID: ZVMI9V6X4SOWSHY0
Copyright 2026 Many Happy Returns
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The Upside of Down Earnings: Plummeting Profits and Soaring Stocks
9 augustus 2023 · 38 min
Stock markets go up because companies grow their earnings over the long term. But this year, the S&P 500 is rallying despite stocks reporting their third straight quarter of falling profits. Has the market just not noticed? Lees meer
We discuss whether an earnings recession should worry us and if it’s about to turn around.
And in today’s Dumb Question of the Week: Are share buybacks equivalent to dividends?
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Disclaimer
This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.
Music ID: ZVMI9V6X4SOWSHY0
Copyright 2026 Many Happy Returns
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Is the China Growth Story Over?
2 augustus 2023 · 43 min
For decades, China has been the engine of global growth, doubling its GDP every eight years. But now it faces weak demand, slowing productivity and an ageing population. Lees meer
We debate if China can beat the “middle-income trap” and what it means for investors.
And in today’s Dumb Question of the Week: Is China’s currency called the Yuan or the Renminbi?
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Disclaimer
This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.
Music ID: ZVMI9V6X4SOWSHY0
Copyright 2026 Many Happy Returns
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Structured Products: An Expensive Free Lunch?
26 juli 2023 · 38 min
What if you could invest in the stock market but not risk losing money? Yes, yes, your alarm bells should be ringing! But that's exactly what some new funds claim to offer. Lees meer
We take a hard look at structured products and buffer ETFs and ask if they really make sense for investors.
And in today’s Dumb Question of the Week: What is Monte Carlo Simulation?
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Disclaimer
This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.
Music ID: ZVMI9V6X4SOWSHY0
Copyright 2026 Many Happy Returns
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How To Stress Test Your Portfolio
19 juli 2023 · 52 min
How would your portfolio cope with a severe economic shock? Lees meer
We’ve picked out five different scenarios to stress test our finances, including recessions, depressions, and sky-high inflation. But how should we think about tail-risks, and what we can do to prepare?
And in today’s Dumb Question of the Week: Why haven’t wealth preservation funds preserved wealth this year?
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Disclaimer
This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.
Music ID: ZVMI9V6X4SOWSHY0
Copyright 2026 Many Happy Returns
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Politics vs Economics: What Politicians Misunderstand About Markets
12 juli 2023 · 40 min
Politicians are tasked with steering the economy and spreading prosperity. But, shockingly, not all of their claims about money and markets stack up. We discuss common misconceptions in politics and the political truisms that mislead us about investing. Lees meer
And in today’s Dumb Question of the Week: What is insider trading?
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Disclaimer
This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.
Music ID: ZVMI9V6X4SOWSHY0
Copyright 2026 Many Happy Returns
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How To Live Off Your Investments In Retirement
5 juli 2023 · 40 min
How can we maintain our quality of life in retirement without exhausting our funds? Lees meer
We don’t know how long we will live, and the unpredictability of inflation and market crashes combine to make retirement planning one of the most intricate puzzles in investing.
We discuss how to manage the risks and what strategies can help us enjoy our golden years.
And in today’s Dumb Question of the Week: Is it best to just live off the dividends?
Selected links
Does The 4% Rule Work Around The World? | RR
Old Age and the Decline in Financial Literacy
Lives on the Line - tube map life expectancy
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Disclaimer
This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.
Music ID: ZVMI9V6X4SOWSHY0
Copyright 2026 Many Happy Returns
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Mid-Year Market Review: Time To Get Off The Bull?
28 juni 2023 · 40 min
We’re halfway through the year, and it’s time to take stock. Lees meer
Central banks are approaching the end of the hiking cycle. The S&P 500 has entered a new bull market. And bonds are paying more than 5%. We discuss where the investing opportunities might lie and what risks lurk for the rest of 2023.
And in today’s Dumb Question of the Week: Is the 60/40 portfolio dead?
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Disclaimer
This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.
Music ID: ZVMI9V6X4SOWSHY0
Copyright 2026 Many Happy Returns
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How High Will Interest Rates Go?
20 juni 2023 · 45 min
The UK has the highest inflation of any major economy, and markets expect the Bank of England to keep hiking interest rates in response. Lees meer
But how high could rates go? Will mortgages become unaffordable?
We discuss the chances of a recession and whether house prices could crash.
And in today’s Dumb Question of the Week: Why do central banks raise interest rates incrementally rather than in one big jump?
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This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.
Music ID: ZVMI9V6X4SOWSHY0
Copyright 2026 Many Happy Returns
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The War on Crypto
14 juni 2023 · 41 min
The US Securities and Exchange Commission charged Binance and Coinbase with operating illegal securities exchanges. These are the two biggest names in crypto, accounting for more than half of global trading. Lees meer
Does this mark the beginning of the end of the wild west era of crypto?
And in today’s Dumb Question of the Week: What exactly is a security?
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Disclaimer
This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.
Music ID: ZVMI9V6X4SOWSHY0
Copyright 2026 Many Happy Returns
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Markets Are Quiet. Too Quiet.
7 juni 2023 · 37 min
Markets are eerily calm. Stock volatility is low, and the Vix fear gauge has plunged to pre-pandemic levels. But is this the quiet before the storm? Lees meer
With the US debt ceiling now resolved, some fear that replenishing the Treasury’s coffers could rattle the serenity of markets. Others fret about heightened macroeconomic uncertainty. So are markets too complacent?
And in today’s Dumb Question of the Week: How do minimum volatility funds work? And do they work?
Selected links
Certainly Uncertain - AQR Capital Management
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Disclaimer
This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.
Music ID: ZVMI9V6X4SOWSHY0
Copyright 2026 Many Happy Returns
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How Late Is Too Late To Get Started Investing?
31 mei 2023 · 40 min
When it comes to investing, time is your friend. If you get started early, compound returns do a lot of the heavy lifting for you! Lees meer
But what if you didn’t put money into the market when you were young… what if you start investing later in life? We discuss ways to reach our goals and the compromises we might have to make.
And in today’s Dumb Question of the Week: Are target-date retirement funds a good option?
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Disclaimer
This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.
Music ID: ZVMI9V6X4SOWSHY0
Copyright 2026 Many Happy Returns
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Japanese Stocks Surge: Is It Time To Buy?
24 mei 2023 · 35 min
Japanese stocks have hit their highest level in 33 years. With markets closing in on record highs seen in the 1980s, are Japanese stocks finally about to escape the shadow of the bubble? Lees meer
We dig into what’s behind the rally and if it has further to run.
And in today’s Dumb Question of the Week: What is a value trap?
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Disclaimer
This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.
Music ID: ZVMI9V6X4SOWSHY0
Copyright 2026 Many Happy Returns
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What Will Cause The Next Market Crash?
17 mei 2023 · 43 min
Investing is said to involve climbing a wall of worry… so where will the next crisis come from? A good place to look for clues is the Fed’s twice-yearly Financial Stability Report. Lees meer
The latest report highlights risks at banks, money-market funds and commercial real estate, but will they really cause the next crash?
And in today’s Dumb Question of the Week: Surely low liquidity just means the price is too high?
Selected links
Financial Stability Report, May 2023
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This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.
Music ID: ZVMI9V6X4SOWSHY0
Copyright 2026 Many Happy Returns
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Stock Market Rally: Fundamentals vs FOMO
10 mei 2023 · 36 min
The stock market has been on a tear, with the S&P 500 up more than 15% since its October lows. Lees meer
But is the rally supported by the fundamentals? Or is it about to go into reverse?
Do company earnings and valuations justify the buoyant market? Or is it driven by hype around artificial intelligence?
And in today’s Dumb Question of the Week: Has TINA turned into TARA?
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This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.
Music ID: ZVMI9V6X4SOWSHY0
Copyright 2026 Many Happy Returns
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Has inflation finally peaked?
3 mei 2023 · 43 min
Inflation has started to subside but remains worryingly high across the world. Lees meer
Will central banks need to raise rates higher still? Will inflation fall back to its 2% target without a recession? And will the Bank of England stop saying mad stuff?
And in today’s Dumb Question of the Week: Will high prices be with us forever? When inflation falls, prices don’t fall, do they?
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This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.
Music ID: ZVMI9V6X4SOWSHY0
Copyright 2026 Many Happy Returns
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Active Stock Picking Is Getting Harder
19 april 2023 · 40 min
Some people claim that active managers can capitalise on market crashes to beat the benchmark. But do they really save us from being savaged by bears? Lees meer
The analysts at S&P Dow Jones have been hard at work on their updated Index vs Active scorecard, and the numbers for 2022 are hot off the press.
The latest data reveals that UK active funds experienced their worst underperformance on record. We dig into the report to find out why.
And in today’s Dumb Question of the Week: Does passive investing work for Emerging Markets?
Selected links
SPIVA Europe Year-End 2022 | S&P Dow Jones Indices
SPIVA U.S. Year-End 2022 | S%P Dow Jones Indices
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This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.
Music ID: ZVMI9V6X4SOWSHY0
Copyright 2026 Many Happy Returns
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Rain or Shine: Building an All Weather Portfolio
12 april 2023 · 47 min
An all-weather portfolio aims to deliver steady growth while minimising risk. Pioneered by Ray Dalio, the strategy emphasises diversification across asset classes to keep on chugging, through rain or shine. Lees meer
We discuss how to construct a portfolio for all seasons, and whether it lives up to its promise.
And in today’s Dumb Question of the Week: How does a tail-risk fund work?
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This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.
Music ID: ZVMI9V6X4SOWSHY0
Copyright 2026 Many Happy Returns
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Stunted Growth: Scottish Mortgage vs ARK
5 april 2023 · 38 min
Growth stocks have been on a rollercoaster ride — soaring during the pandemic, only to plunge as interest rates climbed. Lees meer
We consider two prime examples of the growth stock phenomenon: Scottish Mortgage Investment Trust and Cathie Wood's ARKK.
We dig into the funds' investment philosophies, faltering performance, and whether they are set for a resurgence.
And in today’s Dumb Question of the Week: What is the difference between a closed and open-ended fund?
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This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.
Music ID: ZVMI9V6X4SOWSHY0
Copyright 2026 Many Happy Returns
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Contagion: Chain Reactions and the CoCo Powder Keg
22 maart 2023 · 39 min
Contagion can be rapid, unpredictable and destabilising. Lees meer
When a financial institution gets into trouble, it can cause a chain reaction, punishing investors, banks and even countries.
We discuss what factors cause these crises to spread and what we should do about it as investors.
And in today’s Dumb Question of the Week: What is a CoCo, and are they about to pop?
Selected links
The Unholy Trinity of Financial Contagion
Financial contagion in the era of globalised banking | OECD
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This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.
Music ID: ZVMI9V6X4SOWSHY0
Copyright 2026 Many Happy Returns
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Silicon Valley Bank collapse: The Fallout and the Bailout
13 maart 2023 · 49 min
On Friday last week, Silicon Valley Bank—the 16th biggest bank in the United States—succumbed to a bank run and was declared insolvent. With markets gripped by fear, the US authorities stepped in on Sunday night to guarantee customer deposits and backstop the financial system. Lees meer
But why did SVB collapse? What happens next? And what are the risks to the broader financial system?
And in today’s Dumb Question of the Week: What is the difference between a bail-out and a bail-in?
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This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.
Music ID: ZVMI9V6X4SOWSHY0
Copyright 2026 Many Happy Returns
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Dry Powder: Where to Park Your Cash
8 maart 2023 · 46 min
After more than a decade of near zero interest rates, it is now possible to earn some income from cash and short-term investments. Lees meer
But where should you park your cash? There are many options from bank accounts to money market funds to bonds. Each come with their own benefits, risks and quirks.
But why we would even hold cash? And what makes 2023 a potentially lucrative environment for short-term investments?
And in today’s Dumb Question of the Week: What is a bank?
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This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.
Music ID: ZVMI9V6X4SOWSHY0
Copyright 2026 Many Happy Returns
-
Raging Bullion: Is Gold a Good Investment?
1 maart 2023 · 42 min
Forged in the final moments of exploding neutron stars, gold has the best origin story of any asset. Lees meer
To some, gold’s scarcity and history make it the only real form of money. To others, it's just a shiny rock.
It's claimed to be an inflation hedge, a trusted store of value, and the asset to own when all else fails. But does gold have a role to play in our portfolios?
And in today’s Dumb Question of the Week: Why did we abandon the gold standard?
Selected links
Three Secret Ingredients of the Most Efficient Portfolios (Portfolio Charts)
Golden Butterfly Portfolio vs Pinwheel Portfolio (PensionCraft - YouTube)
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Disclaimer
This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.
Music ID: ZVMI9V6X4SOWSHY0
Copyright 2026 Many Happy Returns
-
Seven Ways to Slice the Stock Market
22 februari 2023 · 47 min
Does growth beat value? Does equal weighting outperform? Will the US always be the leading market? Lees meer
Over the last 100 years, simply buying and holding the stock market would have made you rich. But that doesn’t stop people searching for ways to juice their returns.
This week we discuss seven ways to slice the stock market. From sectors to factors to weightings, we look at different ways to tilt your portfolio.
And in today’s Dumb Question of the Week: Is Apple really an American company?
Selected links
Concentration within Sectors and Its Implications for Equal Weighting (S&P Dow Jones Indices)
Factor Indices: A Simple Compendium (S&P Dow Jones Indices)
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Disclaimer
This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.
Music ID: ZVMI9V6X4SOWSHY0
Copyright 2026 Many Happy Returns
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Love Contractually: How to Invest as a Couple
15 februari 2023 · 35 min
One in five couples identify money as their greatest relationship challenge. And when it comes to investing, 40% of couples disagree on how much risk to take. Lees meer
So how should we grow wealth with our partners? And what strategies can help minimise disagreements along the way?
And in today’s Dumb Question of the Week: On divorce, would you rather have the pension or the property?
Selected links
2021 Couples & Money Study (Fidelity)
What's best on divorce: the pension or the property? (FT Advisor)
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Disclaimer
This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.
Music ID: ZVMI9V6X4SOWSHY0
Copyright 2026 Many Happy Returns
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How to Make Better Investing Decisions
8 februari 2023 · 36 min
To be better investors, we need to make better decisions. Lees meer
With a few simple steps, we can structure our thinking and improve our investments.
We all struggle with bias and unstructured thinking. But there are systems we can use that nudge us into making higher-quality decisions.
We discuss framing decisions to align with investing goals, overcoming analysis paralysis, and the 37 Percent Rule.
And in today’s Dumb Question of the Week: Why save for retirement?
Selected links
Rational Reminder podcast with Ralph Keeney
Foraging and the Explore/Exploit Trade-Off (Nature)
The 37% Rule (Big Think)
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Disclaimer
This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.
Music ID: ZVMI9V6X4SOWSHY0
Copyright 2026 Many Happy Returns
-
Broken Records: Why are music catalogues so valuable?
1 februari 2023 · 44 min
Justin Bieber sold his back catalogue for $200m. This follows eye-watering sales for megastars like Bob Dylan, Bruce Springsteen and Tina Turner. Lees meer
But why are music rights now the hottest asset on the planet?
We discuss how the music industry has turned itself around, the risks of owning song rights, and whether royalties deserve a place in our portfolio.
And in today’s Dumb Question of the Week: What is securitization?
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This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.
Music ID: ZVMI9V6X4SOWSHY0
Copyright 2026 Many Happy Returns
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Smart Money: If you don't know who the patsy is, you're the patsy
25 januari 2023 · 41 min
Institutional investors, hedge funds, and professional managers dominate financial markets. Collectively, they make up 90% of trading and are sometimes called ‘smart money’. Lees meer
But are they really that smart? Do they know something we don’t?
And in today’s Dumb Question of the Week: What is a hedge fund?
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This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.
Music ID: ZVMI9V6X4SOWSHY0
Copyright 2026 Many Happy Returns
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Defaulty Towers: How dangerous is the US Debt Ceiling?
18 januari 2023 · 44 min
The United States is again toying with defaulting on its national debt. Lees meer
If the $31 trillion debt ceiling were breached without the limit being raised, it’s fair to say all hell would break loose.
But how likely is a default? And what would happen to markets if the US really jumped off the cliff?
And in today’s Dumb Question of the Week: Who is the national debt owed to anyway?
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This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.
Music ID: ZVMI9V6X4SOWSHY0
Copyright 2026 Many Happy Returns
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Surreal Estate: How far will house prices fall?
11 januari 2023 · 43 min
Global property is worth more than all the stocks and bonds in the world combined. It is a colossal asset class and the primary source of most people’s wealth. Lees meer
After a remarkable run-up during the pandemic, house prices have now started to drop.
But how far could they fall? And what effect could it have on the economy?
And in today’s Dumb Question of the Week: Is your house an investment?
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Disclaimer
This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.
Music ID: ZVMI9V6X4SOWSHY0
Copyright 2026 Many Happy Returns
-
Tesla: What goes up Musk come down
4 januari 2023 · 46 min
Tesla's stock price fell almost 70% in 2022 and was among the worst-performing stocks in the S&P 500. Lees meer
To some, Tesla is the poster child for innovation, set to dominate the global automotive industry for years. But to others, it’s the most egregious example of hype and bravado to emerge from the era of free money.
Was last year just a bump in the road, or has Tesla hit the skids? And how has Elon Musk's purchase of Twitter and assorted antics hurt Tesla?
And in today’s Dumb Question of the Week: What is an activist shareholder?
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Disclaimer
This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.
Music ID: ZVMI9V6X4SOWSHY0
Copyright 2026 Many Happy Returns
-
Ready for a portfolio shakeup? What to consider before making a move
28 december 2022 · 36 min
So you’ve decided it’s time to overhaul your investment portfolio. Out with the old assets and in with the new. Lees meer
But hold on, before you press the sell button, there’s a lot to consider. Have you modelled your new portfolio? Have you found the cheapest funds? Have you thought about taxes?
Today we discuss how to plan a big portfolio move and stick with it when things get tough.
And in today’s Dumb Question of the Week: Does it matter if I choose an ETF or an index fund?
Selected links
PortfolioCharts
T-Rex calculator
CompareFundPlatforms.com
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Disclaimer
This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.
Music ID: ZVMI9V6X4SOWSHY0
Copyright 2026 Many Happy Returns
-
2022 Merry Market Recap: Claus for concern
21 december 2022 · 38 min
A festive round-up of the major investing stories of 2022. We consider the trends that moved the market and ask which will continue into the next year. Lees meer
If you've ever wanted to hear ‘The Twelve Days of Christmas’ adapted for investors, today is your lucky day!
And in today’s Dumb Question of the Week: Did the wise men construct a good portfolio for Jesus?
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Disclaimer
This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.
Music ID: ZVMI9V6X4SOWSHY0
Copyright 2026 Many Happy Returns
-
Don't be fooled by 'Dreamwashing'
7 december 2022 · 41 min
The investment world is full of attempts to milk us for fees and capital. But how is it done? Simply take a humdrum product, dress it up in exciting clothes, and sell the dream. Lees meer
Is your active fund secretly tracking an index? Is your favourite meme stock hiding faltering performance with gimmicks? Who’s actually paying for that champagne lunch with your financial advisor?
Today, we coin a new term for this phenomenon: Dreamwashing.
And in today’s Dumb Question of the Week: Do you need a financial advisor?
Selected links
Closet indexing indicators and investor outcomes (ESMA)
Champers and safaris: the secret diary of a St James’s Place adviser (The Times)
SEC Charges Goldman Sachs Asset Management for Failing to Follow its Policies Involving ESG Investments
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Disclaimer
This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.
Music ID: ZVMI9V6X4SOWSHY0
Copyright 2026 Many Happy Returns
-
Tricks of the trade-off: How to balance priorities in investing
30 november 2022 · 40 min
Investment decisions always involve trade-offs. Spend vs save. Risk vs return. Lees meer
There's no way around them, no matter how many times you rejig your spreadsheet.
We look at five trade-offs every investor has to face:
Spend vs save
Risk vs return
Ethics vs diversification
Reliability vs excitement
Liquidity vs lifestyle choices
And in today’s Dumb Question of the Week: Is it better to overpay your mortgage or invest?
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Disclaimer
This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.
Music ID: ZVMI9V6X4SOWSHY0
Copyright 2026 Many Happy Returns
-
The Stock Market World Cup
23 november 2022 · 48 min
Which countries will deliver world-beating returns to shareholders over the next four years? That’s the question we ask in today's unofficial and unscientific Stock Market World Cup. Lees meer
We have four closely fought international matchups to decide:
UK vs France
Germany vs China
USA vs Japan
India vs Brazil
And in today’s Dumb Question of the Week: Why do index funds not perfectly track the performance an index?
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Disclaimer
This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.
Music ID: ZVMI9V6X4SOWSHY0
Copyright 2026 Many Happy Returns
-
The worst week in crypto history... so far.
16 november 2022 · 49 min
Last week saw FTX implode in a storm of allegations that culminated in bankruptcy. Lees meer
The failure of the second-largest exchange and standard-bearer for the industry has left everyone asking: what next for crypto investors?
The fallout is ongoing, with customers nursing heavy losses, investigators circling and the industry teetering.
We delve into what caused the collapse and ask if it could bring down more crypto institutions. Could it even spread to the wider financial system?
And in today’s Dumb Question of the Week: What is a bank run?
---
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Disclaimer
This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.
Music ID: ZVMI9V6X4SOWSHY0
Copyright 2026 Many Happy Returns